Acorns Early
Grow kids’ money skills
Find your freedom with a debit card made for you
Money gets a glow-up with the Acorns Early smart money app and debit card made just for teens. Spend, save, earn, send money to friends, and more!
Get Acorns Early
Formerly GoHenry
The money app & debit card that grows at your pace
Acorns Early has all the tools you need to feel safe and secure as you learn about money. Tap to purchase, have paychecks sent straight to your account with Direct Deposit, securely spend online, and take your pick from our exclusive range of debit card designs.
Get Acorns Early
Choose from 35+ customizable debit card designs
Why choose Acorns Early?
The Acorns Early smart debit card for teens gives you the independence you need. Pay, get paid, save, budget, shop, and learn the skills that will help you now — and in the future. Plus, your parents are by your side whenever you need them to help navigate the world of finances.
Allowance & chores app
Parents set up chores in the Acorns Early app, and you get paid when you finish up!
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Savings account
Acorns Early helps turn saving into a habit. Easily set savings goals with target dates and an optional autosave feature.
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Parental controls
Parents can get peace of mind with notifications when you spend, they can set spending limits, and instantly block lost or stolen cards.
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Financial literacy
Grow your knowledge with short, bite-sized courses and videos that’ll help you learn all about money.
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Giftlinks and Relative accounts
Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.
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A debit card that's got your back
Zero Liability Protection by Mastercard®
FDIC-insured up to $250,000 through a partner bank
Real-time spending notifications
Acorns Early blocks unsafe spending categories
Chip and PIN-protected transactions
Secure PIN recovery in the app
Bank-level encryption
Easily block and unblock cards
For parents
Why Acorns Early?
If you're a parent looking to help your teens learn valuable money skills, the Acorns Early smart money app and teen debit card is the way to go. It has all the tools you need to support your teen as they learn about money.
Send money
Set automatic allowance payments and transfer money in an instant.
Stay in the know
Real-time notifications tell you when and where teens spend.
Set their limits
Parent controls like spending limits give you peace of mind.
Get the whole family involved
Friends and family can send money straight to your teens' cards or contribute to savings goals with Giftlinks.
Paychecks straight to your teen’s account
Teens can share their account details with their employer and get their paycheck paid straight to their Acorns Early account with Direct Deposit.
What makes a teen debit card different to a regular bank card or credit card?
An Acorns Early teen debit card isn't tied to a bank account — you're only spending money you have (because it's already loaded onto your card). Unlike credit cards, there's no risk of damaging your credit score or going into debt. It's simple — the money you have on your card is the money you can spend or save.
A teen debit card is also safer than carrying cash. You can block or unblock cards whenever you need to, and parents can send you a quick transfer for need-it-now moments.
Get Acorns Early
A teen debit card is also safer than carrying cash. You can block or unblock cards whenever you need to, and parents can send you a quick transfer for need-it-now moments.
Pricing
$5/mo for 1 kid
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$10/mo for
2-4 kids
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2-4 kids
Frequently asked
At what age can a teen get a debit card?
Acorns Early debit cards are available for kids ages 6 to 18. Teens just need a parent or guardian to sign them up to get their Acorns Early debit card.
How much is an Acorns Early teens debit card?
We charge one monthly subscription of just $5 per kid. For families with up to four kids, it's just $10 per month. You get access to all of the features of Acorns Early, including the kid's debit card, chore tracking, automatic allowance, parental controls, and more.
Where can you use Acorns Early debit cards?
Acorns Early debit cards can be used anywhere that Mastercard® is accepted. This includes online, in stores, and at ATMs.
Are teens' debit cards a good alternative to traditional bank cards and credit cards?
Acorns Early is for kids ages 6-18, which means kids under 18 can start learning about money before they are eligible for a traditional bank card and/or credit cards of their own. Our features have been designed specifically for this age group—and allow for safety and parent transparency at all times. From real-time spend notifications and instant transfers to the ability to set chores and pay pocket money—Acorns Early is tailored to families. Plus, our safety features like the option to block and unblock cards, and being able to block unsafe spend categories helps you stay in control, too.
Is Acorns Early included in an Acorns subscription?
Acorns Early is included in every Gold subscription. The Gold subscription also includes Acorns Early Invest, a flexible investment account for kids with a 1% match, Acorns Invest, an investment account with an expert-built, diversified portfolio, and Acorns Later, a retirement account with a 3% IRA match on new contributions, and much, much more!
