Link In Bio Disclosures

The Fine Print of Acorns

February 20, 2025

Instagram post link: https://www.instagram.com/p/DGTwDeUznfW/?igsh=a3cxdnh0d3ptNmVo

Twitter post link: https://x.com/acorns/status/1892678561439347040?s=46

TikTok post link: https://www.tiktok.com/t/ZP8YgBSsW/

Disclosure:

This information is for informational purposes only and should not be considered as investment advice or a recommendation to buy or sell any particular security, strategy, or investment product. The contents of this article have been generalized, and the investments and strategies discussed may not be suitable for all investors. Any forward-looking statements may not develop as predicted and are subject to change based on future market and other conditions.

The hypothetical calculation is for illustrative purposes only and assumes $150 monthly contributions with an 8% fixed annual rate of return over 20-, 30- and 40-year periods. 8% annual return was selected as an arbitrary figure to show the potential of long-term investing and compound returns. Such results do not predict or represent the performance of any Acorns portfolio and do not take into consideration economic or market factors which can impact performance. Actual customers will achieve investment results materially different from those portrayed.

Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA/SIPC.

Past performance does not guarantee future results.

February 19, 2025

Instagram post link: https://www.instagram.com/p/DGQsKR1vlSP/?igsh=YWdkMXZ4MjVhZDdy

Twitter post link: https://x.com/acorns/status/1892241674065039372?s=46

Disclosure:

Automatic investing does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

Past performance does not guarantee future results.

February 18, 2025

Instagram post link: https://www.instagram.com/acorns/p/DGOoLwyTE6Y/?hl=en

Twitter post link: https://x.com/acorns/status/1891966281898774537?s=46

Disclosure:

Acorns Later is an Individual retirement account consisting of a Traditional, ROTH or a SEP IRA selected for customers based on investor profile questionnaire answers

For informational purposes only. This is solely intended to provide notification of an available product or service. This is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, or use a particular account type. This information does not consider the specific investment objectives, tax and financial conditions or particular needs of any specific person. Investors should discuss their specific situation with their financial professional.

Past performance does not guarantee future results.

February 13, 2025

Instagram Post Link: https://www.instagram.com/acorns/p/DGBiAqjS3tp/?hl=en

Disclosure:

Past performance does not guarantee future results.

February 14, 2025

Instagram Post Link: https://www.instagram.com/acorns/p/DGDe-1_pUnf/?hl=en

Disclosure:

Spare change invested with Round-Ups® is transferred from your linked funding source (checking account) to your Acorns Invest account when activated. Round-Up investments from an external account will be processed when your Pending Round-Ups reach or exceed $5.

Acorns Invest is an individual investment account which invests in a portfolio of ETFs (Exchange-Traded Funds) recommended to customers based on their responses to the Acorns investor profile questionnaire.

Acorns Later is an Individual retirement account consisting of a Traditional, ROTH or a SEP IRA selected for customers based on investor profile questionnaire answers

Past performance does not guarantee future results.

February 12, 2025

Instagram Post Link:

Disclosure: This information is for informational purposes only and should not be considered as investment advice or a recommendation to buy or sell any particular security, strategy, or investment product. The contents of this article have been generalized, and the investments and strategies discussed may not be suitable for all investors. Any forward-looking statements may not develop as predicted and are subject to change based on future market and other conditions.

Automatic investing does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

Past performance does not guarantee future results.

February 11, 2025 (Instagram and TikTok video)

Link to post Instagram: https://www.instagram.com/reel/DF8p2azzwAa/?igsh=NTc4MTIwNjQ2YQ==

Link to post TikTok: https://www.tiktok.com/t/ZP8YfB713/

Disclosure: The individual featured is an employee of Acorns.

Screenshots are simulated and for illustrative purposes only and must not be considered a prediction of performance or represent the performance of any Acorns portfolio.

Spare change invested with Round-Ups® is transferred from your linked funding source (checking account) to your Acorns Invest account when activated.

Round-Up investments from an external account, will be processed when your Pending Round-Ups reach or exceed $5. Real-Time Round-Ups® investments from Acorns Checking accounts will be processed on an ongoing basis if the Round-Ups setting is set to automatic.

This content is for informational purposes only and is not intended as investment advice. The strategies and investments discussed may not be suitable for all investors.

'Save and Invest' refers to a client's ability to utilize the Acorns Roundups® investment feature to seamlessly invest small amounts of money from purchases using an Acorns investment account.

Acorns Invest is an individual investment account which invests in a portfolio of ETFs (exchange traded funds) recommended to clients based on their investor profile.

The ETFs comprising the Acorns portfolios charge fees and expenses that will reduce a client's return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing.

Investment policies, management fees and other information can be found in the individual ETF's prospectus. Please read each prospectus carefully before investing. Over 13 million all-time customers and over $22 billion invested since inception as of 07/01/2024. App Store rating as of July 2024.

Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing. Acorns Advisers, LLC is an SEC-registered investment adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC. Member FINRA/SIPC. For more information visit acorns.com.

First Time Acorns Users are eligible to receive a $20 bonus investment by Acorns into their Acorns Invest Account (the “Reward Shares”) if they (1) tap https://www.acorns.com/share/; (2) set up an Acorns User Account; (3) open an Acorns Invest Account; and (4) set up and deposit a recurring investment of $5 or more into their Acorns Invest Account on or before February 16, 2025 at 11:59 pm PT. This offer is valid from February 10, 2025 at 12am PT through February 16, 2025 at 11:59pm PT. Limited time offer. Acorns reserves the right to restrict, revoke, or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Bonus investments are made at the sole discretion of Acorns.

Automatic investing does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

February 9, 2025 (Instagram Post)

Link To Post:

Disclosure: Investment advisory services offered by Acorns Advisers, LLC, an SEC Registered Investment Adviser. Click the link in bio for the full disclosure or visit https://bit.ly/AcornsSocialMediaDisclosures

For the chiefs, this information is based off of S&P 500 returns from 1970, 2020, 2023, 2024.

For the eagles, this information is based off of S&P 500 returns from 2018.

All references to "the market" refer to the S&P 500. The S&P 500 Index is a weighted index of 500 leading publicly traded companies in the U.S and often used as a market benchmark. References to total return includes the reinvestment of dividends and results are not adjusted for inflation. It is not possible to invest directly in an index. Unmanaged index returns do not reflect any fees, expenses or sales charges.

Automatic Investing and Dollar Cost Averaging does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

Past performance does not guarantee future results.

February 10, 2025 (Instagram Post)

Link To Post:

Assumes invested $100 on the Monday after every NFL Championship game from 1967-2024.

All references to "the market" refer to the S&P 500. The S&P 500 Index is a weighted index of 500 leading publicly traded companies in the U.S and often used as a market benchmark. References to total return include the reinvestment of dividends and results are not adjusted for inflation. It is not possible to invest directly in an index. Unmanaged index returns do not reflect any fees, expenses or sales charges.

Automatic Investing and Dollar Cost Averaging does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

Past performance does not guarantee future results.

February 4-6rd, 2025 (Instagram Posts)

The 2024 Acorns Money Matters Report for Kids compiled anonymous data from over 60,000 individuals, including Acorns Early users. The breakdown of the survey and compiled data are as follows.

**Opinium:
The 2024 Acorns Money Matters For Kids research was conducted anonymously by Opinium Research and commissioned by Acorns. This survey was not directed at Acorns customers. Any response collected from a customer was coincidental. The survey was conducted from October 4, 2024 through October 21, 2024, using Opinium Research's nationally representative online research panel. The sample population consisted of 2,000 U.S. consumers ages 6-14, comprised of 1,056 males, 940 females, 4 nonbinary/preferred not to say and 2,000 U.S. parents of Gen Alpha ages 24-72, comprised of 615 males, 1,382 females and 3 nonbinary/preferred not to say.
The survey questionnaire was written by Acorns. "Acorns" and "Money Matters Report" are trademarks of Acorns Grow, Inc.

***Acorns Early Data:
Anonymised Acorns Early (formerly GoHenry) member data based on 59,318 active U.S. Acorns Early (formerly GoHenry) members and born since 2010 between 06/28/22 and 06/27/23, compared to the same group of members also active between 06/28/23 and 06/27/24.

February 3rd, 2025 (Instagram and LinkedIn Post)

Post link:

Disclosure:

The graphic “where does this bull market go from here?” looks at the length and returns of every bull market from 1/1/1957 to 1/20/2025. The calculations for the current bull market start on 10/12/2022 and go until 1/20/2025. That doesn’t mean the current bull market ended on 1/20/2025.

The S&P 500 Index has delivered an average annual return of 10.13% since 1957.

The S&P 500 Index has experienced an average intra-correction of 14% since 1974

Automatic Investing and Dollar Cost Averaging does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

Past performance does not guarantee future results.

February 1st, 2025 (Instagram Post)

Post link: https://www.instagram.com/p/DFiKuYkpAYp/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA==

Disclosure:

Acorns was awarded best starting small robo-advisor for February 2025. CNBC Select compared and reviewed 22 different robo-advisor platforms when determining the best robo-advisors based on diversification, account minimums, user perks, educational tools and resources, fees, and more.

Acorns Invest is an individual investment account which invests in a portfolio of ETFs (exchange-traded funds) recommended to customers based on their responses to the Acorns investor profile questionnaire.

Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to customers of Acorns by Acorns Securities, LLC, Member FINRA, SIPC and an SEC registered Broker Dealer. For more information visit Acorns.com.

CNBC is an investor in Acorns Grow Incorporated , and therefore has a conflict of interest that can be expected to bias their views. Accolades are not necessarily representative of the experience or views of other customers and are not guarantees of performance or success. Nothing here should be viewed as an endorsement or testimonial regarding Acorns Advisers, LLC's investment advisory services.

https://www.cnbc.com/select/best-robo-advisors/

January 31st, 2025 (Instagram and TikTok Post)

Instagram link: https://www.instagram.com/reel/DFgQK9czmYv/?igsh=NTc4MTIwNjQ2YQ==

TikTok Link: https://www.tiktok.com/t/ZP8YRH5vS/

Disclosure: This content is for informational purposes only and is not intended as investment advice. The strategies and investments discussed may not be suitable for all investors.

Screenshots are simulated and for illustrative purposes only and must not be considered a prediction of performance or represent the performance of any Acorns portfolio.

All references to 2016 investment performance refer to the S&P 500 Index. The past performance is from June 1, 2016 to January 30th, 2025 based on the performance of the S&P 500 Index. The S&P 500 Index is a weighted index of 500 leading publicly traded companies in the U.S and often used as a market benchmark. The references to the 2025 ending value assumes one time contributions. It is not possible to invest directly in an index. Unmanaged index returns do not reflect any fees, expenses or sales charges. Past performance is no guarantee of future results. This does not represent the performance of any Acorns portfolio.

The ETFs comprising the Acorns portfolios charge fees and expenses that will reduce a customer's return. Investment policies, management fees and other information can be found in the individual ETF's prospectus. Investors should read each fund's prospectus and consider the investment objectives, risks, charges and expenses of the funds carefully before investing.

January 21st, 2025 (Instagram Post)

Link to post: https://www.instagram.com/reel/DFGqlShz8fX/?igsh=NTc4MTIwNjQ2YQ==

Disclosure:

The individual featured is an employee of Acorns.

This content is for informational purposes only and is not intended as investment advice. The strategies and investments discussed may not be suitable for all investors.

Past performance is no guarantee of future results.

Acorns does not provide access to invest directly in Bitcoin. Bitcoin exposure is provided to Acorns customers through an ETF that invests in Bitcoin futures. They are considered high-risk investments given the speculative and volatile nature. Investments in Bitcoin ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment. Investors should consider the investment objectives, risks, charges, and expenses of the fund carefully before investing. Investment policies, management fees and other information can be found in the individual ETF's prospectus. Please read the prospectus carefully before you invest.

Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Ad-viser. Brokerage services are provided to customers of Acorns by Acorns Securities, LLC, Member FINRA, SIPC and an SEC registered Broker Dealer. For more information visit Acorns.com.

January 15th, 2025 (Instagram Post)

Link to post: https://www.instagram.com/reel/DE3TUvkSmnq/?igsh=NTc4MTIwNjQ2YQ==

Disclosure:

The individual featured is an employee of Acorns.

This content is for informational purposes only and is not intended as investment advice. The strategies and investments discussed may not be suitable for all investors.

Screenshots are simulated and for illustrative purposes only and must not be considered a prediction of performance or represent the performance of any Acorns portfolio.

The hypothetical calculation is for illustrative purposes only and assumes a 8% fixed annual rate of return with $5 daily contributions over a 40-year period. 8% annual return was selected as an arbitrary figure to show the potential of long-term investing and compound returns. Such results do not predict or represent the performance of any Acorns portfolio and do not take into consideration economic or market factors which can impact performance. Actual customers will achieve investment results materially different from those portrayed.

Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing.

Automatic investing does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to customers of Acorns by Acorns Securi-ties, LLC, Member FINRA, SIPC and an SEC registered Broker Dealer. For more information visit Acorns.com.

January 14th, 2025 (Instagram Post)

Link to post: https://www.instagram.com/reel/DE001gayH8P/?igsh=NTc4MTIwNjQ2YQ==

Disclosure:

The Croke example is not representative of the experience of all customers and are not guarantees of future performance or success.

https://www.washingtonpost.com/business/2025/01/10/retirement-investing-women-nest-egg

January 10th, 2025

https://www.brookings.edu/articles/how-does-gender-equality-affect-women-in-retirement/

July 2020

January 13.2024 (LinkedIn Post)

Link to post: https://www.linkedin.com/feed/update/urn:li:activity:7284664388366614530

Disclosure:

The hypothetical emergency savings calculation is for illustrative purposes only and assumes a 4% or 0.46% APY throughout the saving period. 4% annual return was selected as an arbitrary figure to show the potential of long-term saving and compound returns. Such results do not predict or represent the performance of any Acorns products and do not take into consideration economic or market factors which can impact performance. Actual clients will achieve results materially different from those portrayed.

Comparisons are based on the national average Annual Percentage Yields (APY) published in the FDIC National Rates and Rate Caps as of 12/16/2024.

Automatic investing does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

January 10th, 2025 (Instagram post)

Link to post:

Disclosure:

Individual featured is an employee of Acorns.

This content is for informational purposes only and is not intended as investment advice. The strategies and investments discussed may not be suitable for all investors.

Screenshots are simulated and for illustrative purposes only and must not be considered a prediction of performance or represent the performance of any Acorns portfolio.

All references to 2024 investment performance refer to the S&P 500 Index. The S&P 500 Index is a weighted index of 500 leading publicly traded companies in the U.S and often used as a market benchmark. The references to the 2024 ending value assumes $5 daily contributions. It is not possible to invest directly in an index. Unmanaged index returns do not reflect any fees, expenses or sales charges. Past performance is no guarantee of future results. This does not represent the performance of any Acorns portfolio

January 7, 2025 (Instagram post)

Link to post: https://www.instagram.com/acorns/p/DEiJBM1y-LX/?hl=en

Disclosure:

January 7, 2025 (LinkedIn post)

Link to post: https://www.linkedin.com/feed/update/urn:li:activity:7282453540613058560

Disclosure:

December 23, 2024 (Instagram post)

Link to post: https://www.instagram.com/p/DD7eq8VPx6_/?igsh=NTc4MTIwNjQ2YQ==

Disclosure:

Total amount the Acorns community invested via Round-Ups in 2024 as of December 1st, 2024.

Average amount of spare change customers invested in 2024 as of December 1st, 2024.

Total amount one Acorns customer invested in 2024 using Round-Ups as of December 1st, 2024.

Total amount Acorns customers have saved and invested in spare change alone since inception as of December 1st, 2024.

The 5 states in which Acorns customers reside and invested the most spare change with Round-Ups in 2024 as of December 1st, 2024.

The top 5 places Acorns customers used Round-Ups the most in 2024 as of December 1st, 2024.

Spare change invested with Round-Ups® is transferred from your linked funding source (checking account) to your Acorns Invest account when activated. Round-Up investments from

an external account, will be processed when your Pending Round-Ups reach or exceed $5.

Real-Time Round-Ups® investments from Acorns Checking accounts will be processed on an ongoing basis if the Round-Ups setting is set to automatic.

Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued and provided by Lincoln Savings Bank and nbkc bank, Members FDIC.

Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing.

Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to customers of Acorns by Acorns Securities, LLC, Member FINRA, SIPC and an SEC registered Broker Dealer. For more information visit Acorns.com.

December 16, 2024 (LinkedIn Post)

Link to post: https://www.linkedin.com/feed/update/urn:li:activity:7274499758151385089

Disclosure:

This information is for informational purposes only and should not be considered as investment advice or a recommendation to buy or sell any particular security, strategy, or investment product.This information does not consider the specific investment objectives, tax and financial conditions or particular needs of any specific person. Investors should discuss their specific situation with their financial professional.

All references to "the market" refer to the S&P 500.

The soft landing example which the market increased an average of 30% per year represents S&P 500 returns from 12/31/1994 and 12/31/1998

Automatic Investing and Dollar Cost Averaging does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

Past performance does not guarantee future results.

December 16, 2024 (Instagram Post)

Link to post: https://www.instagram.com/p/DDpnQn_TMmS/?igsh=NTc4MTIwNjQ2YQ==

Disclosure:

This information is for informational purposes only and should not be considered as investment advice or a recommendation to buy or sell any particular security, strategy, or investment product.This information does not consider the specific investment objectives, tax and financial conditions or particular needs of any specific person. Investors should discuss their specific situation with their financial professional.

All references to "the market" refer to the S&P 500.

The soft landing example which the market increased an average of 30% per year represents S&P 500 returns from 12/31/1994 and 12/31/1998

Automatic Investing and Dollar Cost Averaging does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

Past performance does not guarantee future results.

December 11, 2024 (LinkedIn Post)

Link to post: https://www.linkedin.com/feed/update/urn:li:activity:7272722697560760320

Disclosure:

The contents of this article have been generalized, and the investments and strategies discussed may not be suitable for all investors. Any forward-looking statements may not develop as predicted and are subject to change based on future market and other conditions. Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA/SIPC.

Acorns Later is an Individual retirement account consisting of a Traditional, ROTH or a SEP IRA selected for customers based on investor profile questionnaire answers.

Existing customers in Acorns Gold or Silver subscription plans can opt into the Acorns Later Match feature and receive either a 3% or 1% IRA match, respectively, on new contributions made to an Acorns Later account. New customers in these subscription tiers are automatically eligible for the Later Match feature at the applicable 3% and 1% match rate. All Later funds for both new and existing customers must be held in an Acorns Later account for at least four years to keep the earned IRA match and all or a portion of IRA Match may be subject to recapture by Acorns if a customer downgrades to a Subscription Tier with a lower monthly fee.

This information is for illustrative purposes only and shows hypothetical illustrations that assume an 8% fixed annual rate of return and $1 investment over 45, 35 and 25 years exclusive of fees. The example of earning nearly $600,000 in additional savings assumes an investment of $4,810 every year for 30 years and an 8% fixed annual rate of return. 8% annual return was selected as an arbitrary figure to show the potential impact of compound returns. Such results do not represent the performance of any Acorns portfolio and do not take into consideration economic or market factors which can impact performance. Actual clients will achieve investment results materially different from those portrayed. Compounding is the process in which an asset’s earning from either capital gains or interest are reinvested to generate additional earnings over time. It does not ensure positive performance nor does it protect against loss. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.

The average employer match of $4,600 comes from an article “This Was the Average 401(k) Match in 2023,” which looked at the 2023 average matching contribution for workers with 401(k)s at Fidelity.

All references to "the market" refer to the S&P 500.

Automatic Investing and Dollar Cost Averaging does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

Past performance does not guarantee future results.

December 11, 2024 (Instagram Post)

Link to post: https://www.instagram.com/p/DDc_52tt2Th/?img_index=3&igsh=NTc4MTIwNjQ2YQ==

Disclosure:

Acorns Later is an Individual retirement account consisting of a Traditional, ROTH or a SEP IRA selected for customers based on investor profile questionnaire answers.

This information is for illustrative purposes only and shows hypothetical illustrations that assume an 8% fixed annual rate of return and $1 investment over 45, 35 and 25 years exclusive of fees. 8% annual return was selected as an arbitrary figure to show the potential impact of compound returns. Such results do not represent the performance of any Acorns portfolio and do not take into consideration economic or market factors which can impact performance. Actual clients will achieve investment results materially different from those portrayed. Compounding is the process in which an asset’s earning from either capital gains or interest are reinvested to generate additional earnings over time. It does not ensure positive performance nor does it protect against loss. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.

All references to "the market" refer to the S&P 500.

Automatic Investing and Dollar Cost Averaging does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.

Past performance does not guarantee future results.