Acorns Early
Grow kids’ money skills
Savings Account
A card that’s not just for spending, but saving, too
Confidence is key. Watch your kids’ independence grow as they learn money skills firsthand with their very own savings account.
Formerly GoHenry
Set them up for success
Acorns Early helps make saving a habit by putting your kid in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature.
And of course, you’re there just in case. You can choose to lock in your kids’ saving goals — and unlock them again once they’ve saved enough to buy those sneakers they love.
And of course, you’re there just in case. You can choose to lock in your kids’ saving goals — and unlock them again once they’ve saved enough to buy those sneakers they love.
Parent-paid interest — it's an Acorns Early thing!
To incentivize your kids, you can add parent-paid interest to your kids’ savings accounts. Use your in-app interest calculator to decide the rate you want to set and adjust it at any time.
Setting goals and achieving them
Teaching your kids about saving is easier when they’re learning by doing. Kids set saving goals in their Acorns Early app, trackers show their progress, and they see their hard work in come to life.
Full transparency into your child’s account
Get real-time spending notifications and check up on how your kids are progressing towards their savings goals.
Learn more
Learn more
Learning about saving
With easy-to-follow lessons, videos, and quizzes, Money Missions in the Acorns Early app help your kids learn the value of saving money and setting goals.
Explore Money Missions
Explore Money Missions
Built into Acorns Early
Allowance & chores app
Getting kids to do their chores couldn’t be easier. Just set up chores in the Acorns Early app, set a payment amount, and tick the chore off when it’s done!
Savings account for kids
Acorns Early makes saving a habit by putting your kids in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature.
Parental controls
Get peace of mind with real-time notifications when your kids spend, set spending limits, and instantly block lost or stolen cards.
Financial literacy
Help your kids grow their money skills with bite-sized financial lessons for kids and teens of all ages.
Giftlinks and Relative accounts
Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.
Pricing
$5/mo for 1 kid
Get started
$10/mo for
2-4 kids
Get started
2-4 kids
Frequently asked
How do kids and teens set saving goals within the Acorns Early app?
Acorns Early encourages kids and teens to make saving a habit with in-app savings goals.
Using their app, kids and teens can:
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Name their new goal
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Choose an image for their goal
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Set a target amount (if they have one)
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Add a target date (if they have one)
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Turn on an optional weekly autosave
Can kids and teens withdraw the money they save?
That’s up to you! Parents can lock a savings goal (or your kid’s regular savings) using your Acorns Early parent app.
If you choose not to lock these, your kid can instantly transfer money from any of their savings goals to their debit card.
Can I lock my kid’s savings?
You can lock any of your kids’ savings goals in your Acorns Early app. This prevents your kid from withdrawing any money from that goal until you choose to unlock it and helps them to create a strong saving habit.
What is the interest rate?
With Acorns Early, you can set up parent-paid interest on your kid’s account.
Simply set your chosen interest rate in the parent app, and your kids will get paid interest on their savings once per month - the more they save, the more they’ll earn.
Acorns Early does not pay interest on kids’ savings—this interest is paid out of the parent balance and can be adjusted in-app at any time.
How can I turn on parent-paid interest in the app?
To turn on parent-paid interest:
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Log in to the Acorns Early parent account
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Open the ‘Money’ tab and select ‘Savings’
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Use the interest calculator to decide the rate you want to set. It will show you how much you might pay each month according to a daily calculation.
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You can adjust the rate in-app at any time
Find out how parent-paid interest is calculated here.
