Acorns Early
Grow kids’ money skills
Parental Controls
Full transparency with your parent app
Let your kids take the lead, with total peace of mind. Real-time notifications and in-app parental controls let you set spending limits and choose where their card is used, too.
Formerly GoHenry
Parent App Features
Take a back seat — with a clear view
Set your preferences in the Acorns Early app. Then, sit back as your kids learn by doing. Don’t worry, you can adjust the settings whenever you want.
Real-time spending notifications
Get updates straight to your phone so you know when, where, and how much your kids spend.
Adjustable spending limits
Set weekly and single spend limits, and choose where your kids can use their card.
Savings on lock
Easily lock and unlock your kids’ savings goals in the Acorns Early app.
Instant transfers
Send money straight to your kids’ cards in an instant.
Card declined alerts
Receive alerts if your kids’ cards are ever declined.
Merchant block
Block transactions at stores that sell age-restricted items (e.g., tobacco, alcohol).
Set your kids up to learn about money, safely
Zero Liability Protection by Mastercard®
FDIC-insured up to $250,000 through a partner bank
Real-time spending notifications
Block unsafe spending categories
Access your app with a code, or fingerprint and facial recognition
Chip and PIN-protected transactions
Secure PIN recovery in the app
Bank-level encryption
Easily block lost or stolen cards
Built into Acorns Early
Allowance & chores app
Getting kids to do their chores couldn’t be easier. Just set up chores in the Acorns Early app, set a payment amount, and tick the chore off when it’s done!
Savings account for kids
Acorns Early makes saving a habit by putting your kids in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature.
Parental controls
Get peace of mind with real-time notifications when your kids spend, set spending limits, and instantly block lost or stolen cards.
Financial literacy
Help your kids grow their money skills with bite-sized financial lessons for kids and teens of all ages.
Giftlinks and Relative accounts
Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.
Pricing
$5/mo for 1 kid
Get started
$10/mo for
2-4 kids
Get started
2-4 kids
Frequently asked
What age is Acorns Early for?
Acorns Early (formerly GoHenry) is for kids ages 6-18. It’s a great way for them to learn the value of money. Acorns Early helps kids develop healthy earning, saving, budgeting, and spending habits that will last a lifetime. Ultimately, we know that every family has a different approach to money and learning — so it’s up to you when you feel your kid is ready to give Acorns Early a try.
How much is an Acorns Early kids debit card?
We charge one monthly subscription of just $5 per kid. For families with up to four kids, it's just $10 per month. You get access to all of the features of Acorns Early, including the kid's debit card, chore tracking, automatic allowance, parental controls, and more.
Where can you use Acorns Early debit cards?
Acorns Early debit cards can be used anywhere that Mastercard® is accepted. This includes online, in stores, and at ATMs.
Are kids' debit cards a good alternative to traditional bank cards and credit cards?
Acorns Early debit cards are for kids ages 6-18, which means kids under 18 can start learning about money before they are eligible for a traditional bank card and/or credit cards of their own. Plus, Acorns Early has features that traditional bank cards and credit cards might not have, such as instant transfers, chore tracking, and automatic allowances. And with real-time spend notifications, card locking, and spend category blocking, Acorns Early makes it easy for parents to stay in control.
Is Acorns Early included in an Acorns subscription?
Acorns Early is included in every Gold subscription. The Gold subscription also includes Acorns Early Invest, a flexible investment account for kids with a 1% match, Acorns Invest, an investment account with an expert-built, diversified portfolio, and Acorns Later, a retirement account with a 3% IRA match on new contributions, and much, much more!
