Pricing

Acorns Subscriptions

Simple,
transparent plans.

Whether you’re new to investing or planning ahead for your family’s future, we bundle our products, tools, and education into subscription plans — each curated to meet you at whichever stage of life you’re in. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

Not sure which subscription is right for you? Let us help you decide!

I want Acorns to help me...

(select all that apply)

invest easily

invest for my retirement

invest for my family

invest in companies & ETFs I like

invest my spare change

bank smarter

save for emergencies

get smarter with money

participate in live money Q&As

teach my kids about money

get my kids their own debit card

manage my kids’ allowance & chores

get life insurance

plan my will

Reset selections

This tool is provided for educational purposes only and is not a recommendation of any account type or investment strategy.

Bronze

Silver

Gold

Acorns Bronze

$3/mo.

Investing tools to get you started on your financial journey.

Investing

Investment account with an expert-built, diversified portfolio

Save and invest spare change everyday with Round-Ups®

Acorns Later retirement account

Acorns investing

Acorns puts investing on autopilot. Sign up in minutes and we’ll recommend an expert-built, diversified investment portfolio for your money goals, your kids' money goals, and your retirement. No picking and choosing stocks — we do the hard part for you.

Round-Ups®

Start investing your spare change every time you make a purchase. $2.50 fries? That’s $0.50 invested. $7.25 sandwich? That’s $0.75 invested. All together, Acorns customers have invested over $4,000,000,000 in spare change alone!

Acorns Later Match

We’ll boost your retirement with a 3% IRA match on new contributions you make towards Acorns Later. Max out your annual contributions, and that’s an extra $210 — on us! Gold subscription exclusive

Acorns Early Invest

Grow their futures with Acorns Early Invest, our simple, automated investment account for your kids, nieces, nephews, or any kid who’s important to you. Gold subscription exclusive

Custom Portfolios

Add individual stocks and ETFs to your already diversified portfolio. By simply using it, you’ll gain more control over your investing and level up your knowledge with guidance every step of the way. Gold subscription exclusive

Banking

Checking account that saves and invests for you

Instantly invest spare change with Real-Time Round-Ups®

No overdraft fees.

55,000+ fee-free ATMs nationwide and around the world

Heavy metal Acorns Visa™ debit card

Acorns Checking

A new way of online banking that automatically saves and invests for you. Includes mobile check deposit, digital checks, things your bank can do, and more. Plus, no hidden fees — ever.

Acorns Visa debit card

Made with a heavy metal core, the Acorns debit card features your laser-engraved signature and a super slick, matte finish.

Real-Time Round-Ups®

Instantly invest your spare change whenever you make a purchase with your Acorns debit card. The faster you invest your change, the more time you’re giving your money a chance to grow.

Paycheck split

Automatically save and invest a piece of your paycheck across all your different Acorns accounts each time you get paid.

Earning

450+ in-app partner brands to earn bonus investments with

Find a side hustle with Job Finder

Browser extension to get bonus investments every time you shop at 15,000+ partners

Acorns Earn

Earn bonus investments by simply shopping at thousands of top brands — including ones you likely shop at anyway!

Learning

Grow your financial confidence with videos and tips for investors both experienced and new

Educational courses on all things money

Acorns Learn

Search, explore, and discover courses, videos, and more — all designed to help you grow your financial confidence and take control of your financial future.

Acorns Silver

$6/mo.

Level up your saving and investing skills with even more tools.

Investing

Investment account with an expert-built, diversified portfolio

Save and invest spare change everyday with Round-Ups®

Acorns Later retirement account with a 1% IRA match on new contributions

Acorns investing

Round-Ups®

Acorns Later Match

Acorns Early Invest

Grow their futures with Acorns Early Invest, our simple, automated investment account for your kids, nieces, nephews, or any kid who’s important to you. Gold subscription exclusive

Custom Portfolios

Mighty Oak Banking

Checking account that saves and invests for you

Instantly invest spare change with Real-Time Round-Ups®

No overdraft fees.

55,000+ fee-free ATMs nationwide and around the world within the AllPoint network

Limited edition, tungsten metal Mighty Oak Visa™ debit card

Emergency fund for life’s unexpected hiccups

Grow your money with 2.72% APY on Checking, 4.29% APY on Emergency Fund

Mighty Oak debit card™

Introducing a new way of banking that saves and invests for you. Plus, earn more with two of the highest APYs available — 2.72% APY on Checking and 4.29% APY on Emergency Fund. Silver and Gold subscription exclusive

Where beauty means gains

Designed in collaboration with Dwayne Johnson, the limited edition, Mighty Oak debit card is made with tungsten and personalized with your laser-engraved signature.

Real-Time Round-Ups®

Instantly invest your spare change whenever you make a purchase with your Acorns debit card. The faster you invest your change, the more time you're giving your money a chance to grow.

Paycheck split

Automatically save and invest a piece of your paycheck across all your different Acorns accounts each time you get paid.

Emergency Fund

Prepare for the unexpected and grow your money faster by earning 4.29% APY on money you save in your Emergency Fund. Silver and Gold subscription exclusive

Earning

450+ in-app partner brands to earn bonus investments with

Find a side hustle with Job Finder

Browser extension to get bonus investments every time you shop at 15,000+ partners

Get a 25% match on your bonus investments

Acorns Earn

Earn bonus investments by simply shopping at thousands of top brands — including ones you likely shop at anyway!

Learning

Grow your financial confidence with videos and tips for investors both experienced and new

Educational courses on all things money

Live Q&As with investing experts

Acorns Learn

Search, explore, and discover courses, videos, and more — all designed to help you grow your financial confidence and take control of your financial future.

Acorns Gold

$12/mo. First month on us!

Full suite of saving, investing, and learning tools for you and your family.

Investing

Investment account with an expert-built, diversified portfolio

Save and invest spare change everyday with Round-Ups®

Acorns Later retirement account with a 3% IRA match on new contributions

Investment account for kids with a 1% match

Customize your portfolio with the ability to add individual stocks

Acorns investing

Round-Ups®

Acorns Later Match

Acorns Early Invest

Grow their futures with Acorns Early Invest, our simple, automated investment account for your kids, nieces, nephews, or any kid who’s important to you. Gold subscription exclusive

Custom Portfolios

Mighty Oak Banking

Checking account that saves and invests for you

Instantly invest spare change with Real-Time Round-Ups®

No overdraft fees.

55,000+ fee-free ATMs nationwide and around the world within the AllPoint network

Limited edition, tungsten metal Mighty Oak Visa™ debit card

Emergency fund for life’s unexpected hiccups

Grow your money with 2.72% APY on Checking, 4.29% APY on Emergency Fund

Mighty Oak debit card™

Where beauty means gains

Designed in collaboration with Dwayne Johnson, the limited edition, Mighty Oak debit card is made with tungsten and personalized with your laser-engraved signature.

Real-Time Round-Ups®

Instantly invest your spare change whenever you make a purchase with your Acorns debit card. The faster you invest your change, the more time you're giving your money a chance to grow.

Paycheck split

Automatically save and invest a piece of your paycheck across all your different Acorns accounts each time you get paid.

Emergency Fund

Prepare for the unexpected and grow your money faster by earning 4.29% APY on money you save in your Emergency Fund. Silver and Gold subscription exclusive

Earning

450+ in-app partner brands to earn bonus investments with

Find a side hustle with Job Finder

Browser extension to get bonus investments every time you shop at 15,000+ partners

Get a 50% match on your bonus investments

Acorns Earn

Earn bonus investments by simply shopping at thousands of top brands — including ones you likely shop at anyway!

Learning

Grow your financial confidence with videos and tips for investors both experienced and new

Educational courses on all things money

Live Q&As with investing experts

Acorns Learn

Search, explore, and discover courses, videos, and more — all designed to help you grow your financial confidence and take control of your financial future.

Acorns Early money app & debit card

Smart money app to manage your kids’ saving and spending

Acorns Early debit card for kids and teens with over 35+ designs

Acorns Early app to manage your kids’ saving and spending

Built-in chores tracker and automated allowance for kids

Parental controls with real-time spending notifications

Award-winning videos & quizzes to teach kids and teens money skills

Want Acorns Early only?

Acorns Early

Grow your kids’ money skills with Acorns Early — a smart money app and debit card that teaches them the value of money.

Automatic allowance & chore payments

Keep track of your kids’ chores, and let them earn money with automated chore payments. Plus, instantly send money — for field trips, lunch, or just because.

Grow your kids’ money skills

Meet kids where they are with app features tailored to their age, including award-winning Money Missions (bite-sized quizzes and videos for teaching kids money skills), educational tools, and more.

Exclusive Acorns Gold benefits

$10,000 life insurance policy for eligible customers

No-cost Will to help plan for your family’s future (valued at $259)

Protect your family

Protect your family with a $10,000 life-insurance policy and Will — both included in an Acorns Premium subscription. Acorns Gold exclusive