Contests and Promotions

The Fine Print of Acorns

Guess The Spare Change Contest: Acorns.com/college

October 22, 2024 - November 3, 2024

Official Rules

1. PLEASE REVIEW THE “DISPUTES” SECTION BELOW REGARDING YOUR RIGHTS IN ANY DISPUTE INVOLVING THIS CONTEST, INCLUDING A MANDATORY ARBITRATION CLAUSE AND A WAIVER OF A JURY TRIAL OR CLASS ACTION, THAT LIMITS YOUR RELIEF.

2. NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER. ACORNS INVEST ACCOUNT (WHICH REQUIRES A MINIMUM COST OF $3 PER MONTH) IS REQUIRED TO REDEEM PRIZE AND IS SUBJECT TO ACORNS’ PROGRAM AGREEMENT, TERMS, AND PRIVACY POLICY. The Guess the Spare Change Contest (the “Contest”) is sponsored by Acorns Grow Incorporated (“Acorns”). Contest is offered only in the United States and the District of Columbus (the “Contest Area”). Void outside the Contest Area and where prohibited.

Introduction

3. Contest offers one (1) prize to the eligible entrant who most precisely guesses the total monetary amount, in United States Dollars, of a large jar of US currency coins displayed by Acorns or its designee (the “Contest Jar”). Entries start on October 22, 2024 at 12:01 AM Pacific Time (″PT″). Entry deadline is 11:59 PM PT on November 3, 2024. Potential winner will be determined on or around November 3, 2024, or within a reasonable time thereafter. Acorns’ computer is the official time-keeping device for this Contest.

4. Contest is subject to all federal, state and/or local laws. Acorns shall be entitled to interpret these official rules (“Official Rules”) as needed — including without limitation rules regarding eligibility, entries, deadlines, winner selection and prize restrictions. By participating, you unconditionally accept and agree to abide by these Official Rules and the decisions of Acorns, including the interpretation of these Official Rules and its exercise of discretion, all of which are final and binding in all respects. For more information about the Contest, visit https://www.acorns.com/college (the “Contest Page").

5. If required for the prize, winner will be issued an IRS Form 1099-MISC (or its equivalent) reflecting the Approximate Retail Value (“ARV”) of the prize, and he/she/they will be solely and exclusively responsible for all state, federal or local income taxes that may result from his/her/their acceptance of the prize.

Eligibility

6. You must be eighteen (18) years old or older and above the age of majority in your state of residence and a legal resident of the Contest Area (above) to be eligible to participate in this Contest. In addition, you must have an active Acorns Invest account in good standing (defined below) to claim prize. A minimum $3 per month charge and agreement to Acorns’ program agreement applies to maintain an Acorns Invest account. Subscribing to any Acorns’ pricing plan is sufficient.

7. Employees, associates, officers, directors, volunteers and agents of Acorns, Romulus Media (“Romulus”), or any other entity directly involved in the development, administration or execution of the Contest, and the members of their immediate families and households are not eligible to enter or win. “Immediate family members” shall mean spouse, partner, parents, legal guardians, in-laws, grandparents, siblings, children, and grandchildren.

Prize & Prize Restrictions

8. There will be one (1) Grand Prize awarded in this Contest, which shall be an investment in the winner’s Acorns Invest account in an amount equal to the amount of money actually in the Contest Jar, or an equivalent value prize in Acorns’ sole discretion.

9. All prize details shall be at Acorns‘ sole discretion. Prize offered is provided “as is” with no warranty or guarantee either express or implied by Released Parties (below). Without limiting the foregoing, Released Parties have neither made nor are responsible or liable for any warranty, representation, or guarantee, express or implied, in fact or in law, relative to the prize. Other restrictions apply.

10. Winner assumes sole responsibility for all expenses and incidental costs associated with the prize not expressly included in the prize description above, including without limitation, all federal, state and/or local taxes, including sales, use and income taxes (if any), surcharges, fees and/or other items.

11. Cash prize will be paid in the name of the winner. No payments will be made to third parties. Cash prize may be subject to federal withholding requirements. Prize payout will go to the winner’s Acorns Invest account, which must be open, active, and in Good Standing at all relevant times. “Good Standing” means an account with a verified linked funding source for which all required account opening documentation has been completed, containing a positive account balance, wherein no amounts are past due to Acorns, and an account status that is not locked, suspended, or otherwise restricted in any way, in the sole discretion of Acorns and/or its affiliates entities that it controls or are under common control of Acorns (“Affiliated Entities”). Eligible winner(s) must have an Acorns Invest account to redeem prize, which requires signing up for an Acorns Invest Account at https://www.acorns.com/ or via the Acorns App, both of which require affirmative agreement with the Acorns’ Program Agreement at https://www.acorns.com/program-agreement/ and are subject to the Acorns’ Terms and Conditions at https://www.acorns.com/terms, and the Privacy Policy at https://www.acorns.com/privacy.

12. AS NOTED ABOVE, AN ACORNS INVEST ACCOUNT IS REQUIRED TO REDEEM PRIZE. RISK DISCLOSURE: Investing involves risk including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. This material has been distributed for informational purposes only and not intended as investment advice. Investment advisory services offered by Acorns Advisors, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC (“Acorns Securities”), an SEC-registered broker-dealer and member FINRA/SIPC. For more information, visit https://acorns.com/disclosures.

Entries

13. Entries will be accepted starting on October 22, 2024 at 12:01 AM PT and ending on November 3, 2024 at 11:59 PM PT (the “Contest Period”). To find out when the Contest Jar will be on your campus, visit https://www.acorns.com/college. First, examine (visually only) the Contest Jar (defined above) displayed by Acorns or its designee (either in-person and/or via pictures online) and guess the exact total monetary amount in United States Dollars of the contents of the Contest Jar. Then visit https://www.acorns.com/college and follow the instructions to complete an official entry form with any required information, which may include your valid email address and your Guess. This is the only method of entry. Entries will not be accepted via any other method.

14. Entry deadline is November 3, 2024 at 11:59 PM PT. Proof of sending is not proof of receipt by Acorns. Acorns will not accept screen shots as proof of entry.

15. IMPORTANT: MESSAGE AND/OR DATA RATES MAY APPLY TO THE USE OF MOBILE PHONES/DEVICES TO PARTICIPATE IN THE CONTEST. WIRELESS SERVICE MAY NOT BE AVAILABLE IN ALL AREAS. EACH WIRELESS CARRIER’S DATA RATE PLAN MAY VARY, AND YOU SHOULD CONTACT YOUR WIRELESS CARRIER FOR INFORMATION ON DATA RATE PLANS AND CHARGES RELATING TO YOUR PARTICIPATION IN THIS CONTEST.

16. Limit one (1) entry per person and per email address. If multiple entries are received from any person, Acorns reserves the right, in its sole discretion, to disqualify all such entries or to consider only the last entry from such person. Any use of robotic, repetitive, automatic, programmed, mechanical, script, macro, or any other automated means or similar entry methods or agents (including, but not limited to, contest-entry services or multiple or different email addresses or mobile devices, or the submission of false contact information under multiple or different email addresses, mobile devices, identities, registrations, accounts or logins) or any other devices or artifices to enter or encourage, directly or indirectly, multiple or false entries are prohibited and suspected or detected entry method violations may void some or all entries submitted by that entrant, in Acorns‘ sole discretion.

17. Each entry must include a valid email address for the entrant and each entrant remains solely responsible for notifying Acorns of changes in his/her/their contact information. Released Parties are not responsible for electronic communications that are undeliverable as a result of any form of active or passive filtering of any kind, or insufficient space in entrant’s email or other account to receive messages. In the event of a dispute as to the identity or eligibility of a winner based on an email address, the entry will be deemed made by the “Authorized Account Holder” of the email address used for the entry. The Authorized Account Holder is the natural person who is assigned to the email address by the relevant Internet access provider, online service provider, or other organization responsible for assigning email addresses for the corresponding domain. In the event of a dispute as to the identity of any entrant, the potential winner agrees to furnish requested documentation confirming his/her/their status as the Authorized Account Holder. If such a dispute cannot be resolved to Acorns‘ satisfaction in its sole discretion, the affected entry will be deemed ineligible.

18. Entrants who fail to provide any required information may be disqualified without further notification by Acorns. Entrants agree that Released Parties are not responsible for entries that are lost, misdirected, undelivered, garbled, distorted, truncated, incomplete, illegible, incorrect or late for any reason, and all such entries are void. Acorns reserves the right in its sole discretion to disqualify any entry at any time that in its opinion does not comply with these Official Rules.

19. The information that you provide in connection with the Contest may be used by Acorns in accordance with its Privacy Policy, which is found at https://www.acorns.com/privacy/ and which may be updated from time to time.

Winner Selection, Notification & Verification

20. On November 3, 2024, or within a reasonable time thereafter, Acorns will calculate the total amount of coins contained in the Contest Jar (the “Jar Value”). Acorns will review all timely and properly submitted entries to identify the Guess that is the most accurate without exceeding the Jar Value (the “Winning Guess”). Subject to verification of eligibility, the entrant with the person with the Winning Guess will be declared the winner. In the event of a tie for the Winning Guess, the tied entrants will split the Grand Prize equally.

21. Acorns will contact the potential winner using the information provided at the time of entry. Potential winner must respond to such notification within seventy-two (72) hours and provide his/her/their full name and any requested contact information, which may include complete mailing address (street addresses only; no P.O. Boxes will be accepted). Potential winner may be required to present valid photo identification and/or to execute and return an affidavit or declaration of eligibility, liability waiver, publicity release (where legal), tax forms and/or other legal documents to Acorns within five (5) business days after initial notification and as a condition of receiving the prize and of continued eligibility. Acorns in its sole discretion may allow for transmission of any verification materials via fax or email.

22. If the potential winner (a) cannot be contacted directly by, or does not respond to, Acorns or its designee within the time stated above, (b) fails to satisfy any eligibility or verification requirement herein, (c) declines to accept the prize, or (d) is otherwise determined to be ineligible, Acorns in its discretion may disqualify that individual and an alternate winner will be determined in accordance with the preceding selection process as soon as reasonably practicable after such disqualification. Alternate winner must respond to initial notification within seventy-two (72) hours and provide any requested verification paperwork within five (5) business days. Confirmed winner will receive instructions from Acorns or its designee for coordinating the deposit of the prize into his/her/their Acorns Invest account.

23. Acorns may, in its sole discretion, post the verified winner’s name on the Contest Page and/or any of its websites, including https://www.acorns.com/ and on or in any of its social media pages or channels. Except as provided in these Official Rules or otherwise required by law, Acorns is not responsible for entering into any correspondence or discussion regarding any Contest results.

24. By accepting a prize, the winner agrees to award Acorns the right to publicize his/her/their name, photographs (including the use and appearance of his/her/their photograph on its websites), likeness, biographical information, email address, voice and details of winning for purposes of this and future promotions without further compensation, except where prohibited.

Liability Release

25. By participating in the Contest or accepting a prize, you agree that Acorns, Romulus, Acorns Advisers, LLC Acorns Securities, LLC, any other company involved in the development or administration of this Contest, their respective parent companies, affiliates, subsidiaries, distributors, advertising and promotion agencies, prize suppliers, franchisees, and all of their respective officers, directors, agents, employees and related persons (collectively, the “Released Parties”): (a) are not responsible for mechanical, technical, electronic, communications, telephone, computer, hardware or software errors, malfunctions or failures of any kind, including but not limited to: failed, incomplete, misdirected, corrupted, garbled or delayed transmissions, telephone connections, traffic congestion on telephone lines, the Internet or at any website; or disconnected, interrupted, or unavailable network, server, or other connections; or late, lost, undeliverable, damaged or stolen mail; or other errors of any kind, whether human, mechanical, or electronic; or entries that for any reason are not properly submitted or received by Acorns by any deadline stated above; (b) are not responsible for any incorrect or inaccurate information, whether caused by entrants or other participants, printing, typographical or other errors or by any of the equipment or programming associated with or utilized in the Contest or in the printing of this offer, administration of this Contest, or in the selection, determination or announcement of the winner or prize, or otherwise in any Contest-related materials; (c) are not responsible for any injury or damage to any computer, tablet, smartphone, modem or other device as a result of participation in this Contest or downloading of any software or materials; (d) are not responsible for unauthorized human intervention in any part of the Contest; (e) are not responsible for any unauthorized third-party use of any entry materials; (f) are not responsible for the inability to select or determine winner because of postal failure, equipment failure, or data storage failure; (g) are not responsible for any printing, typographical, technical, computer, network or human error that may occur in the administration of the Contest, the acceptance of entries, the selection or determination of winner, the award of prize or otherwise in any Contest-related materials or activity; and (h) are released from any and all alleged, existing, or future actions, claims, and/or liabilities of whatever nature including, but not limited to, personal injury, bodily injury (including, without limitation, wrongful death and disability), property damage, and expense (including, without limitation, reasonable attorneys’ fees) and loss or damage of any other kind, arising in whole or in part directly or indirectly, from participating in, or traveling to participate in, any part of the Contest (in whole or in part), the use (including modification, adaptation, and reproduction) of entry materials during or after the Contest, and the delivery, acceptance, possession, redemption, use, misuse, loss, or misdirection of the prize.

DISCLAIMER OF LIABILITY

26. RELEASED PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND (WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE), INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. RELEASED PARTIES SHALL NOT BE LIABLE OR RESPONSIBLE FOR THOSE GUARANTEES OR WARRANTIES MADE OR OFFERED BY ADVERTISERS, PARTNERS, MANUFACTURERS OR SUPPLIERS, INCLUDING THOSE RELATED TO ANY PRIZE. UNDER NO CIRCUMSTANCES SHALL RELEASED PARTIES BE HELD RESPONSIBLE OR LIABLE FOR YOUR USE OF THE INFORMATION AND/OR PRODUCTS PROVIDED AND/OR MADE AVAILABLE THROUGH THE CONTEST OR FOR ERRORS OR ANOMALIES RESULTING IN THE UNINTENDED OR ERRONEOUS PARTICIPATION, AWARD OF ANY PRIZE OR OTHER BENEFITS UNDER THESE OFFICIAL RULES. RELEASED PARTIES OFFER NO ASSURANCES, GUARANTEES OR WARRANTIES THAT THE CONTEST PAGE OR RELATED WEBSITES OR MOBILE PLATFORMS, OR ANY OF THEIR RESPECTIVE FEATURES OR FUNCTIONALITIES, WILL BE UNINTERRUPTED OR ERROR-FREE AND DO NOT GUARANTEE THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE CONTEST.

27. BY ENTERING THE CONTEST, ACCEPTING A PRIZE AND/OR OTHERWISE PARTICIPATING IN THE CONTEST, YOU FURTHER AGREE THAT (A) ALL DISPUTES, CLAIMS, AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE CONTEST, OR ANY PRIZE AWARDED, SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION (AND IN ACCORDANCE WITH THE MANDATORY ARBITRATION PARAGRAPH BELOW); (B) ALL CLAIMS, JUDGMENTS AND AWARDS SHALL BE LIMITED TO ACTUAL OUT-OF-POCKET COSTS INCURRED, INCLUDING COSTS ASSOCIATED WITH ENTERING THE CONTEST, NOT TO EXCEED TEN DOLLARS ($10.00), BUT IN NO EVENT ATTORNEYS' FEES; AND (C) UNDER NO CIRCUMSTANCES WILL YOU BE PERMITTED TO OBTAIN ANY AWARD FOR, AND YOU HEREBY WAIVE ALL RIGHTS TO CLAIM, PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES, LOST PROFITS AND/OR ANY OTHER DAMAGES, OTHER THAN ACTUAL OUT OF POCKET EXPENSES NOT TO EXCEED TEN DOLLARS ($10.00), AND/OR ANY RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED; AND (D) YOUR REMEDIES ARE LIMITED TO A CLAIM FOR MONEY DAMAGES (IF ANY) AND YOU IRREVOCABLY WAIVE ANY RIGHT TO SEEK INJUNCTIVE OR EQUITABLE RELIEF. SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES AND THEREFORE THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU IN WHOLE OR IN PART.

Miscellaneous

28. Acorns reserves the right to cancel, suspend or terminate this Contest, or any part thereof, if Acorns determines, in its sole discretion, that the security, administration, fairness and/or operation of the Contest has been corrupted or impaired by any non-authorized intervention, network failure, information storage failure, telecommunications failure, regularly scheduled maintenance, malfunction, or any other cause beyond Acorns‘ control. In such an event, Acorns will post notice of same at the Contest Page and determine the winner in accordance with above-described selection process from all non-suspect entries received prior to the suspension, cancellation or termination of the Contest, or in such other manner as Acorns, in its sole discretion, deems fair and appropriate under the circumstances.

29. Acorns reserves the right to disqualify any individual from further participation in the Contest if Acorns concludes, in its sole discretion, that such person (a) has attempted to tamper with any entry or selection process or other any operation of the Contest, (b) has disregarded or has attempted to circumvent these Official Rules, (c) has acted towards Acorns or any other entrant or participant in an unfair, inequitable, deliberately annoying, threatening, disrupting or harassing manner, or (d) for any suspected fraudulent or otherwise unauthorized conduct. Tampering includes attempting to enter more than the number of times permitted herein, including by using any prohibited device or method. Any failure by Acorns to enforce any of these Official Rules shall not constitute a waiver of such Official Rules.

30. ANY ATTEMPT BY ANY INDIVIDUAL TO DEFRAUD, TAMPER WITH, OR DELIBERATELY UNDERMINE, THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND/OR CIVIL LAWS AND THE ACORNS RESERVES THE RIGHT TO PURSUE ANY AVAILABLE DAMAGES OR REMEDIES AGAINST SUCH INDIVIDUAL AND/OR REFER SUCH MATTERS TO LAW ENFORCEMENT FOR PROSECUTION TO THE FULLEST EXTENT PERMITTED BY LAW.

31. All activity arising out of and relating to the Contest, including any reference to the status of any person as a ”winner,” is subject to verification and/or auditing for compliance with the Official Rules. If Acorns determines, in its sole discretion, that verification or auditing activity evidences non-compliance of any entry and/or entrant with the Official Rules, Acorns reserves the right to disqualify such entry and/or entrant from the Contest and the prize at any time. Each participant agrees to cooperate with Acorns and its representatives in connection with all verification and/or auditing activities.

32. Acorns reserves the right to correct typographical, printing or clerical errors in any Contest-related materials. No more than the stated number of prizes will be awarded. If production, technical, seeding, programming or any other reasons cause more than the stated number of prizes as set forth in these Official Rules to be available and/or claimed, Acorns reserves the right to award only the stated number of prizes by a random drawing from among all legitimate, un-awarded, eligible prize claims.

33. In the event of any discrepancy or inconsistency between any terms or conditions of these Official Rules and any disclosures or other statements contained in any other Contest-related materials, including but not limited to the Contest entry forms, point of sale, television, print, mobile or online advertising, or onsite signage or other materials, the terms and conditions of these Official Rules shall prevail, govern and control. If any provision of these Official Rules is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.

Trademarks

34. ACORNS is a registered trademark of Acorns Grow Incorporated. All rights reserved. Any third-party trademarks mentioned herein are the property of their respective trademark owners and the use or mention of any such third-party trademarks in these Official Rules or in the Contest is solely for descriptive purposes and shall in no way imply an endorsement or sponsorship of the Contest or of Acorns. Any questions or complaints about this Contest must be directed to Acorns and not to such third parties.

Arbitration

35. As set out below, the parties each agree to finally settle all disputes only through arbitration; provided, however, Acorns shall be entitled to seek injunctive or equitable relief in the state and federal courts in the State of California, and any other court with jurisdiction over the parties. To the fullest extent permitted by law, as a condition of participating in this Contest, each participant agrees that any and all disputes, claims, controversies or causes of action arising out of or relating to this Contest, or the prize offered or awarded (each, a “Claim”), shall be resolved through arbitration. In arbitration, there is no judge or jury, and review is limited. The arbitrator’s decision and award are final and binding, with limited exceptions, and judgment on the award may be entered in any court with jurisdiction. The parties agree that, except as set forth above, any claim, suit, action or proceeding arising out of or relating to this Contest shall be resolved solely by binding arbitration before a sole arbitrator under the streamlined Arbitration Rules Procedures of JAMS Inc. (“JAMS”) or any successor to JAMS. In the event JAMS is unwilling or unable to set a hearing date within fourteen (14) days of the filing of a “Demand for Arbitration”, then either party can elect to have the arbitration administered by the American Arbitration Association (“AAA”) or any other mutually agreeable arbitration administration service. If an in-person hearing is required, then it will take place in the State of California. Federal or state law that applies to these Official Rules will also apply during the arbitration. Disputes will be arbitrated only on an individual basis and will not be consolidated with any other proceedings that involve any claims or controversy of another party, including any class actions; provided, however, if for any reason any court or arbitrator holds that this restriction is unconscionable or unenforceable, then the agreement to arbitrate doesn’t apply and the dispute must be brought in a court of competent jurisdiction in of the State of California. Acorns agrees to pay the administrative and arbitrator’s fees to conduct the arbitration (but specifically excluding any travel or other costs of entrant to attend the arbitration hearing). Either party may, notwithstanding this provision, bring qualifying claims in small claims court.

Choice of Law & Venue

36. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrants or other participants or Released Parties in connection with the Contest, shall be governed by California law, without giving effect to any choice of law rules that would cause the application of the laws of any jurisdiction other than California.

37. By entering, accepting a prize and/or otherwise participating in the Contest, you expressly (a) agree that any legal proceedings arising out of or relating in any way to this Contest or these Official Rules that are not subject to mandatory arbitration shall be brought only in the federal or state courts located in the State of California, and (b) consent to the mandatory and exclusive jurisdiction in such courts with respect to any such legal proceedings.

Winner’s List & Official Rules

38. For a copy of the Official Rules or any legally required Winner’s List, mail a SASE to: Guess the Spare Change Contest c/o Acorns, 5300 California Ave., Irvine, California 92617 (specifying either “Winner’s List” or “Official Rules”). Winner’s List will be available after December 3, 2024. Winner’s List requests must be received no later than January 3, 2025.

39. Sponsor: Acorns Grow Incorporated.

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Acorns Grow Guess the Change. Get the Change. Contest

Official Rules

July 22, 2024

NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.
VOID WHERE PROHIBITED BY LAW.
ALL DISPUTES WILL BE RESOLVED SOLELY BY BINDING ARBITRATION AND ENTRANTS WAIVE THE ABILITY TO BRING CLAIMS IN A CLASS ACTION FORMAT.
ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THIS CONTEST IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY, OR ASSOCIATED WITH INSTAGRAM OR META PLATFORMS, INC. (TOGETHER HEREIN, “INSTAGRAM”).

BY ENTERING (OR OTHERWISE PARTICIPATING IN) THE CONTEST, YOU AGREE TO THESE OFFICIAL RULES, WHICH ARE A BINDING CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING. WITHOUT LIMITATION, THIS CONTRACT INCLUDES INDEMNITIES TO THE CONTEST PARTIES FROM YOU AND A LIMITATION OF YOUR RIGHTS AND REMEDIES.

1. ELIGIBILITY: Only open to individuals who are legal residents and physically located in one (1) of the fifty (50) United States or the District of Columbia, and who are at least eighteen (18) years of age as of time/date of entry and who have a public Instagram Account. Employees, officers and directors of Acorns Grow Incorporated (“Sponsor”) or any of its wholly owned subsidiaries, and their respective parent companies, affiliates, subsidiaries, and immediate family members and those living in the same household as such individuals (whether legally related or not) of Sponsor or Sponsor Affiliates are not eligible to participate in the Contest or win the prize. For purposes of this Contest, immediate family members are defined as spouse, partner, parents, legal guardians, in-laws, grandparents, siblings, children, and grandchildren and those living in the same household shall mean people who share the same residence at least three (3) months a year, whether legally related or not. By participating, entrants agree to these Official Rules and to the decisions of the Sponsor, which are final and binding in all respects. Contest is subject to all applicable federal, state and local laws, and is void where prohibited by law, rule or regulation. By participating in the contest, each entrant unconditionally accepts and agrees to comply with and abide by these “Official Rules” and the decisions of Sponsor, including the interpretation of these Official Rules, selection of the winner, and Sponsor’s exercise of discretion, which will be final and binding in all respects. Instagram is not a sponsor of or affiliated with this Contest. Users of Instagram are subject to Instagram’s Terms of Use https://help.instagram.com/581066165581870/?helpref=hc_fnav&locale=en_AU and Privacy Policy https://privacycenter.instagram.com/policy.

2. TIMING: The contest begins on or about 5:00:00 a.m. Pacific Time (“PT”) on July 22, 2024, and ending the earlier of (i) five (5) valid and correct guesses of the amount of change in the “Jar Picture” made pursuant to these Official Rules, OR (ii) 5:00 a.m. PT July 23, 2024 (the “Entry Period”). The designated computer clock of the Sponsor is the official time-keeping device in the Contest.

3. HOW TO ENTER: During the Entry Period Acorns will post a picture of a jar of coins on their Instagram account (the “Jar Picture”) and eligible individuals may enter the Contest by: (i) visiting https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app; (ii) /following Acorns’ Instagram Account @acorns; (iii) posting a comment to the Jar Picture Post which: (a) submits a guess for the amount of change in the jar in the Jar Picture in United States Dollars, (b) conforms with the Comment Guidelines below, and (c) tags a friend. All entries must be received by 5:00 a.m. PT on July 23, 2024 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. An individual “tagged” in another individual’s entry may enter, provided that they are eligible and follow the entry requirements set forth in this Section. You do not need to have an open, active Acorns Invest Account in good standing to enter, but will need to timely open an Acorns Invest Account to claim the prize. Entries generated by script, macro or other automated means or means which subvert the entry process will be void in the Sponsor’s sole discretion. All entries become the property of Sponsor and will not be acknowledged or returned. No responsibility is assumed for technical, electronic, telephone, hardware, software or network, computer or data transmission errors, malfunctions, or difficulties of any kind. Comment Guidelines: Comments must be entrant’s own work and not violate the rights of any third party or be offensive or obscene.

4. CONTEST DRAWING/PRIZE CLAIMING: The five (5) potential winners selected will be the five (5) participants who (i) meet all requirements set forth above; and (ii) make the most accurate guess of the actual amount of change without going over (all U.S. currency in denominations currently issued by the U.S. Mint) in the jar pictured before the end of the Entry Period. In the event of a tie, the participant who made the most accurate guess first, as determined by the timestamp on the Instagram comment, will be the winner.

5. ODDS: Odds of winning the prize depend on the total number of eligible entries received during the Contest period.

WINNER NOTIFICATION/PRIZE CLAIMING: The potential winner(s) will be Notified by Instagram direct message and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within three days of Notification. Notification is deemed to have occurred immediately upon sending of the direct message. The potential winner becomes a “winner” only after verification of eligibility by Sponsor. Only those who have an open, active, Acorns Invest Account in good standing, in the Sponsor’s sole discretion, can claim a prize. Instructions on how to open and activate an Acorns Invest Account will be included in the Potential Winner’s Notification. Account Availability is dependent upon eligibility for the Acorns Investment Account Program pursuant to the laws of the United States and other applicable jurisdictions. A potential winner will have an opportunity to open an Acorns Invest Account within three (3) business days after notification. If the potential winner does not open an Acorns Invest Account within three (3) business days, Sponsor will select an alternate winner. If, in the Sponsor’s sole discretion, a potential winner cannot be verified as eligible, a potential winner cannot be contacted within a reasonable time period, documents are not returned within the specified time period, any notification is undeliverable, or if the potential winner otherwise fails to fully comply with these Official Rules, potential winner will forfeit the prize and, in Sponsor’s sole discretion, an alternate winner may be selected from among all remaining eligible entries. It is a potential winner’s responsibility to set his/her Social Media Account to “public”, to accept contacts by Sponsor and to timely check such account for any Sponsor direct messages. Sponsor is not responsible for false, incorrect, or changed contact information or for communications that are undeliverable for any reason, and shall not be liable for late, lost, damaged, intercepted, misdirected, or unsuccessful efforts to notify the potential winner.

6. PRIZE/PRIZE RESTRICTIONS: The prize will be the exact amount of change in the jar in the Jar Picture and revealed when the Entry Period is complete, but in no event less than an amount equal to $10, in the form of a deposit into the winner’s Acorns Invest Account, which will be used by Acorns Advisers, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. The $10 represents the minimum value of the Prize at the time of its award. Approximate Retail Value (“ARV”) is at least $10. Prizes are in the form of an investment and are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winners may not substitute, assign or transfer prize or redeem prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute prize (or portion thereof) with one of comparable or greater value. All prize details are at Sponsor’s sole discretion. RISK DISCLOSURE: Investing involves risk including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. This material has been distributed for informational purposes only and not intended as investment advice. Investment advisory services offered by Acorns Advisors, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. For more information, visit acorns.com/disclosures/. Consult with your tax advisor about the appropriate tax treatment for this prize and any tax implications associated with receipt of the prize. For taxable accounts, the value of all Acorns offers received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations. Any gains or losses on the sale of the prize are reported as capital gains or losses. Sponsor and affiliated entities do not take responsibility for any tax related to this prize. Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided.

7. GENERAL CONDITIONS: Subject to applicable law, by entering this Contest, each winner hereby expressly consents and grants to the Sponsor and Instagram, and their respective successors, assigns, sublicensees and designees, the irrevocable right to use and publish winner’s name, social handles address (city and state), photograph, voice and other likeness and prize information for all purposes, including, without limitation, to publish on a public winners list, advertising, marketing, promotional and publicity purposes in connection with this Contest (“Advertising”), in any and all media now or hereafter devised, worldwide, in perpetuity, without any form of notice, permission or any amount or kind of compensation, except for the awarding of the prize to the winner. All copyright, trademark or other intellectual property rights in such Advertising shall be owned by Sponsor and/or its licensors, and each winner hereby disclaims and waives any claim of right to such Advertising. Such Advertising shall be solely under the control of Sponsor and/or its licensors, and each winner hereby waives any claim of control over the Advertising content as well as any possible claims of misuse of such winning recipient’s name, likeness or voice under contract, tort, or any other theory of law. The Sponsor does not assume any responsibility for any disruption in the Contest, including, but not limited to, the failure or interruption of any social media platform or any internet service provider. In the event there is a discrepancy or inconsistency between disclosures and other statements contained in any Contest materials and the terms and conditions of these Official Rules, these Official Rules shall prevail, govern, and control. All decisions as to these Official Rules and interpretations thereof are exclusively within the sole discretion of the Sponsor and may be changed from time to time without notice. In the event Sponsor is prevented from continuing with the Contest by any event beyond its control, including, but not limited to, fire, flood, epidemic, pandemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with the Contest by any party, or any federal, state, or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s control (each, a “Force Majeure” event or occurrence), Sponsor shall have the right to modify, suspend or terminate the Contest or prize. Sponsor additionally reserves the right, in its sole and absolute discretion: (a) to modify, suspend or terminate the Contest should causes beyond Sponsor’s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Contest; or (b) to disqualify any entrant found to be, or suspected of: (I) tampering with the entry process or the operation of the Contest; (ii) acting in violation of these Official Rules; or (iii) acting in an unsportsmanlike manner.

8. CONDUCT: Sponsor is not responsible for the actions of entrants in connection with the Contest, including entrants’ attempts to circumvent the Official Rules or otherwise interfere with the administration, security, fairness, integrity, or proper conduct of the Contest. Sponsor reserves the right, at its sole discretion, to disqualify any individual found to be tampering with the participation process or the operation of the Contest, or to be acting in any manner deemed by the Sponsor to be in violation of the Official Rules, or to be acting in any manner deemed by the Sponsor to be unsportsmanlike or disruptive, or with intent to annoy, abuse, threaten or harass any other person and void all associated entries and/or registrations. In the event of a dispute regarding entries received from multiple users having the same Instagram account, the authorized subscriber of the Instagram account at the time of entry will be deemed to be the entrant and must comply with these Official Rules. Authorized account subscriber is the natural person who is assigned the e-mail address by the Internet Service Provider (ISP), on-line service provider, or other organization responsible for assigning the Instagram account. CAUTION: ANY ATTEMPT BY A USER, YOU OR ANY OTHER INDIVIDUAL TO DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVE THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES (INCLUDING ATTORNEYS’ FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. Sponsor reserves the right, at its sole and absolute discretion, to disqualify (or terminate the prize of) any individual who is found to be, or suspected of, acting in violation of these Official Rules, or to be acting in an unsportsmanlike, obscene, immoral, or disruptive manner, or with the intent to annoy, abuse, threaten or harass any other person.

9. WAIVERS, DISCLAIMERS, AND RELEASES: Released Parties (as defined below) are not responsible for: (a) lost, late, stolen, undelivered, inaccurate, incomplete, delayed, misdirected, damaged or garbled registrations, entries, network, server, Internet Service Provider (ISP), website, URLs, emails, or other connections; (b) any incorrect or inaccurate entry information, or for any faulty or failed electronic data transmissions; (c) any unauthorized access to, or theft, destruction or alteration of entries or registrations at any point in the operation of this Contest; (d) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, cable, satellites, servers, computers or providers utilized in any aspect of the operation of the Contest; (e) inaccessibility or unavailability of the Internet or the Website or any combination thereof or for computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the Contest, including, without limitation, errors or difficulties which may occur in connection with the administration of the Contest, the processing of entries, or registrations, the announcement of the prizes, or in any other Contest-related materials; or (f) any injury or damage to entrants or to any other person's computer which may be related to or resulting from any attempt to participate in the Contest. Released Parties are also not responsible for any incorrect or inaccurate information, whether caused by other entrants or site users, tampering, hacking, or by any equipment or programming associated with or utilized in the contest. Released Parties are not responsible for injury or damage to participants' or to any other person's computer related to or resulting from participating in this contest or downloading materials from or use of the website. Persons who tamper with or abuse any aspect of the contest or website or who are in violation of these Official Rules, as solely determined by Sponsor, will be disqualified and all associated entries will be void. Should any portion of the contest be, in Sponsor’s sole opinion, compromised by virus, worms, bugs, fraud, security, tampering, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, integrity, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion to suspend, modify or terminate the contest and, if terminated, at its discretion, select the potential winners from all eligible, non-suspect entries received prior to action taken or as otherwise deemed fair and appropriate by Sponsor. Entrants, by participating, agree that Instagram and Sponsor and their respective parents, affiliates, subsidiaries and advertising and promotion agencies and all of their respective officers, directors, employees, representatives and agents (collectively, “Released Parties”) will have no liability whatsoever for, and shall be held harmless by entrants against, any liability, for any injuries, losses or damages of any kind, including death, to persons, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in this contest.

10. GOVERNING LAW AND LIMITATION OF LIABILITY: All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules or the rights and obligations of entrants, Sponsor or the Released Parties in connection with the Contest will be governed by and construed in accordance with the internal laws of the State of California, without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other laws.

BY ENTERING THE CONTEST, ENTRANT AGREES THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW: (A) ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE CONTEST, OR ANY PRIZE AWARDED, WILL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION; (B) ANY AND ALL CLAIMS, JUDGMENTS AND AWARDS WILL BE LIMITED TO ACTUAL THIRD-PARTY, OUT-OF-POCKET COSTS INCURRED (IF ANY) NOT TO EXCEED TEN DOLLARS ($10.00), BUT IN NO EVENT WILL ATTORNEYS’ FEES BE AWARDED OR RECOVERABLE; (C) UNDER NO CIRCUMSTANCES WILL ANY ENTRANT BE PERMITTED TO OBTAIN ANY AWARD FOR, AND ENTRANT HEREBY KNOWINGLY AND EXPRESSLY WAIVES ALL RIGHTS TO SEEK, PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES, LOST PROFITS AND/OR ANY OTHER DAMAGES, OTHER THAN ACTUAL OUT OF POCKET EXPENSES NOT TO EXCEED TEN DOLLARS ($10.00), AND/OR ANY RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED; AND (D) ENTRANTS’ REMEDIES ARE LIMITED TO A CLAIM FOR MONEY DAMAGES (IF ANY) AND ENTRANT IRREVOCABLY WAIVES ANY RIGHT TO SEEK INJUNCTIVE OR EQUITABLE RELIEF. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY, SO THE ABOVE MAY NOT APPLY TO YOU.

11. DISPUTE RESOLUTION: The parties each agree to finally settle all disputes arising from or relating to this Contest only through arbitration; provided, however, the Sponsor shall be entitled to seek injunctive or equitable relief in the state and federal courts in the State of California, and any other court with jurisdiction over the parties. In arbitration, there is no judge or jury, and review is limited. The arbitrator’s decision and award are final and binding, with limited exceptions, and judgment on the award may be entered in any court with jurisdiction. The parties agree that, except as set forth above, any claim, suit, action or proceeding arising out of or relating to this Contest shall be resolved solely by binding arbitration before a sole arbitrator under the streamlined Arbitration Rules Procedures of JAMS Inc. (“JAMS”) or any successor to JAMS. In the event JAMS is unwilling or unable to set a hearing date within fourteen (14) days of the filing of a “Demand for Arbitration”, then either party can elect to have the arbitration administered by the American Arbitration Association (“AAA”) or any other mutually agreeable arbitration administration service. If an in-person hearing is required, then it will take place in the State of California. Federal or state law that applies to these Official Rules will also apply during the arbitration. Disputes will be arbitrated only on an individual basis and will not be consolidated with any other proceedings that involve any claims or controversy of another party, including any class actions; provided, however, if for any reason any court or arbitrator holds that this restriction is unconscionable or unenforceable, then the agreement to arbitrate doesn’t apply and the dispute must be brought in a court of competent jurisdiction in of the State of California. Sponsor agrees to pay the administrative and arbitrator’s fees in order to conduct the arbitration (but specifically excluding any travel or other costs of entrant to attend the arbitration hearing). Either party may, notwithstanding this provision, bring qualifying claims in small claims court.

12. ENTRY INFORMATION AND CONTEST COMMUNICATIONS: As a condition of entering the Contest, each entrant gives consent for Sponsor to obtain and deliver winner’s name, address, and other information to third parties for the purpose of administering this Contest and to comply with applicable laws, regulations, and rules. Any information entrant provides to Sponsor may be used to communicate with entrant in relation to this Contest or on a Contest winner list. By participating in the Contest, entrants agree to all of the terms and conditions of the Sponsor’s Privacy Policy, which is available at https://www.acorns.com/privacy/. In the event of any discrepancy between the Sponsor’s Privacy Policy and these Official Rules, these Official Rules shall control and govern.

13. MISCELLANEOUS: The invalidity or unenforceability of any provision of these Official Rules or the Declaration will not affect the validity or enforceability of any other provision. In the event that any provision of the Official Rules or the Declaration is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Sponsor’s failure to enforce any term of these Official Rules will not constitute a waiver of that provision. Entrants agree to waive any rights to claim ambiguity of these Official Rules. Headings are solely for convenience of reference and will not be deemed to affect in any manner the meaning or intent of the documents or any provision hereof. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Contest-related materials, privacy policy or terms of use on any website, social media platform or application and/or the terms and conditions of the Official Rules, the Official Rules shall prevail, govern, and control and the discrepancy will be resolved in Sponsor’s sole and absolute discretion.

14. WINNER LIST: Potential winners will be Notified by Instagram direct message by Sponsor on or before July 23, 2024. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period.

15. SPONSOR: Acorns Grow Incorporated, 5300 California Ave., Irvine, CA 92617. Reference to third parties in connection with prize components and/or third-party websites or services are for reference and identification purposes only and not intended to suggest endorsement, sponsorship or affiliation with Sponsor or Contest.

Acorns Grow Guess the Change. Get the Change. Contest Official Rules
APRIL 15, 2024

NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.
VOID WHERE PROHIBITED BY LAW.
ALL DISPUTES WILL BE RESOLVED SOLELY BY BINDING ARBITRATION AND ENTRANTS

WAIVE THE ABILITY TO BRING CLAIMS IN A CLASS ACTION FORMAT.
ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THIS CONTEST IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY, OR ASSOCIATED WITH INSTAGRAM OR META PLATFORMS, INC.

(TOGETHER HEREIN, “INSTAGRAM”).

BY ENTERING (OR OTHERWISE PARTICIPATING IN) THE CONTEST, YOU AGREE TO THESE OFFICIAL RULES, WHICH ARE A BINDING CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING. WITHOUT LIMITATION, THIS CONTRACT INCLUDES INDEMNITIES TO THE CONTEST PARTIES FROM YOU AND A LIMITATION OF YOUR RIGHTS AND REMEDIES.

1. ELIGIBILITY: Only open to individuals who are legal residents and physically located in one (1) of the fifty (50) United States or the District of Columbia, and who are at least eighteen (18) years of age as of time/date of entry. Employees, officers and directors of Acorns Grow Incorporated (“Sponsor”) or any of its wholly owned subsidiaries, and their respective parent companies, affiliates, subsidiaries, and immediate family members and those living in the same household as such individuals (whether legally related or not) of Sponsor or Sponsor Affiliates are not eligible to participate in the Contest or win the prize. For purposes of this Contest, immediate family members are defined as spouse, partner, parents, legal guardians, in-laws, grandparents, siblings, children, and grandchildren and those living in the same household shall mean people who share the same residence at least three (3) months a year, whether legally related or not. By participating, entrants agree to these Official Rules and to the decisions of the Sponsor, which are final and binding in all respects. Contest is subject to all applicable federal, state and local laws, and is void where prohibited by law, rule or regulation. By participating in the contest, each entrant unconditionally accepts and agrees to comply with and abide by these “Official Rules” and the decisions of Sponsor, including the interpretation of these Official Rules, selection of the winner, and Sponsor’s exercise of discretion, which will be final and binding in all respects.

2. TIMING: The contest begins on or about 5:00:00 a.m. Pacific Time (“PT”) on April 15, 2024, and ending the earlier of (i) the five (5) closest guesses, OR (ii) 5:00 a.m. PT April 16, 2024 (the “Entry Period”). The designated computer clock of the Sponsor is the official time-keeping device in the Contest.

3. HOW TO ENTER: During the Contest period, (i) visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app; (ii) make sure you are “following” Acorns; (iii) submit a guess for the amount of change in the jar, and (iv) tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 5:00 a.m. PT on April 16, 2024 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. An individual “tagged” in another individual’s entry may enter, provided that they are eligible and follow the entry requirements set forth in this Section. You do not need to have an open, active Acorns Invest Account in good standing to enter, but will need to open an account to claim the prize. Entries generated by script, macro or other automated means or means which subvert the entry process will be void in the Sponsor’s sole discretion. All entries become the property of Sponsor and will not be acknowledged or returned. No responsibility is assumed for technical, electronic, telephone, hardware, software or network, computer or data transmission errors, malfunctions, or difficulties of any kind.

4. CONTEST DRAWING/PRIZE CLAIMING: The five (5) potential winners selected will be the five (5) participants who (i) meet all requirements set forth above; and (ii) make the most accurate guess of the actual amount of change without going over (all U.S. currency in denominations currently issued by the U.S. Mint) in the jar pictured before the end of the Entry Period. In the event of a tie, the participant who made the most accurate guess first, as determined by the timestamp on the Instagram comment, will be the winner.

5. ODDS: Odds of winning the prize depend on the total number of eligible entries received during the Contest period.

WINNER NOTIFICATION/PRIZE CLAIMING: The potential winner(s) will be notified by Instagram direct message and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within seven (7) days of date of issuance. Notification is deemed to have occurred immediately upon sending of the direct message. The potential winner becomes a “winner” only after verification of eligibility by Sponsor. Only those who have an open, active, Acorns Invest Account in good standing, in the Sponsor’s sole discretion, can claim a prize. A potential winner will have an opportunity to open an Acorns Invest Account within three (3) business days after notification. If the potential winner does not open an Acorns Invest Account within three (3) business days, Sponsor will select an alternate winner. If, in the Sponsor’s sole discretion, a potential winner cannot be verified as eligible, a potential winner cannot be contacted within a reasonable time period, documents are not returned within the specified time period, any notification is undeliverable, or if the potential winner otherwise fails to fully comply with these Official Rules, potential winner will forfeit the prize and, in Sponsor’s sole discretion, an alternate winner will be selected from among all remaining eligible entries. It is a potential winner’s responsibility to set his/her Social Media Account as applicable, to accept contacts by Sponsor and to timely check such account for any Sponsor direct messages. Sponsor is not responsible for false, incorrect, or changed contact information or for communications that are undeliverable for any reason, and shall not be liable for late, lost, damaged, intercepted, misdirected, or unsuccessful efforts to notify the potential winner.

6. PRIZE/PRIZE RESTRICTIONS: The prize will be the exact amount of Change in the Jar and revealed when the Entry Period is complete, but in no event less than an amount equal to $10, in the form of a deposit into the winner’s Acorns Invest Account, which will be used by Acorns Advisers, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. The $10 represents the minimum value of the Prize at the time of its award. Approximate Retail Value (“ARV”) is at least $10. Prizes are in the form of an investment and are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winners may not substitute, assign or transfer prize or redeem prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute prize (or portion thereof) with one of comparable or greater value. All prize details are at Sponsor’s sole discretion. RISK DISCLOSURE: Investing involves risk including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. This material has been distributed for informational purposes only and not intended as investment advice. Investment advisory services offered by Acorns Advisors, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. For more information, visit acorns.com/disclosures/. Consult with your tax advisor about the appropriate tax treatment for this prize and any tax implications associated with receipt of the prize. For taxable accounts, the value of all Acorns offers received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations. Any gains or losses on the sale of the prize are reported as capital gains or losses. Sponsor and affiliated entities do not take responsibility for any tax related to this prize. Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided.

7. GENERAL CONDITIONS: Subject to applicable law, by entering this Contest, each winner hereby expressly consents and grants to the Sponsor and Instagram, and their respective successors, assigns, sublicensees and designees, the irrevocable right to use and publish winner’s name, social handles address (city and state), photograph, voice and other likeness and prize information for all purposes, including, without limitation, to publish on a public winners list, advertising, marketing, promotional and publicity purposes in connection with this Contest (“Advertising”), in any and all media now or hereafter devised, worldwide, in perpetuity, without any form of notice, permission or any amount or kind of compensation, except for the awarding of the prize to the winner. All copyright, trademark or other intellectual property rights in such Advertising shall be owned by Sponsor and/or its licensors, and each winner hereby disclaims and waives any claim of right to such Advertising. Such Advertising shall be solely under the control of Sponsor and/or its licensors, and each winner hereby waives any claim of control over the Advertising content as well as any possible claims of misuse of such winning recipient’s name, likeness or voice under contract, tort, or any other theory of law. The Sponsor does not assume any responsibility for any disruption in the Contest, including, but not limited to, the failure or interruption of any social media platform or any internet service provider. In the event there is a discrepancy or inconsistency between disclosures and other statements contained in any Contest materials and the terms and conditions of these Official Rules, these Official Rules shall prevail, govern, and control. All decisions as to these Official Rules and interpretations thereof are exclusively within the sole discretion of the Sponsor and may be changed from time to time without notice. In the event Sponsor is prevented from continuing with the Contest by any event beyond its control, including, but not limited to, fire, flood, epidemic, pandemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with the Contest by any party, or any federal, state, or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s control (each, a “Force Majeure” event or occurrence), Sponsor shall have the right to modify, suspend or terminate the Contest or prize. Sponsor additionally reserves the right, in its sole and absolute discretion: (a) to modify, suspend or terminate the Contest should causes beyond Sponsor’s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Contest; or (b) to disqualify any entrant found to be, or suspected of: (I) tampering with the entry process or the operation of the Contest; (ii) acting in violation of these Official Rules; or (iii) acting in an unsportsmanlike manner.

8. CONDUCT: Sponsor is not responsible for the actions of entrants in connection with the Contest, including entrants’ attempts to circumvent the Official Rules or otherwise interfere with the administration, security, fairness, integrity, or proper conduct of the Contest. Sponsor reserves the right, at its sole discretion, to disqualify any individual found to be tampering with the participation process or the operation of the Contest, or to be acting in any manner deemed by the Sponsor to be in violation of the Official Rules, or to be acting in any manner deemed by the Sponsor to be unsportsmanlike or disruptive, or with intent to annoy, abuse, threaten or harass any other person and void all associated entries and/or registrations. In the event of a dispute regarding entries received from multiple users having the same Instagram account, the authorized subscriber of the Instagram account at the time of entry will be deemed to be the entrant and must comply with these Official Rules. Authorized account subscriber is the natural person who is assigned the e-mail address by the Internet Service Provider (ISP), on-line service provider, or other organization responsible for assigning the Instagram account. CAUTION: ANY ATTEMPT BY A USER, YOU OR ANY OTHER INDIVIDUAL TO DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVE THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES (INCLUDING ATTORNEYS’ FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. Sponsor reserves the right, at its sole and absolute discretion, to disqualify (or terminate the prize of) any individual who is found to be, or suspected of, acting in violation of these Official Rules, or to be acting in an unsportsmanlike, obscene, immoral, or disruptive manner, or with the intent to annoy, abuse, threaten or harass any other person.

9. WAIVERS, DISCLAIMERS, AND RELEASES: Released Parties (as defined below) are not responsible for: (a) lost, late, stolen, undelivered, inaccurate, incomplete, delayed, misdirected, damaged or garbled registrations, entries, network, server, Internet Service Provider (ISP), website, URLs, emails, or other connections; (b) any incorrect or inaccurate entry information, or for any faulty or failed electronic data transmissions; (c) any unauthorized access to, or theft, destruction or alteration of entries or registrations at any point in the operation of this Contest; (d) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, cable, satellites, servers, computers or providers utilized in any aspect of the operation of the Contest; (e) inaccessibility or unavailability of the Internet or the Website or any combination thereof or for computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the Contest, including, without limitation, errors or difficulties which may occur in connection with the administration of the Contest, the processing of entries, or registrations, the announcement of the prizes, or in any other Contest-related materials; or (f) any injury or damage to entrants or to any other person's computer which may be related to or resulting from any attempt to participate in the Contest. Released Parties are also not responsible for any incorrect or inaccurate information, whether caused by other entrants or site users, tampering, hacking, or by any equipment or programming associated with or utilized in the contest. Released Parties are not responsible for injury or damage to participants' or to any other person's computer related to or resulting from participating in this contest or downloading materials from or use of the website. Persons who tamper with or abuse any aspect of the contest or website or who are in violation of these Official Rules, as solely determined by Sponsor, will be disqualified and all associated entries will be void. Should any portion of the contest be, in Sponsor’s sole opinion, compromised by virus, worms, bugs, fraud, security, tampering, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, integrity, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion to suspend, modify or terminate the contest and, if terminated, at its discretion, select the potential winners from all eligible, non-suspect entries received prior to action taken or as otherwise deemed fair and appropriate by Sponsor. Entrants, by participating, agree that Instagram and Sponsor and their respective parents, affiliates, subsidiaries and advertising and promotion agencies and all of their respective officers, directors, employees, representatives and agents (collectively, “Released Parties”) will have no liability whatsoever for, and shall be held harmless by entrants against, any liability, for any injuries, losses or damages of any kind, including death, to persons, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in this contest.

10. GOVERNING LAW AND LIMITATION OF LIABILITY: All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules or the rights and obligations of entrants, Sponsor or the Released Parties in connection with the Contest will be governed by and construed in accordance with the internal laws of the State of California, without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other laws.

11. DISPUTE RESOLUTION: The parties each agree to finally settle all disputes only through arbitration; provided, however, the Sponsor shall be entitled to seek injunctive or equitable relief in the state and federal courts in the State of California, and any other court with jurisdiction over the parties. In arbitration, there is no judge or jury, and review is limited. The arbitrator’s decision and award are final and binding, with limited exceptions, and judgment on the award may be entered in any court with jurisdiction. The parties agree that, except as set forth above, any claim, suit, action or proceeding arising out of or relating to this Contest shall be resolved solely by binding arbitration before a sole arbitrator under the streamlined Arbitration Rules Procedures of JAMS Inc. (“JAMS”) or any successor to JAMS. In the event JAMS is unwilling or unable to set a hearing date within fourteen (14) days of the filing of a “Demand for Arbitration”, then either party can elect to have the arbitration administered by the American Arbitration Association (“AAA”) or any other mutually agreeable arbitration administration service. If an in-person hearing is required, then it will take place in the State of California. Federal or state law that applies to these Official Rules will also apply during the arbitration. Disputes will be arbitrated only on an individual basis and will not be consolidated with any other proceedings that involve any claims or controversy of another party, including any class actions; provided, however, if for any reason any court or arbitrator holds that this restriction is unconscionable or unenforceable, then the agreement to arbitrate doesn’t apply and the dispute must be brought in a court of competent jurisdiction in of the State of California. Sponsor agrees to pay the administrative and arbitrator’s fees in order to conduct the arbitration (but specifically excluding any travel or other costs of entrant to attend the arbitration hearing). Either party may, notwithstanding this provision, bring qualifying claims in small claims court.

12. ENTRY INFORMATION AND CONTEST COMMUNICATIONS: As a condition of entering the Contest, each entrant gives consent for Sponsor to obtain and deliver winner’s name, address, and other information to third parties for the purpose of administering this Contest and to comply with applicable laws, regulations, and rules. Any information entrant provides to Sponsor may be used to communicate with entrant in relation to this Contest or on a Contest winner list. By participating in the Contest, entrants agree to all of the terms and conditions of the Sponsor’s Privacy Policy, which is available at https://www.acorns.com/privacy/. In the event of any discrepancy between the Sponsor’s Privacy Policy and these Official Rules, these Official Rules shall control and govern.

13. MISCELLANEOUS: The invalidity or unenforceability of any provision of these Official Rules or the Declaration will not affect the validity or enforceability of any other provision. In the event that any provision of the Official Rules or the Declaration is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Sponsor’s failure to enforce any term of these Official Rules will not constitute a waiver of that provision. Entrants agree to waive any rights to claim ambiguity of these Official Rules. Headings are solely for convenience of reference and will not be deemed to affect in any manner the meaning or intent of the documents or any provision hereof. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Contest-related materials, privacy policy or terms of use on any website, social media platform or application and/or the terms and conditions of the Official Rules, the Official Rules shall prevail, govern, and control and the discrepancy will be resolved in Sponsor’s sole and absolute discretion.

14. WINNER LIST: Potential winners will be announced in an Instagram post by Sponsor on or before April 16, 2024. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period.

15. SPONSOR: Acorns Grow Incorporated, 5300 California Ave., Irvine, CA 92617. Reference to third parties in connection with prize components and/or third-party websites or services are for reference and identification purposes only and not intended to suggest endorsement, sponsorship or affiliation with Sponsor or Contest.

Acorns Grow Guess the Change. Get the Change. Contest Official Rules
APRIL 8, 2024

● NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.
● VOID WHERE PROHIBITED BY LAW.
● ALL DISPUTES WILL BE RESOLVED SOLELY BY BINDING ARBITRATION AND ENTRANTS

WAIVE THE ABILITY TO BRING CLAIMS IN A CLASS ACTION FORMAT.
● ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THIS CONTEST IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY, OR ASSOCIATED WITH INSTAGRAM OR META PLATFORMS, INC.

(TOGETHER HEREIN, “INSTAGRAM”).

BY ENTERING (OR OTHERWISE PARTICIPATING IN) THE CONTEST, YOU AGREE TO THESE OFFICIAL RULES, WHICH ARE A BINDING CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING. WITHOUT LIMITATION, THIS CONTRACT INCLUDES INDEMNITIES TO THE CONTEST PARTIES FROM YOU AND A LIMITATION OF YOUR RIGHTS AND REMEDIES.

2. TIMING: The contest begins on or about 5:00:00 a.m. Pacific Time (“PT”) on April 8, 2024, and ending the earlier of (i) the five (5) closest guesses, OR (ii) 5:00 a.m. PT April 9, 2024 (the “Entry Period”). The designated computer clock of the Sponsor is the official time-keeping device in the Contest.

3. HOW TO ENTER: During the Contest period, (i) visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app; (ii) make sure you are “following” Acorns; (iii) submit a guess for the amount of change in the jar, and (iv) tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 5:00 a.m. PT on April 9, 2024 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. An individual “tagged” in another individual’s entry may enter, provided that they are eligible and follow the entry requirements set forth in this Section. You do not need to have an open, active Acorns Invest Account in good standing to enter, but will need to open an account to claim the prize. Entries generated by script, macro or other automated means or means which subvert the entry process will be void in the Sponsor’s sole discretion. All entries become the property of Sponsor and will not be acknowledged or returned. No responsibility is assumed for technical, electronic, telephone, hardware, software or network, computer or data transmission errors, malfunctions, or difficulties of any kind.

5. ODDS: Odds of winning the prize depend on the total number of eligible entries received during the Contest period.

7. GENERAL CONDITIONS: Subject to applicable law, by entering this Contest, each winner hereby expressly consents and grants to the Sponsor and Instagram, and their respective successors, assigns, sublicensees and designees, the irrevocable right to use and publish winner’s name, social handles address (city and state), photograph, voice and other likeness and prize information for all purposes, including, without limitation, to publish on a public winners list, advertising, marketing, promotional and publicity purposes in connection with this Contest (“Advertising”), in any and all media now or hereafter devised, worldwide, in perpetuity, without any form of notice, permission or any amount or kind of compensation, except for the awarding of the prize to the winner. All copyright, trademark or other intellectual property rights in such Advertising shall be owned by Sponsor and/or its licensors, and each winner hereby disclaims and waives any claim of right to such Advertising. Such Advertising shall be solely under the control of Sponsor and/or its licensors, and each winner hereby waives any claim of control over the Advertising content as well as any possible claims of misuse of such winning recipient’s name, likeness or voice under contract, tort, or any other theory of law. The Sponsor does not assume any responsibility for any disruption in the Contest, including, but not limited to, the failure or interruption of any social media platform or any internet service provider. In the event there is a discrepancy or inconsistency between disclosures and other statements contained in any Contest materials and the terms and conditions of these Official Rules, these Official Rules shall prevail, govern, and control. All decisions as to these Official Rules and interpretations thereof are exclusively within the sole discretion of the Sponsor and may be changed from time to time without notice. In the event Sponsor is prevented from continuing with the Contest by any event beyond its control, including, but not limited to, fire, flood, epidemic, pandemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with the Contest by any party, or any federal, state, or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s control (each, a “Force Majeure” event or occurrence), Sponsor shall have the right to modify, suspend or terminate the Contest or prize. Sponsor additionally reserves the right, in its sole and absolute discretion: (a) to modify, suspend or terminate the Contest should causes beyond Sponsor’s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Contest; or (b) to disqualify any entrant found to be, or suspected of: (I) tampering with the entry process or the operation of the Contest; (ii) acting in violation of these Official Rules; or (iii) acting in an unsportsmanlike manner.

14. WINNER LIST: Potential winners will be announced in an Instagram post by Sponsor on or before April 9, 2024. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period.

Acorns Grow Guess the Change. Get the Change. Contest Official Rules
APRIL 2, 2024

NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.
VOID WHERE PROHIBITED BY LAW.
ALL DISPUTES WILL BE RESOLVED SOLELY BY BINDING ARBITRATION AND
ENTRANTS WAIVE THE ABILITY TO BRING CLAIMS IN A CLASS ACTION FORMAT.
ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THIS CONTEST IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY, OR ASSOCIATED WITH INSTAGRAM OR META PLATFORMS, INC.

(TOGETHER HEREIN, “INSTAGRAM”).

1. ELIGIBILITY: Only open to individuals who are legal residents and physically located in one (1) of the fifty (50) United States or the District of Columbia, and who are at least eighteen (18) years of age as of time/date of entry. Employees, officers and directors of Acorns Grow Incorporated (“Sponsor”) or any of its wholly owned subsidiaries, and their respective parent companies, affiliates, subsidiaries, and immediate family members and those living in the same household as such individuals (whether legally related or not) of Sponsor or Sponsor Affiliates are not eligible to participate in the Contest or win the prize. For purposes of this Contest, immediate family members are defined as spouse, partner, parents, legal guardians, in-laws, grandparents, siblings, children, and grandchildren and those living in the same household shall mean people who share the same residence at least three (3) months a year, whether legally related or not. By participating, entrants agree to these Official Rules and to the decisions of the Sponsor, which are final and binding in all respects. Contest is subject to all applicable federal, state and local laws, and is void where prohibited by law, rule or regulation. By participating in the contest, each entrant unconditionally accepts and agrees to comply with and abide by these “Official Rules” and the decisions of Sponsor, including the interpretation of these Official Rules, selection of the winner, and Sponsor’s exercise of discretion, which will be final and binding in all respects.

2. TIMING: The contest begins on or about 5:00:00 a.m. Pacific Time (“PT”) on April 2, 2024, and ending the earlier of (i) the five (5) closest guesses, OR (ii) 5:00 a.m. PT April 3, 2024 (the “Entry Period”). The designated computer clock of the Sponsor is the official time-keeping device in the Contest.

3. HOW TO ENTER: During the Contest period, (i) visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app; (ii) make sure you are “following” Acorns; (iii) submit a guess for the amount of change in the jar, and (iv) tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 5:00 a.m. PT on April 3, 2024 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. An individual “tagged” in another individual’s entry may enter, provided that they are eligible and follow the entry requirements set forth in this Section. You do not need to have an open, active Acorns Invest Account in good standing to enter, but will need to open an account to claim the prize. Entries generated by script, macro or other automated means or means which subvert the entry process will be void in the Sponsor’s sole discretion. All entries become the property of Sponsor and will not be acknowledged or returned. No responsibility is assumed for technical, electronic, telephone, hardware, software or network, computer or data transmission errors, malfunctions, or difficulties of any kind.

5. ODDS: Odds of winning the prize depend on the total number of eligible entries received during the Contest period.

WINNER NOTIFICATION/PRIZE CLAIMING: The potential winner(s) will be notified by Instagram direct message and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within seven (7) days of date of issuance. Notification is deemed to have occurred immediately upon sending of the direct message. The potential winner becomes a “winner” only after verification of eligibility by Sponsor. Only those who have an open, active, Acorns Invest Account in good standing, in the Sponsor’s sole discretion, can claim a prize. A potential winner will have an opportunity to open an Acorns Invest Account within three (3) business days after notification. If the potential winner does not open an Acorns Invest Account within three (3) business days, Sponsor will select an alternate winner. If, in the Sponsor’s sole discretion, a potential winner cannot be verified as eligible, a potential winner cannot be contacted within a reasonable time period, documents are not returned within the specified time period, any notification is undeliverable, or if the potential winner otherwise fails to fully comply with these Official Rules, potential winner will forfeit the prize and, in Sponsor’s sole discretion, an alternate winner will be selected from among all remaining eligible entries. It is a potential winner’s responsibility to set his/her Social Media Account as applicable, to accept contacts by Sponsor and to timely check such account for any Sponsor direct messages. Sponsor is not responsible for false, incorrect, or changed contact information or for communications that are undeliverable for any reason, and shall not be liable for late, lost, damaged, intercepted, misdirected, or unsuccessful efforts to notify the potential winner.

6. PRIZE/PRIZE RESTRICTIONS: The prize will be the exact amount of Change in the Jar and revealed when the Entry Period is complete, but in no event less than an amount equal to $10, in the form of a deposit into the winner’s Acorns Invest Account, which will be used by Acorns Advisers, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. The $10 represents the minimum value of the Prize at the time of its award. Approximate Retail Value (“ARV”) is at least $10. Prizes are in the form of an investment and are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winners may not substitute, assign or transfer prize or redeem prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute prize (or portion thereof) with one of comparable or greater value. All prize details are at Sponsor’s sole discretion.

RISK DISCLOSURE: Investing involves risk including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. This material has been distributed for informational purposes only and not intended as investment advice. Investment advisory services offered by Acorns Advisors, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. For more information, visit acorns.com/disclosures/. Consult with your tax advisor about the appropriate tax treatment for this prize and any tax implications associated with receipt of the prize. For taxable accounts, the value of all Acorns offers received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations. Any gains or losses on the sale of the prize are reported as capital gains or losses. Sponsor and affiliated entities do not take responsibility for any tax related to this prize. Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided.

7. GENERAL CONDITIONS: Subject to applicable law, by entering this Contest, each winner hereby expressly consents and grants to the Sponsor and Instagram, and their respective successors, assigns, sublicensees and designees, the irrevocable right to use and publish winner’s name, social handles address (city and state), photograph, voice and other likeness and prize information for all purposes, including, without limitation, to publish on a public winners list, advertising, marketing, promotional and publicity purposes in connection with this Contest (“Advertising”), in any and all media now or hereafter devised, worldwide, in perpetuity, without any form of notice, permission or any amount or kind of compensation, except for the awarding of the prize to the winner. All copyright, trademark or other intellectual property rights in such Advertising shall be owned by Sponsor and/or its licensors, and each winner hereby disclaims and waives any claim of right to such Advertising. Such Advertising shall be solely under the control of Sponsor and/or its licensors, and each winner hereby waives any claim of control over the Advertising content as well as any possible claims of misuse of such winning recipient’s name, likeness or voice under contract, tort, or any other theory of law. The Sponsor does not assume any responsibility for any disruption in the Contest, including, but not limited to, the failure or interruption of any social media platform or any internet service provider. In the event there is a discrepancy or inconsistency between disclosures and other statements contained in any Contest materials and the terms and conditions of these Official Rules, these Official Rules shall prevail, govern, and control. All decisions as to these Official Rules and interpretations thereof are exclusively within the sole discretion of the Sponsor and may be changed from time to time without notice. In the event Sponsor is prevented from continuing with the Contest by any event beyond its control, including, but not limited to, fire, flood, epidemic, pandemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with the Contest by any party, or any federal, state, or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s control (each, a “Force Majeure” event or occurrence), Sponsor shall have the right to modify, suspend or terminate the Contest or prize. Sponsor additionally reserves the right, in its sole and absolute discretion: (a) to modify, suspend or terminate the Contest should causes beyond Sponsor’s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Contest; or (b) to disqualify any entrant found to be, or suspected of: (I) tampering with the entry process or the operation of the Contest; (ii) acting in violation of these Official Rules; or (iii) acting in an unsportsmanlike manner.

8. CONDUCT: Sponsor is not responsible for the actions of entrants in connection with the Contest, including entrants’ attempts to circumvent the Official Rules or otherwise interfere with the administration, security, fairness, integrity, or proper conduct of the Contest. Sponsor reserves the right, at its sole discretion, to disqualify any individual found to be tampering with the participation process or the operation of the Contest, or to be acting in any manner deemed by the Sponsor to be in violation of the Official Rules, or to be acting in any manner deemed by the Sponsor to be unsportsmanlike or disruptive, or with intent to annoy, abuse, threaten or harass any other person and void all associated entries and/or registrations. In the event of a dispute regarding entries received from multiple users having the same Instagram account, the authorized subscriber of the Instagram account at the time of entry will be deemed to be the entrant and must comply with these Official Rules. Authorized account subscriber is the natural person who is assigned the e-mail address by the Internet Service Provider (ISP), on-line service provider, or other organization responsible for assigning the Instagram account. CAUTION: ANY ATTEMPT BY A USER, YOU OR ANY OTHER INDIVIDUAL TO DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVE THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES (INCLUDING ATTORNEYS’ FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. Sponsor reserves the right, at its sole and absolute discretion, to disqualify (or terminate the prize of) any individual who is found to be, or suspected of, acting in violation of these Official Rules, or to be acting in an unsportsmanlike, obscene, immoral, or disruptive manner, or with the intent to annoy, abuse, threaten or harass any other person.

9. WAIVERS, DISCLAIMERS, AND RELEASES: Released Parties (as defined below) are not responsible for: (a) lost, late, stolen, undelivered, inaccurate, incomplete, delayed, misdirected, damaged or garbled registrations, entries, network, server, Internet Service Provider (ISP), website, URLs, emails, or other connections; (b) any incorrect or inaccurate entry information, or for any faulty or failed electronic data transmissions; (c) any unauthorized access to, or theft, destruction or alteration of entries or registrations at any point in the operation of this Contest; (d) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, cable, satellites, servers, computers or providers utilized in any aspect of the operation of the Contest; (e) inaccessibility or unavailability of the Internet or the Website or any combination thereof or for computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the Contest, including, without limitation, errors or difficulties which may occur in connection with the administration of the Contest, the processing of entries, or registrations, the announcement of the prizes, or in any other Contest-related materials; or (f) any injury or damage to entrants or to any other person's computer which may be related to or resulting from any attempt to participate in the Contest. Released Parties are also not responsible for any incorrect or inaccurate information, whether caused by other entrants or site users, tampering, hacking, or by any equipment or programming associated with or utilized in the contest. Released Parties are not responsible for injury or damage to participants' or to any other person's computer related to or resulting from participating in this contest or downloading materials from or use of the website. Persons who tamper with or abuse any aspect of the contest or website or who are in violation of these Official Rules, as solely determined by Sponsor, will be disqualified and all associated entries will be void. Should any portion of the contest be, in Sponsor’s sole opinion, compromised by virus, worms, bugs, fraud, security, tampering, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, integrity, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion to suspend, modify or terminate the contest and, if terminated, at its discretion, select the potential winners from all eligible, non-suspect entries received prior to action taken or as otherwise deemed fair and appropriate by Sponsor. Entrants, by participating, agree that Instagram and Sponsor and their respective parents, affiliates, subsidiaries and advertising and promotion agencies and all of their respective officers, directors, employees, representatives and agents (collectively, “Released Parties”) will have no liability whatsoever for, and shall be held harmless by entrants against, any liability, for any injuries, losses or damages of any kind, including death, to persons, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in this contest.

10. GOVERNING LAW AND LIMITATION OF LIABILITY: All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules or the rights and obligations of entrants, Sponsor or the Released Parties in connection with the Contest will be governed by and construed in accordance with the internal laws of the State of California, without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other laws.

11. DISPUTE RESOLUTION: The parties each agree to finally settle all disputes only through arbitration; provided, however, the Sponsor shall be entitled to seek injunctive or equitable relief in the state and federal courts in the State of California, and any other court with jurisdiction over the parties. In arbitration, there is no judge or jury, and review is limited. The arbitrator’s decision and award are final and binding, with limited exceptions, and judgment on the award may be entered in any court with jurisdiction. The parties agree that, except as set forth above, any claim, suit, action or proceeding arising out of or relating to this Contest shall be resolved solely by binding arbitration before a sole arbitrator under the streamlined Arbitration Rules Procedures of JAMS Inc. (“JAMS”) or any successor to JAMS. In the event JAMS is unwilling or unable to set a hearing date within fourteen (14) days of the filing of a “Demand for Arbitration”, then either party can elect to have the arbitration administered by the American Arbitration Association (“AAA”) or any other mutually agreeable arbitration administration service. If an in-person hearing is required, then it will take place in the State of California. Federal or state law that applies to these Official Rules will also apply during the arbitration. Disputes will be arbitrated only on an individual basis and will not be consolidated with any other proceedings that involve any claims or controversy of another party, including any class actions; provided, however, if for any reason any court or arbitrator holds that this restriction is unconscionable or unenforceable, then the agreement to arbitrate doesn’t apply and the dispute must be brought in a court of competent jurisdiction in of the State of California. Sponsor agrees to pay the administrative and arbitrator’s fees in order to conduct the arbitration (but specifically excluding any travel or other costs of entrant to attend the arbitration hearing). Either party may, notwithstanding this provision, bring qualifying claims in small claims court.

12. ENTRY INFORMATION AND CONTEST COMMUNICATIONS: As a condition of entering the Contest, each entrant gives consent for Sponsor to obtain and deliver winner’s name, address, and other information to third parties for the purpose of administering this Contest and to comply with applicable laws, regulations, and rules. Any information entrant provides to Sponsor may be used to communicate with entrant in relation to this Contest or on a Contest winner list. By participating in the Contest, entrants agree to all of the terms and conditions of the Sponsor’s Privacy Policy, which is available at https://www.acorns.com/privacy/. In the event of any discrepancy between the Sponsor’s Privacy Policy and these Official Rules, these Official Rules shall control and govern.

13. MISCELLANEOUS: The invalidity or unenforceability of any provision of these Official Rules or the Declaration will not affect the validity or enforceability of any other provision. In the event that any provision of the Official Rules or the Declaration is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Sponsor’s failure to enforce any term of these Official Rules will not constitute a waiver of that provision. Entrants agree to waive any rights to claim ambiguity of these Official Rules. Headings are solely for convenience of reference and will not be deemed to affect in any manner the meaning or intent of the documents or any provision hereof. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Contest-related materials, privacy policy or terms of use on any website, social media platform or application and/or the terms and conditions of the Official Rules, the Official Rules shall prevail, govern, and control and the discrepancy will be resolved in Sponsor’s sole and absolute discretion.

14. WINNER LIST: Potential winners will be announced in an Instagram post by Sponsor on or before April 3, 2024. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period.

15. SPONSOR: Acorns Grow Incorporated, 5300 California Ave., Irvine, CA 92617. Reference to third parties in connection with prize components and/or third-party websites or services are for reference and identification purposes only and not intended to suggest endorsement, sponsorship or affiliation with Sponsor or Contest.

VIP Customer Card Promotions
Terms and Conditions

October 12, 2023

The following Terms and Conditions (“Terms”) relate solely to the Acorns Green Visa Debit Card for “VIP customers” (existing customers spending $500 or more per month on their Acorns Green Tungsten Visa Debit Card), issued by nbkc Bank (“Green Card”) or Lincoln Savings Bank (“Green Card”). Failure to consistently maintain your Acorns Green Visa Debit Card in an open and good standing state, will cause you to become immediately ineligible for the promotions described herein (“Promotions”). Failure to maintain any of your Acorns Accounts in good standing will cause you to become ineligible for the Promotions. This promotion will be running starting in September 2023 with no target end date; we will continue to offer the promotion to the customers who meet the above criteria. Customers will see the payments as pending within minutes, and these payments will settle within 3-5 business days, which is when these payments will be reflected in their balances.

Promotions: (1) VIP Customer Matching.

(1) VIP Customer Matching

Promotion: Eligible VIP Customer card holders can receive a match of their first five (5) Real-Time Round-Ups® Investments generated by their Acorns Green Visa Debit Card.

Eligibility Criteria: VIP Customer card customers who: (i) have an open and activated Acorns Green Visa Debit Card, and (ii) have automatic Real-Time Round-Ups® Investments turned on for their Acorns Green Visa Debit Card, will be eligible to have their first five (5) Real-Time Round-Ups® Investments matched (the “VIP customer match”).

Limitations: Only Real-Time Round-Ups® generated by your Acorns Green Visa Debit Card in the one (1) year following card expiration reissues are eligible for the VIP Customer Matching Promotion. Any downgrade of Subscription Tiers or Acorns Green Visa Debit Card cancellation or closure or subsequent customer requested reissues will disqualify you from this Promotion. You must maintain each of your Acorns Green Visa Debit Card, Acorns Checking Account, and Acorns Invest Account in an open and good standing condition on each Round-Ups® investment date. Round-Ups® multipliers will not be matched (e.g., if you have a $0.30 Round-Ups® and a 2X multiplier, Acorns will match $0.30). Round-Ups® investments generated from (i) any other card or account, (ii) manual Round-Ups®, and (iii) whole dollar Round-Ups®, will not be eligible for the VIP Customer Match. All Real-Time Round-Ups® are in the form of investments in your Acorns Invest Account. The total value of these matched Round-Ups® will not exceed $4.95 per customer. Peer to peer transactions are not eligible for matched Round-Ups®.

General Terms

There is no option for a cash alternative to these promotions. If a customer, for any reason, ceases to be a Acorns Green Visa Debit cardholder, that customer is no longer eligible for these promotions. The VIP Customer Matching is an additional Real-Time Round-Ups® investment in your Acorns Invest Account.

To the extent you believe that you are entitled to a VIP Customer Matching that has not been applied, you must notify Acorns within 30 days from the applicable Fee Date by either sending an email to support@acorns.com or completing and submitting a support request at https://www.acorns.com/support/contact. Acorns will, upon timely receipt of any such notice, investigate such support request, and Acorns’ decision in respect of such matter shall be final and binding.

Acorns shall be entitled to terminate or cancel all or any portion of this or any other promotion at any time by either providing email notice to its customers or posting such cancellation or termination notice at its website or within its mobile application. In addition, Acorns reserves the right to reject or void all or any portion of a contribution under this or any other promotion at any time if Acorns suspects the claim to that contribution was obtained or made fraudulently, unlawfully, or otherwise in violation of these terms. Once an Acorns Invest account is closed, all pending Real-Time Round-Ups® Investments that have not yet been invested will be canceled, including VIP Customer Matching.

Investing involves risk and investments may lose value. Please consider your objectives and Acorns Advisers’ fees before investing. Advisory services are offered by Acorns Advisers, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.

Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc, members FDIC for Acorns checking holders. Investments are not FDIC insured.

The VIP Customer Matching incentive is intended to encourage Acorns clients to routinely invest by utilizing the automatic Real-Time Round-Ups® feature, available to all clients with an active Invest account and Acorns Green Visa debit card. Although the incentive may attract new customers and increase customer engagement and retention, it is important to note that Acorns Advisers does not receive compensation in the form of “payment for order flow” for directing customer orders, or charge clients percentage-based fees or fees based on a percentage of assets under management for accounts under $1,000,000, and so conflicts of interest between Acorns Advisers and its clients due to this incentive are limited. Please refer to our Wrap Fee Brochure for additional information on the overall conflicts and risks associated with Acorns Advisers.

OFFICIAL RULES
Guess the Change. Get the Change.
Contest

July 25th, 2023

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY META PLATFORMS, INC.

BY ENTERING THE CONTEST, YOU AGREE TO THESE OFFICIAL RULES, WHICH ARE A CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING. WITHOUT LIMITATION, THIS CONTRACT INCLUDES INDEMNITIES TO THE SPONSOR FROM YOU AND A LIMITATION OF YOUR RIGHTS AND REMEDIES.

ELIGIBILITY: Open only to legal residents of the fifty (50) United States and the District of Columbia who are of eligible age to participate in their jurisdiction and 18 years of age or older. Void where prohibited. Employees (and their immediate families (parent, child, spouse or sibling and their respective spouses, regardless of where they reside) and those living in their same households, whether or not related) of Acorns Grow Incorporated (“Sponsor”), and its respective parents, affiliates, subsidiaries and advertising and promotion agencies are not eligible to enter or win. By participating, entrants agree to be bound by these Official Rules and the decisions of the judges and/or Sponsor, which are binding and final on matters relating to this contest. Contest is subject to all applicable federal, state and local laws.

TO ENTER: Beginning at 5:00 a.m. Pacific Time (“PT”) July 25th, 2023 and ending on the earlier of (i) the (20) closest guess, OR, (ii) 5:00 a.m. PT July 26th, 2023 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 5:00 a.m. PT on July 26th, 2023 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

DRAWING: Potential winner will be the 20 closest people to guess the correct amount of change (all U.S. currency in denominations currently issued by the U.S. Mint) in the jar pictured, or the 20 closest persons to submit the closest guess if the correct amount is not guessed before the end of the Entry Period. The potential winner’s tagged friend may also be a potential winner. Odds of winning depend on the number of eligible entries received.

WINNER NOTIFICATION: Potential winner(s) will be notified by Instagram direct message and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within seven (7) days of date of issuance. If such documents are not returned within the specified time period, a prize or prize notification is returned as undeliverable, Sponsor is unable to contact a potential winner or a potential winner is not in compliance with these Official Rules, prize will be forfeited and, at Sponsor’s sole discretion, an alternate winner selected. It is a potential winner’s responsibility to set his/her Social Media Account as applicable, to accept contacts by Sponsor and to timely check such account for any Sponsor direct messages.

PRIZES: A minimum of $10 Acorns investment in each winner's Acorns Invest Account (the actual amount will be the amount of Change in the Jar and revealed when the Entry Period is complete), which will be used by Acorns Advisers, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. The $10 represents the minimum value of the Prize at the time of its award. Approximate Retail Value (“ARV”) is at least $10. Prizes are in the form of an investment and are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winners may not substitute, assign or transfer prize or redeem prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute prize (or portion thereof) with one of comparable or greater value. Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided. All prize details are at Sponsor’s sole discretion.

GENERAL CONDITIONS: Released Parties (as defined below) are not responsible for lost, late, incomplete, inaccurate, stolen, misdirected, undelivered, garbled, or illegible entries; or for lost, interrupted or unavailable network, server, Internet Service Provider (ISP), website, or other connections, availability or accessibility or miscommunications or failed computer, satellite, telephone or cable transmissions, lines, or technical failure or jumbled, scrambled, delayed, or misdirected transmissions or computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the contest, including, without limitation, errors or difficulties which may occur in connection with the administration of the contest, the processing of entries, the announcement of the prizes or in any contest-related materials. Released Parties are also not responsible for any incorrect or inaccurate information, whether caused by other entrants or site users, tampering, hacking, or by any equipment or programming associated with or utilized in the contest. Released Parties are not responsible for injury or damage to participants' or to any other person's computer related to or resulting from participating in this contest or downloading materials from or use of the website. Persons who tamper with or abuse any aspect of the contest or website or who are in violation of these Official Rules, as solely determined by Sponsor, will be disqualified and all associated entries will be void. Should any portion of the contest be, in Sponsor’s sole opinion, compromised by virus, worms, bugs, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion to suspend, modify or terminate the contest and, if terminated, at its discretion, select the potential winners from all eligible, non-suspect entries received prior to action taken or as otherwise deemed fair and appropriate by Sponsor. Entrants, by participating, agree that Sponsor and its respective parents, affiliates, subsidiaries and advertising and promotion agencies and all of their respective officers, directors, employees, representatives and agents (collectively, “Released Parties”) will have no liability whatsoever for, and shall be held harmless by entrants against, any liability, for any injuries, losses or damages of any kind, including death, to persons, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in this contest. Each winner, by acceptance of prize, except where legally prohibited, grants permission for Sponsor and its designees to use his/her name, address (city and state), photograph, voice and other likeness and prize information for advertising, trade and promotional purposes without further compensation, in all media (including digital media) now known or hereafter discovered, worldwide in perpetuity, without notice or review or approval. By entering the contest, you consent to your name being placed on a public winners list and/or runners up list, which may be posted to the Acorns’ Instagram page or other sites affiliated with Acorns. In the event of a dispute regarding entries received from multiple users having the same e-mail account, or Instagram account, the authorized subscriber of the e-mail account or Instagram account at the time of entry will be deemed to be the entrant and must comply with these Official Rules. Authorized account subscriber is the natural person who is assigned the e-mail address by the Internet Service Provider (ISP), on-line service provider, or other organization responsible for assigning e-mail addresses or Instagram account. CAUTION: ANY ATTEMPT TO DAMAGE THE WEBSITE OR TO UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR WILL DISQUALIFY ANY SUCH INDIVIDUAL AND RESERVES THE RIGHT TO SEEK DAMAGES (INCLUDING ATTORNEYS’ FEES) AND OTHER REMEDIES FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.

WINNERS’ LIST: Potential winners will be announced in an Instagram post by Sponsor on or before July 27th, 2023. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
Guess the Change. Get the Change.
Contest

April 26th, 2023

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY META PLATFORMS, INC.

TO ENTER: Beginning at 7:00 a.m. Pacific Time (“PT”) April 26th, 2023 and ending on the earlier of (i) the (20) closest guess, OR, (ii) 7:00 a.m. PT April 27th, 2023 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 7:00 a.m. PT on April 27th, 2023 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

WINNERS’ LIST: Potential winners will be announced in an Instagram post by Sponsor on or before April 25th, 2023. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
Guess the Change. Get the Change.
Contest

April 17th, 2023

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY META PLATFORMS, INC.

TO ENTER: Beginning at 6:00 a.m. Pacific Time (“PT”) April 17th, 2023 and ending on the earlier of (i) the (20) closest guess, OR, (ii) 6:00 a.m. PT April 18th, 2023 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 6:00 a.m. PT on April 18th, 2023 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

WINNERS’ LIST: Potential winners will be announced in an Instagram post by Sponsor on or before April 18th, 2023. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
Guess the Change. Get the Change.
Contest

April 11th, 2023

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY META PLATFORMS, INC.

TO ENTER: Beginning at 5:00 a.m. Pacific Time (“PT”) April 11th, 2023 and ending on the earlier of (i) the (20) closest guess, OR, (ii) 5:00 a.m. PT April 12th, 2023 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 5:00 a.m. PT on April 12th, 2023 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

WINNERS’ LIST: Potential winners will be announced in an Instagram post by Sponsor on or before April 12th, 2023. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
Guess the Change. Get the Change.
Contest

April 4th, 2023

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY META PLATFORMS, INC.

TO ENTER: Beginning at 10:00 a.m. Pacific Time (“PT”) April 4th, 2023 and ending on the earlier of (i) the (20) closest guess, OR, (ii) 10:00 a.m. PT April 5th, 2023 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 10:00 a.m. PT on April 5th, 2023 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

WINNERS’ LIST: Potential winners will be announced in an Instagram post by Sponsor on or before April 5th, 2023. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
Guess the Change. Get the Change.
Contest

June 22, 2022

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 11:00 a.m. Pacific Time (“PT”) June 22nd, 2022 and ending on the earlier of (i) the first correct guess, OR, (ii) 11:00 a.m. PT June 23nd, 2022 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 11:00 a.m. PT on June 22nd 2022 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

DRAWING: Potential winner will be the first person to guess the correct amount of change (all U.S. currency in denominations currently issued by the U.S. Mint) in the jar pictured, or the first person to submit the closest guess if the correct amount is not guessed before the end of the Entry Period. The potential winner’s tagged friend will also be a potential winner. Odds of winning depend on the number of eligible entries received.

WINNER NOTIFICATION: Potential winner will be notified by Instagram direct message and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within seven (7) days of date of issuance. If such documents are not returned within the specified time period, a prize or prize notification is returned as undeliverable, Sponsor is unable to contact a potential winner or a potential winner is not in compliance with these Official Rules, prize will be forfeited and, at Sponsor’s sole discretion, an alternate winner selected. It is a potential winner’s responsibility to set his/her Social Media Account as applicable, to accept contacts by Sponsor and to timely check such account for any Sponsor direct messages.

PRIZES: A minimum of $10 Acorns investment in winners’ Acorns Invest Accounts (the actual amount will be the amount of Change in the Jar and revealed when the Entry Period is complete), which will be used by Acorns Advisers, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. The $10 represents the value of the Prize at the time of its award. Approximate Retail Value (“ARV”) is at least $10. Prizes are in the form of an investment and are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winners may not substitute, assign or transfer prize or redeem prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute prize (or portion thereof) with one of comparable or greater value. Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided. All prize details are at Sponsor’s sole discretion.

WINNERS’ LIST: Potential winner will be announced in an Instagram post by Sponsor on or before May 31, 2021. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
Guess the Change. Get the Change.
Contest

June 2, 2022

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 11:00 a.m. Pacific Time (“PT”) June 2nd, 2022 and ending on the earlier of (i) the first correct guess, OR, (ii) 11:00 a.m. PT June 2nd, 2022 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 11:00 a.m. PT on June 2nd 2022 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

Acorns x Babbel Giveaway

SWEEPSTAKES

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE OR PAYMENT WILL NOT INCREASE AN ENTRANT’S CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

BY ENTERING THE SWEEPSTAKES, YOU AGREE TO THESE OFFICIAL RULES, WHICH ARE A CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING. WITHOUT LIMITATION, THIS CONTRACT INCLUDES INDEMNITIES TO THE SPONSOR FROM YOU AND A LIMITATION OF YOUR RIGHTS AND REMEDIES.

The Acorns x Babbel Giveaway Sweepstakes (“Sweepstakes”) is sponsored and administered by Acorns Grow Incorporated (“Sponsor” or “Administrator”), 5300 California Ave., Irvine, CA 92617.

SWEEPSTAKES PERIOD: The Sweepstakes begins on April 4, 2022 at 9:00 AM Pacific Time (“PT”) and ends on April 5, 2022 at 11:59:59 PM PT (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes official clock.
ELIGIBILITY: This Sweepstakes is open only to legal residents of one of the fifty (50) United States (or the District of Columbia), and Puerto Rico, who are at least eighteen (18) years old at the time of entry. Employees of Sponsor and its parent companies, subsidiaries, affiliates, advertising and promotion agencies (collectively, “Sweepstakes Entities”) and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. All federal, state, and local laws apply. Void where prohibited or restricted by law.

Participation constitutes entrant’s full and unconditional agreement to these Official Rules and Sponsor’s decisions and interpretations, which are final and binding in all matters related to the Sweepstakes. For purposes of the Sweepstakes, an entrant’s residential address and e-mail address will be the physical address and e-mail address submitted at the time of entry. Entrants will not be allowed to change their physical address or e-mail address.

HOW TO ENTER THE SWEEPSTAKES: During the Sweepstakes Period, to receive one (1) Sweepstakes entry an eligible entrant must (1) follow both, @acorns and @babbel, (2) comment on the sweepstakes post (3) tag one friend in the comment, (4) your tagged friend must also follow @acorns and @babbel.

Entry Limit: Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

RANDOM DRAWING: On or around April 7, 2022, the Administrator will randomly select four (4) potential winners from all eligible entries received. The winner is considered a potential winner pending verification of their eligibility and compliance with these Official Rules.
PRIZE, APPROXIMATE RETAIL VALUE (“ARV”), AND ODDS OF WINNING:
1. Prize (1): Each prize is $100 and a one (1) year Babbel subscription (“Prize”). The ARV of each Prize is $183.40. If you have an Acorns Invest account, the $100 Prize will be in the form of an investment in the winner’s account, which will be used by Acorns Advisers, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. A $100 investment represents the value of the $100 Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. If you do not have an Acorns Invest Account, $100 Prize will be fulfilled in the form of a check made payable in Winner’s name. The one (1) year Babbel subscription will be delivered to the email address provided in each Winner’s affidavit described further in Section 6, below.
2. Odds of Winning: The odds of winning the Prize depend on the number of eligible Sweepstakes entries received during the Sweepstakes Period.
3. General Conditions: In no event will more than four (4) Prizes, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.
HOW TO CLAIM THE PRIZE: Each potential winner is subject to verification of eligibility and compliance with these Official Rules. Potential winners will be notified by Instagram direct message and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within seven (7) days of date of issuance. If such documents are not returned within the specified time period, a prize or prize notification is returned as undeliverable, Sponsor is unable to contact a potential winner or a potential winner is not in compliance with these Official Rules, prize will be forfeited and, at Sponsor’s sole discretion, an alternate winner selected. It is a potential winner’s responsibility to set their Social Media Account as applicable, to accept contacts by Sponsor and to timely check such account for any Sponsor direct messages. Failure to provide all required information and a signature on the documents within the stated time period may result in forfeiture of a winner’s right to claim their Prize, and may result in the Prize being awarded to an alternate winner, if time permits. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept the Prize, such Prize may be forfeited. If a Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver a Prize, the Prize may not be re-awarded. The winner shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. Sponsor will issue an IRS Form 1099-MISC for the winner. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. The Prize will only be awarded to a verified winner.

Sponsor will attempt to notify the potential winner as set forth above, but Sponsor is not responsible for any undelivered direct messages or accounts not set to receive messages from Sponsor. Prize is non-transferable and no prize substitution, exchange or cash equivalent will be allowed, except by Sponsor, who reserves the right to substitute the prize of equal or greater value in case of unavailability of the prize or force majeure, at Sponsor’s sole and absolute discretion. Sweepstakes Entities shall not be held responsible for any delays in awarding the Prize for any reason.

LIMITATION OF LIABILITY: By participating in this Sweepstakes, entrants agree that the Sponsor and each of its respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable direct message/e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

By entering the Sweepstakes, each entrant agrees: (i) to be bound by these Official Rules, including entry requirements; (ii) to waive any rights to claim ambiguity with respect to these Official Rules; (iii) to waive all of their rights to bring any claim, action or proceeding against any of the Released Parties in connection with the Sweepstakes; and (iii) to forever and irrevocably agree to release and hold harmless each of the Released Parties from any and all claims, lawsuits, judgments, causes of action, proceedings, demands, fines, penalties, liability, costs and expenses (including, without limitation, reasonable attorneys’ fees) that may arise in connection with: (a) the Sweepstakes, including, but not limited to, any Sweepstakes-related activity or element thereof, and the entrant’s entries, participation or inability to participate in the Sweepstakes; (b) the violation of any third-party privacy, personal, publicity or proprietary rights; (c) acceptance, attendance at, receipt, travel related to, participation in, delivery of, possession, defects in, use, non-use, misuse, inability to use, loss, damage, destruction, negligence or willful misconduct in connection with the use of a prize (or any component thereof); (d) any change in the prizing (or any components thereof); (e) human error; (f) any wrongful, negligent, or unauthorized act or omission on the part of any of the Released Parties; (g) lost, late, stolen, misdirected, damaged or destroyed prizing (or any element thereof); or (h) the negligence or willful misconduct by entrant.

If, for any reason, the Sweepstakes is not capable of running as planned, Sponsor reserves the right, at its sole and absolute discretion, to cancel, terminate, modify or suspend the Sweepstakes and/or proceed with the Sweepstakes, including the selection of a winner in a manner it deems fair and reasonable, including the selection of a winner from among eligible entries received prior to such cancellation, termination, modification or suspension. In no event will more prizes be awarded than are stated in these Official Rules. In the event that, due to technical, typographical, mechanical, administrative, printing, production, computer or other errors, there are more winners than are stated in these Official Rules, a random drawing among the claimants will be held to determine the winner.

WITHOUT LIMITING THE FOREGOING, EVERYTHING REGARDING THIS SWEEPSTAKES, INCLUDING THE PRIZES, IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

DISPUTES: THIS SWEEPSTAKES IS GOVERNED BY, AND WILL BE CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF CALIFORNIA, AND THE FORUM AND VENUE FOR ANY DISPUTE SHALL BE IN THE ORANGE COUNTY, CALIFORNIA. IF THE CONTROVERSY OR CLAIM IS NOT OTHERWISE RESOLVED THROUGH DIRECT DISCUSSIONS OR MEDIATION, IT SHALL THEN BE RESOLVED BY FINAL AND BINDING ARBITRATION ADMINISTERED BY JAMS IN ACCORDANCE WITH ITS ARBITRATION RULES AND PROCEDURES OR SUBSEQUENT VERSIONS THEREOF (“JAMS RULES”). THE JAMS RULES FOR SELECTION OF AN ARBITRATOR SHALL BE FOLLOWED, EXCEPT THAT THE ARBITRATOR SHALL BE EXPERIENCED AND LICENSED TO PRACTICE LAW IN CALIFORNIA. ALL PROCEEDINGS BROUGHT PURSUANT TO THIS PARAGRAPH WILL BE CONDUCTED IN ORANGE COUNTY, CALIFORNIA. THE REMEDY FOR ANY CLAIM SHALL BE LIMITED TO ACTUAL DAMAGES, AND IN NO EVENT SHALL ANY PARTY BE ENTITLED TO RECOVER PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED, INCLUDING ATTORNEYS’ FEES OR OTHER SUCH RELATED COSTS OF BRINGING A CLAIM, OR TO RESCIND THIS AGREEMENT OR SEEK INJUNCTIVE OR ANY OTHER EQUITABLE RELIEF. ENTRANTS AGREE THAT THE RIGHTS AND OBLIGATIONS OF ANY ENTRANT AND/OR SWEEPSTAKES ENTITIES AND/OR ANY OTHER PARTY SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION. ANY DEMAND FOR ARBITRATION MUST BE FILED WITHIN ONE (1) YEAR FROM THE END OF THE SWEEPSTAKES PERIOD, OR THE CAUSE OF ACTION SHALL BE FOREVER BARRED.
PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.
PUBLICITY RIGHTS: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use their Instagram handle, name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.
GENERAL: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor reserves the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that they might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the Instagram account associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an Instagram account handle by Instagram. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.
WINNER LIST: For a winner list, interested individuals should mail a self-addressed stamped business envelope to: Winner List, - Acorns x Babbel 5300 California Ave, Irvine, CA 92617. Winner List requests must be received no later than June 30, 2022.

OFFICIAL RULES
Tuesday Trivia
Contest

December 14, 2021

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 8:00 a.m. Pacific Time (“PT”) December 14, 2021 and ending on the earlier of (i) the first correct guess, OR, (ii) 11:59 p.m. PT December 14, 2021 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, and submit your answer to the trivia question, in the contest post’s comments. All Instagram entries must be received by 11:59 p.m. PT on December 14, 2021 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

DRAWING: Potential winner will be the first person to submit the correct answer to the trivia question, or the first person to submit the closest answer if the correct answer is not submitted before the end of the Entry Period. Odds of winning depend on the number of eligible entries received.

PRIZES: A $20 Acorns investment in winners’ Acorns Invest Accounts (, which will be used by Acorns Advisers, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. The $20 represents the value of the Prize at the time of its award. Approximate Retail Value (“ARV”) is $20. Prizes are in the form of an investment and are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winners may not substitute, assign or transfer prize or redeem prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute prize (or portion thereof) with one of comparable or greater value. Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided. All prize details are at Sponsor’s sole discretion.

WINNERS’ LIST: Potential winner will be announced in an Instagram post by Sponsor on or before December 14, 2021. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to 11/23/21 Trivia Tuesday, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
Tuesday Trivia
Contest

November 30, 2021

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 8:00 a.m. Pacific Time (“PT”) November 30, 2021 and ending on the earlier of (i) the first correct guess, OR, (ii) 11:59 p.m. PT November 30, 2021 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, and submit your answer to the trivia question, in the contest post’s comments. All Instagram entries must be received by 11:59 p.m. PT on November 30, 2021 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

WINNERS’ LIST: Potential winner will be announced in an Instagram post by Sponsor on or before November 30, 2021. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to 11/23/21 Trivia Tuesday, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
Tuesday Trivia
Contest

November 23, 2021

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 8:00 a.m. Pacific Time (“PT”) November 23, 2021 and ending on the earlier of (i) the first correct guess, OR, (ii) 11:59 p.m. PT November 23, 2021 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, and submit your answer to the trivia question, in the contest post’s comments. All Instagram entries must be received by 11:59 p.m. PT on November 23, 2021 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

Earn Bonus – Up to $5 bonus match for your Acorns Extension Earn Rewards

You must earn a reward through the Acorns Earn Safari or Chrome extension between 12:00am PST 11/20/2021 and 11:59pm PST 12/31/2021 (the Promotional Period) and (i) have a verified Acorns Invest account in good standing, (ii) have your first Earn Reward pending by 12/31/2021. $1 bonus investment for every reward earned through the Acorns Earn Safari or Chrome Extension and pending by 12/31/2021 (maximum of 5 total times between either extension). Bonuses will be invested within 7 business days of the Earn Reward being invested in accordance with the terms and conditions related to the relevant Earn partner. All Earn rewards must be made in accordance with the relevant Earn partner’s Terms and Conditions. Rewards from Tap & Get, Simply Spend, and travel partners do not qualify for this promotion. Limit up to $5 total reward.

This Earn Bonus is a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. To be eligible for the reward, you must meet all eligibility criteria during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. If the qualifying purchase is return or otherwise cancelled by the Earn partner, the Bonus will be revoked and the funds withdrawn from your Acorns Invest account or the pending Bonus will be cancelled, as applicable.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to new Acorns customers. Bonuses are made at the sole discretion of Acorns.

Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC. Copyright © 2021 Acorns and/or its affiliates.

ACORNS 2021 MONTHLY SWEEPSTAKES

(OCTOBER)

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE OR PAYMENT WILL NOT INCREASE AN ENTRANT’S CHANCES OF WINNING.

The Acorns 2021 Monthly Sweepstakes (October) (“Sweepstakes”) is sponsored by Acorns Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI 48033.

1. SWEEPSTAKES PERIOD: The Sweepstakes begins on October 26, 2021 at 9:00 AM Pacific Time (“PT”) and ends on December 10, 2021 at 11:59:59 PM PT (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes official clock.

2. ELIGIBILITY: This Sweepstakes is open only to legal residents of one of the fifty (50) United States (or the District of Columbia), and Puerto Rico, who are at least eighteen (18) years old at the time of entry. Employees of Sponsor, Administrator, and each of their respective parent companies, subsidiaries, affiliates, advertising and promotion agencies (collectively, “Sweepstakes Entities”) and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. All federal, state, and local laws apply. Void where prohibited or restricted by law.

3. HOW TO ENTER THE SWEEPSTAKES: There are two (2) ways to participate as set forth below:

a. Acorns Account: During the Sweepstakes Period, an eligible entrant may visit https://www.acorns.com (“Website”) or access their Acorns account via the Acorns app. Message and data rates may apply. Upon signing into your Acorns account, an eligible entrant must; (i) sign up for an Acorns Checking account (if they haven’t already), and (ii) receive a qualifying Direct Deposit of at least $250 into their Acorns Checking account. The qualifying Direct Deposits must be made by the individual’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Bank ACH transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPay, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualifying Direct Deposits. Both steps (i) and (ii) must be completed before 11:59:59 PM PT on December 10, 2021 in order to receive one (1) Sweepstakes entry. If an eligible entrant has already completed both steps, they will automatically receive their Sweepstakes entry. Acorns Checking account must be open through December 10, 2021 to receive the prize. Upon the successful submission of the required information, an entrant will receive one (1) entry into the Sweepstakes.

b. Mail-In Entry: To participate without creating an account or completing the required steps listed above, an eligible entrant may hand-write their complete name (no initials), valid e-mail address, street address (P.O. Boxes not accepted), city, state, ZIP code, telephone number, and date of birth (MM/DD/YYYY) on a 3½”x5” card (“Mail-In Entry”) and mail it with sufficient postage to: Acorns 2021 Monthly Sweepstakes (October), P.O. Box 251328, West Bloomfield, MI 48325. All Mail-In Entries must be postmarked no later than December 11, 2021, and received on or before December 20, 2021 in order to be eligible. Limit one (1) Mail-In Entry per person during the Sweepstakes Period.

Mail-In Entries must be legibly hand-written. Mechanical reproductions, postage-due, Mail-In Entries mailed in an envelope or sent in excess of the entry limits set forth below will not be accepted. Mail-In Entries received without a verifiable and legible return address will be deemed incomplete and not valid entries.

Entry Limit: Regardless of the method of entry, there is a limit of one (1) entry per person during the Sweepstakes Period. If more than one (1) entry is received from the same person, telephone number and/or e-mail address the entries may, at the Sponsor’s sole discretion, be disqualified. Entrants are prohibited from using more than one (1) e-mail address, Acorns accounts, or multiple identities. If it is found or suspected that an entrant is using more than one e-mail address, Acorns account, or multiple identities to participate in the Sweepstakes, then that entrant, in Sponsor’s sole discretion, may not be eligible to win the prize.

4. RANDOM DRAWING: On or around December 20, 2021, the Administrator will randomly select one (1) potential winner from all eligible entries received. The winner is considered a potential winner pending verification of their eligibility and compliance with these Official Rules.

5. PRIZE, APPROXIMATE RETAIL VALUE (“ARV”), AND ODDS OF WINNING:

a. Prize (1): The prize is $10,000 (“Prize”). The ARV of the Prize is $10,000. If you have an Acorns Invest account, Prize will be in the form of an investment in the winner’s account, which will be used by Acorns Advisors, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. A $10,000 investment represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. If you entered via the Mail-In method of entry, Prize will be fulfilled in the form of a check made payable in winner’s name.

b. Odds of Winning: The odds of winning the Prize depend on the number of eligible Sweepstakes entries received during the Sweepstakes Period.

c. General Conditions: In no event will more than one (1) Prize, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.

6. HOW TO CLAIM THE PRIZE: The potential winner is subject to verification of eligibility and compliance with these Official Rules. After the random drawing, Administrator will notify the potential winner via e-mail at the e-mail address provided at the time of entry. The potential winner will be required to sign and return an Affidavit of Eligibility and Liability/Publicity Release (except where prohibited) and any other requested documents within five (5) calendar days from the date of attempted notification or the Prize may be forfeited in its entirety and awarded to an alternate winner, at the Sponsor’s sole and absolute discretion. Failure to provide all required information and a signature on the documents within the stated time period may result in forfeiture of a winner’s right to claim his/her Prize, and may result in the Prize being awarded to an alternate winner, if time permits. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept the Prize, the Prize may be forfeited. If the Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver the Prize, the Prize may not be re-awarded. The winner shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. Sponsor will issue an IRS Form 1099-MISC for the winner. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. The Prize will only be awarded to a verified winner.

Sponsor will attempt to notify the potential winner as set forth above, but Sponsor is not responsible for any undelivered e-mails, including without limitation e-mails that are not received because of a winner’s privacy or spam filter settings which may divert any Sweepstakes e-mail, including any winner notification e-mail, to a spam or junk folder. Prize is non-transferable and no prize substitution, exchange or cash equivalent will be allowed, except by Sponsor, who reserves the right to substitute the prize of equal or greater value in case of unavailability of the prize or force majeure, at Sponsor’s sole and absolute discretion. Sweepstakes Entities shall not be held responsible for any delays in awarding the Prize for any reason.

7. LIMITATION OF LIABILITY: By participating in this Sweepstakes, entrants agree that the Sweepstakes Entities and each of their respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

8. DISPUTES: THIS SWEEPSTAKES IS GOVERNED BY, AND WILL BE CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF MICHIGAN, AND THE FORUM AND VENUE FOR ANY DISPUTE SHALL BE IN THE OAKLAND COUNTY, MICHIGAN. IF THE CONTROVERSY OR CLAIM IS NOT OTHERWISE RESOLVED THROUGH DIRECT DISCUSSIONS OR MEDIATION, IT SHALL THEN BE RESOLVED BY FINAL AND BINDING ARBITRATION ADMINISTERED BY JAMS IN ACCORDANCE WITH ITS ARBITRATION RULES AND PROCEDURES OR SUBSEQUENT VERSIONS THEREOF (“JAMS RULES”). THE JAMS RULES FOR SELECTION OF AN ARBITRATOR SHALL BE FOLLOWED, EXCEPT THAT THE ARBITRATOR SHALL BE EXPERIENCED AND LICENSED TO PRACTICE LAW IN MICHIGAN. ALL PROCEEDINGS BROUGHT PURSUANT TO THIS PARAGRAPH WILL BE CONDUCTED IN OAKLAND COUNTY, MICHIGAN. THE REMEDY FOR ANY CLAIM SHALL BE LIMITED TO ACTUAL DAMAGES, AND IN NO EVENT SHALL ANY PARTY BE ENTITLED TO RECOVER PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED, INCLUDING ATTORNEYS’ FEES OR OTHER SUCH RELATED COSTS OF BRINGING A CLAIM, OR TO RESCIND THIS AGREEMENT OR SEEK INJUNCTIVE OR ANY OTHER EQUITABLE RELIEF. ENTRANTS AGREE THAT THE RIGHTS AND OBLIGATIONS OF ANY ENTRANT AND/OR SWEEPSTAKES ENTITIES AND/OR ANY OTHER PARTY SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION. ANY DEMAND FOR ARBITRATION MUST BE FILED WITHIN ONE (1) YEAR FROM THE END OF THE SWEEPSTAKES PERIOD, OR THE CAUSE OF ACTION SHALL BE FOREVER BARRED.

9. PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.

10. PUBLICITY RIGHTS: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use their name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.

11. GENERAL: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor and Administrator reserve the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that they might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the e-mail address submitted on the registration form associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational institution) that is responsible for assigning email addresses for the domain associated with the submitted email address. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.

12. WINNER LIST: For a winner list, interested individuals should mail a self-addressed stamped business envelope to: Winner List, - Acorns 2021 Monthly Sweepstakes (October) P.O. Box 251328, West Bloomfield, MI 48325. Winner List requests must be received no later than February 20, 2022.

Earn Bonus – Up to $5 bonus match for your Earn Rewards [New Customers]

You must sign up for Acorns after 12:00am PST 10/08/2021 (the start of the Promotional Period) and (i) have a verified Acorns Invest account in good standing, (ii) make your first successful investment into an Acorns Invest Account in the first 30 days after your account is verified, (iii) make a purchase from an Earn partner in the first 30 days after your account is verified through the Earn page in the Acorns App. (iv) Have your first Earn Reward pending in the first 30 days after your account is verified. $1 bonus investment for every Earn reward earned and pending in the first 30 days after your account is verified (maximum of 5 times). Bonuses will be invested within 7 business days of the Earn Reward being invested in accordance with the terms and conditions related to the relevant Earn partner. All Earn rewards must be made in accordance with the relevant Earn partner’s Terms and Conditions. Rewards from Simply Spend, the Acorns Earn Safari Extension, the Acorns Earn Chrome extension and travel partners do not qualify for this promotion. New Acorns customers only. Limit up to $5 in total rewards.

This Earn Bonus is a limited time offer. Must have received marketing communication to be eligible. Rewards are in the form of a purchase of investments in your Acorns Invest Account. To be eligible for the reward, you must meet all eligibility criteria during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. If the qualifying purchase is return or otherwise cancelled by the Earn partner, the Bonus will be revoked and the funds withdrawn from your Acorns Invest account or the pending Bonus will be cancelled, as applicable.

Earn Bonus – Up to $5 bonus match for your Earn Rewards [Existing Customers]

You must earn a reward through Acorns Earn between 12:00am PST 10/08/2021 and 11:59pm PST 11/07/2021 (the Promotional Period) and (i) have a verified Acorns Invest account in good standing, (ii) have your first Earn Reward pending by 11/07/2021. $1 bonus investment for every Earn reward earned and pending by 11/07/2021 (maximum of 5 times). Bonuses will be invested within 7 business days of the Earn Reward being invested in accordance with the terms and conditions related to the relevant Earn partner. All Earn rewards must be made in accordance with the relevant Earn partner’s Terms and Conditions. Rewards from Simply Spend, the Acorns Earn Safari Extension, the Acorns Earn Chrome extension and travel partners do not qualify for this promotion. Limit up to $5 in total rewards.

ACORNS REFERRAL SWEEPSTAKES

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE OR PAYMENT WILL NOT INCREASE AN ENTRANT’S CHANCES OF WINNING.

The Acorns Referral Sweepstakes (“Sweepstakes”) is sponsored by Acorns Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI 48033.

SWEEPSTAKES PERIOD: The Sweepstakes begins on October 3, 2021 at 12:01:00 AM Pacific Time (“PT”) and ends on October 9, 2021 at 11:59:59 PM PT (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes official clock.

ELIGIBILITY: This Sweepstakes is open only to legal residents of one of the fifty (50) United States (or the District of Columbia), and Puerto Rico, who are at least eighteen (18) years old at the time of entry and who currently have an Acorns account as of the start of this Sweepstakes. Employees of Sponsor, Administrator, and each of their respective parent companies, subsidiaries, affiliates, advertising and promotion agencies (collectively, “Sweepstakes Entities”) and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. All federal, state, and local laws apply. Void where prohibited or restricted by law.

HOW TO ENTER THE SWEEPSTAKES: During the Sweepstakes Period, an eligible entrant may visit https://www.acorns.com (“Website”) or access their Acorns account via the Acorns app. Message and data rates may apply. Upon signing into your Acorns account, an eligible entrant must follow the links and instructions to receive a personal invitation code or referral link. An eligible entrant may obtain up to ten (10) entries into the Sweepstakes by following the instructions on the Website and set forth below to share the unique code/link with up to ten (10) friends. To obtain an entry, the referred friend must use the code/link to create a new Acorns account and make a $5 investment into their new account. The referred friend is not entering this Sweepstakes and is not eligible to win any prize in this Sweepstakes. Upon the referred friend’s successful creation of a new account and $5 deposit, the entrant will receive one (1) entry into the Sweepstakes. There is a limit of ten (10) entries per person during the Sweepstakes Period.

Entry Limit: There is a limit of ten (10) entries per person during the Sweepstakes Period. If more than ten (10) entries are received from the same person, telephone number and/or e-mail address, or unique code/link, the entries may, at the Sponsor’s sole discretion, be disqualified. Entrants are prohibited from using more than one (1) e-mail address, Acorns accounts, or multiple identities. If it is found or suspected that an entrant is using more than one e-mail address, Acorns account, or multiple identities to participate in the Sweepstakes, then that entrant, in Sponsor’s sole discretion, may not be eligible to win the prize.

RANDOM DRAWINGS: On or around October 14, 2021, the Administrator will randomly select ten (10) potential winners from all eligible entries received. Each winner is considered a potential winner pending verification of his/her eligibility and compliance with these Official Rules.

PRIZES, APPROXIMATE RETAIL VALUE (“ARV”), AND ODDS OF WINNING:

Prizes (10): Each prize is $10,000 (“Prize”). The ARV of each Prize is $10,000. Prize will be in the form of an investment in the winner’s account, which will be used by Acorns Advisors, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. A $10,000 investment represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested.

Odds of Winning: The odds of winning a Prize depend on the number of eligible Sweepstakes entries received during the Sweepstakes Period.

General Conditions: In no event will more than ten (10) Prizes, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.

HOW TO CLAIM A PRIZE: Each potential winner is subject to verification of eligibility and compliance with these Official Rules. After the random drawing, Administrator will notify the potential winners via e-mail at the e-mail address provided at the time of entry. The potential winners will be required to sign and return an Affidavit of Eligibility and Liability/Publicity Release (except where prohibited) and any other requested documents within five (5) calendar days from the date of attempted notification or the Prize may be forfeited in its entirety and awarded to an alternate winner, at the Sponsor’s sole and absolute discretion. Failure to provide all required information and a signature on the documents within the stated time period may result in forfeiture of a winner’s right to claim his/her Prize, and may result in the Prize being awarded to an alternate winner, if time permits. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept the Prize, the Prize may be forfeited. If the Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver a Prize, the Prize may not be re-awarded. The winners shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. Sponsor will issue an IRS Form 1099-MISC for the winner. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. Prizes will only be awarded to verified winners.

Sponsor will attempt to notify the potential winners as set forth above, but Sponsor is not responsible for any undelivered e-mails, including without limitation e-mails that are not received because of a winner’s privacy or spam filter settings which may divert any Sweepstakes e-mail, including any winner notification e-mail, to a spam or junk folder. Prizes are non-transferable and no prize substitution, exchange or cash equivalent will be allowed, except by Sponsor, who reserves the right to substitute the prize of equal or greater value in case of unavailability of the prize or force majeure, at Sponsor’s sole and absolute discretion. Sweepstakes Entities shall not be held responsible for any delays in awarding a Prize for any reason.

LIMITATION OF LIABILITY: By participating in this Sweepstakes, entrants agree that the Sweepstakes Entities and each of their respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

By entering the Sweepstakes, each entrant agrees: (i) to be bound by these Official Rules, including entry requirements; (ii) to waive any rights to claim ambiguity with respect to these Official Rules; (iii) to waive all of his/her rights to bring any claim, action or proceeding against any of the Released Parties in connection with the Sweepstakes; and (iii) to forever and irrevocably agree to release and hold harmless each of the Released Parties from any and all claims, lawsuits, judgments, causes of action, proceedings, demands, fines, penalties, liability, costs and expenses (including, without limitation, reasonable attorneys’ fees) that may arise in connection with: (a) the Sweepstakes, including, but not limited to, any Sweepstakes-related activity or element thereof, and the entrant’s entries, participation or inability to participate in the Sweepstakes; (b) the violation of any third-party privacy, personal, publicity or proprietary rights; (c) acceptance, attendance at, receipt, travel related to, participation in, delivery of, possession, defects in, use, non-use, misuse, inability to use, loss, damage, destruction, negligence or willful misconduct in connection with the use of a prize (or any component thereof); (d) any change in the prizing (or any components thereof); (e) human error; (f) any wrongful, negligent, or unauthorized act or omission on the part of any of the Released Parties; (g) lost, late, stolen, misdirected, damaged or destroyed prizing (or any element thereof); or (h) the negligence or willful misconduct by entrant.

DISPUTES: THIS SWEEPSTAKES IS GOVERNED BY, AND WILL BE CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF MICHIGAN, AND THE FORUM AND VENUE FOR ANY DISPUTE SHALL BE IN THE OAKLAND COUNTY, MICHIGAN. IF THE CONTROVERSY OR CLAIM IS NOT OTHERWISE RESOLVED THROUGH DIRECT DISCUSSIONS OR MEDIATION, IT SHALL THEN BE RESOLVED BY FINAL AND BINDING ARBITRATION ADMINISTERED BY JAMS IN ACCORDANCE WITH ITS ARBITRATION RULES AND PROCEDURES OR SUBSEQUENT VERSIONS THEREOF (“JAMS RULES”). THE JAMS RULES FOR SELECTION OF AN ARBITRATOR SHALL BE FOLLOWED, EXCEPT THAT THE ARBITRATOR SHALL BE EXPERIENCED AND LICENSED TO PRACTICE LAW IN MICHIGAN. ALL PROCEEDINGS BROUGHT PURSUANT TO THIS PARAGRAPH WILL BE CONDUCTED IN OAKLAND COUNTY, MICHIGAN. THE REMEDY FOR ANY CLAIM SHALL BE LIMITED TO ACTUAL DAMAGES, AND IN NO EVENT SHALL ANY PARTY BE ENTITLED TO RECOVER PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED, INCLUDING ATTORNEYS’ FEES OR OTHER SUCH RELATED COSTS OF BRINGING A CLAIM, OR TO RESCIND THIS AGREEMENT OR SEEK INJUNCTIVE OR ANY OTHER EQUITABLE RELIEF. ENTRANTS AGREE THAT THE RIGHTS AND OBLIGATIONS OF ANY ENTRANT AND/OR SWEEPSTAKES ENTITIES AND/OR ANY OTHER PARTY SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION. ANY DEMAND FOR ARBITRATION MUST BE FILED WITHIN ONE (1) YEAR FROM THE END OF THE SWEEPSTAKES PERIOD, OR THE CAUSE OF ACTION SHALL BE FOREVER BARRED.

PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.

PUBLICITY RIGHTS: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use his/her name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.

GENERAL: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor and Administrator reserve the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that he/she might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the e-mail address submitted on the registration form associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational institution) that is responsible for assigning email addresses for the domain associated with the submitted email address. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.

WINNER LIST: For a winner list, interested individuals should mail a self-addressed stamped business envelope to: Winner List, - Acorns Referral Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. Winner List requests must be received no later than December 8, 2021.

OFFICIAL RULES

INVESTING FOR HEROES

Promotion September 3, 2021

The Acorns Investing for Heroes Waiver Promotion

Subject to these terms and conditions (the “Waiver Terms”), between September 3, 2021 and September 30, 2021 (the “Application Period”), the first five thousand (5,000) U.S. military veterans and active U.S. military members who meet the eligibility requirements described below, will be eligible to qualify for (i) a limited waiver of their Acorns Family Subscription Fee (as defined in the Acorns Program Agreement) for as long as they remain eligible and (ii) receive a $50 investment in their Acorns Invest Account (the “Investing For Heroes Waiver”).

The Investing for Heroes Waiver is available only to new Acorns subscribers who subscribe to the Acorns Family Tier and is for the monthly Acorns Family Subscription Fee, subject to these Waiver Terms, and existing Acorns customers who contact Acorns Support. You will remain responsible for any other fees that you owe under the Program Agreement that are not included in the monthly Acorns Family Subscription Fee, as applicable.

Eligibility

To be eligible for the Investing For Heroes Waiver, new Acorns subscribers must (i) visit the Investing For Heroes landing page at https://get.acorns.com/military/ (“Landing Page”) and certify that you are an active member of the U.S. military or a U.S. military veteran, (ii) by using the links on the Landing Page, open your first Acorns Account between September 3, 2021 and September 30, 2021, (iii) subscribe to the Acorns Family Tier subscription option, (iv) make an initial investment into your Acorns Invest Account of at least $5, and (v) if requested by Acorns, provide a copy of documentation verifying your veteran or active military status.

To be eligible for the Investing For Heroes Waiver, existing Acorns subscribers must (i) contact Acorns Support between September 3, 2021 and September 30, 2021 and certify that they are an active member of the U.S. military or a U.S. military veteran, (ii) receive confirmation from Acorns Support that they are one of the first five thousand (5,000) to complete eligibility for this waiver, (iii) make, or have already made, an initial investment into your Acorns Invest Account of at least $5, and (iv) if requested by Acorns, provide a copy of documentation verifying your veteran or active military status.

Subject to the limitations below, the Investing For Heroes Waiver will apply to your monthly Acorns Family Tier Subscription Fee for so long as you remain eligible, following the date of your account opening (the “Waiver Period”).

Limitations

This waiver is only available to the first five thousand (5,000) new customers of Acorns who sign up for Acorns between September 3, 2021 and September 30, 2021, and existing customers of Acorns who contact and receive confirmation from Acorns Support that they are one of the first five thousand (5,000) between September 3, 2021 and September 30, 2021. This waiver is not transferable after it has been claimed. The Investing For Heroes Waiver may only be claimed once by each new Acorns customer. If Acorns requests verification of your military status at any point during the Waiver Period, you must provide the requested documentation within fourteen (14) days to obtain eligibility or remain eligible, as applicable. The Investing For Heroes Waiver will continue until the EARLIER of (i) you opt into a pricing tier other than Acorns Family, see below for details on the impact of changing pricing tiers, or (ii) any of your Acorns Portfolio Accounts fall out of good standing for more than thirty (30) days. We may, in our sole discretion, extend the Investing For Heroes Waiver to a customer who otherwise should have had such waiver terminated.

Acorns reserves the right to reward the monthly amount of the Investing For Heroes Waiver in a manner other than a removal of Subscription Fees owed, such as by investing the amount in your Acorns Invest Account. In the event Acorns determines to change the payout mechanism of the Investing For Heroes Waiver, you will be notified prior to such change. Should Acorns change the name or features of the “Acorns Family Tier” your Investing For Heroes Waiver will automatically transfer to the lowest priced tier that includes the features of the Acorns Family Tier. If such pricing tier exceeds $5/month, your waiver will increase to offset the monthly Subscription Fee of such tier. If you elect to upgrade to a higher pricing tier, Acorns will offset the price of such upgraded tier by $5/month and you will be responsible for the remainder of subscription fee amount. For the avoidance of doubt, if you select a tier at a price lower than $5/month, your waiver will apply to the cost of that tier, though you will not be entitled to receive the difference between $5 and the monthly cost of such lower tier. Acorns reserves the right to amend or cancel this waiver and/or these Waiver Terms at any time. Waiver available to U.S residents only. Waiver available to current or former members of a branch of the United States military. This promotion is non-transferrable.

We, and each of our affiliates, reserve the right to determine in our and/or its sole or joint discretion whether an account is closed and/or in good standing. An account in good standing for purposes of this Investing For Heroes Waiver is an account for which all required opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If any of your Acorns Portfolio Accounts are closed or not in good standing for any reason at any time, any fee waiver you receive will be forfeited. Acorns reserves the right to revoke or deny any Investing For Heroes Waiver if it has reason to believe there is fraud or other improper actions taken to claim or maintain the waiver.

The fee waiver available pursuant to this Promotion is for your monthly Acorns Family Subscription Fee, and you remain responsible for any other fees that you owe that are not included in your monthly Acorns Family Subscription Fee. A list of such ancillary fees is included in our Program Agreement. Each Acorns Portfolio account is an individual brokerage account advised by Acorns Advisers, LLC. Acorns is not responsible for any failure on your part to meet standards for qualifying for this promotion. Acorns may withhold or recover any fees waived if Acorns determines that such fee waiver was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided when opening your account or applying for the Acorns Babies Waiver, or that any terms of our Program Agreement, Terms of Use, or these Waiver Terms have been violated.

Other Information

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Custodial and administrative services for Acorns Later IRA accounts provided by IRA Services Trust Company. Investments are not FDIC insured. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns’ fees before investing. Past performance is not a guarantee of future results. Acorns Visa™ debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC. ACORNS and the ACORNS logo are trademarks of Acorns Grow Incorporated. Copyright © 2021 Acorns Grow Incorporated and/or its affiliates

ACORNS 2021 MONTHLY SWEEPSTAKES

(SEPTEMBER)

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE OR PAYMENT WILL NOT INCREASE AN ENTRANT’S CHANCES OF WINNING.

The Acorns 2021 Monthly Sweepstakes (September) (“Sweepstakes”) is sponsored by Acorns Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI 48033.

SWEEPSTAKES PERIOD: The Sweepstakes begins on September 1, 2021 at 9:00 AM Pacific Time (“PT”) and ends on September 30, 2021 at 11:59:59 PM PT (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes official clock.

ELIGIBILITY: This Sweepstakes is open only to legal residents of one of the fifty (50) United States (or the District of Columbia), and Puerto Rico, who are at least eighteen (18) years old at the time of entry. Employees of Sponsor, Administrator, and each of their respective parent companies, subsidiaries, affiliates, advertising and promotion agencies (collectively, “Sweepstakes Entities”) and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. All federal, state, and local laws apply. Void where prohibited or restricted by law.

HOW TO ENTER THE SWEEPSTAKES: There are two (2) ways to participate as set forth below:

Acorns Account: During the Sweepstakes Period, an eligible entrant may visit https://www.acorns.com (“Website”) or access their Acorns account via the Acorns app. Message and data rates may apply. Upon signing into your Acorns account, an eligible entrant must; (i) sign up for an Acorns Early Account (if they haven't already), and (ii) deposit at least $5 into the Early Account (if they haven’t already). Both steps (i) and (ii) must be completed before 11:59:59 PM PT on September 30, 2021 in order to receive one (1) Sweepstakes entry. If an eligible entrant has already completed both steps, they will automatically receive their Sweepstakes entry. Acorns Early Account must be open through October 20, 2021 to receive the prize. Upon the successful submission of the required information, an entrant will receive one (1) entry into the Sweepstakes.

Mail-In Entry: To participate without creating an account or completing the required steps listed above, an eligible entrant may hand-write their complete name (no initials), valid e-mail address, street address (P.O. Boxes not accepted), city, state, ZIP code, telephone number, and date of birth (MM/DD/YYYY) on a 3½”x5” card (“Mail-In Entry”) and mail it with sufficient postage to: Acorns Early Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. All Mail-In Entries must be postmarked no later than September 30, 2021, and received on or before October 7, 2021 in order to be eligible. Limit one (1) Mail-In Entry per person during the Sweepstakes Period.

Entry Limit: Regardless of the method of entry, there is a limit of one (1) entry per person during the Sweepstakes Period. If more than one (1) entry is received from the same person, telephone number and/or e-mail address the entries may, at the Sponsor’s sole discretion, be disqualified. Entrants are prohibited from using more than one (1) e-mail address, Acorns accounts, or multiple identities. If it is found or suspected that an entrant is using more than one e-mail address, Acorns account, or multiple identities to participate in the Sweepstakes, then that entrant, in Sponsor’s sole discretion, may not be eligible to win the prize.

RANDOM DRAWING: On or around October 20, 2021, the Administrator will randomly select one (1) potential winner from all eligible entries received. The winner is considered a potential winner pending verification of their eligibility and compliance with these Official Rules.

PRIZE, APPROXIMATE RETAIL VALUE (“ARV”), AND ODDS OF WINNING:

Prize (1): The prize is $10,000 (“Prize”). The ARV of the Prize is $10,000. If you have an Acorns Invest account, Prize will be in the form of an investment in the winner’s account, which will be used by Acorns Advisors, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. A $10,000 investment represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. If you entered via the Mail-In method of entry, Prize will be fulfilled in the form of a check made payable in winner’s name.

Odds of Winning: The odds of winning the Prize depend on the number of eligible Sweepstakes entries received during the Sweepstakes Period.

General Conditions: In no event will more than one (1) Prize, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.

HOW TO CLAIM THE PRIZE: The potential winner is subject to verification of eligibility and compliance with these Official Rules. After the random drawing, Administrator will notify the potential winner via e-mail at the e-mail address provided at the time of entry. The potential winner will be required to sign and return an Affidavit of Eligibility and Liability/Publicity Release (except where prohibited) and any other requested documents within five (5) calendar days from the date of attempted notification or the Prize may be forfeited in its entirety and awarded to an alternate winner, at the Sponsor’s sole and absolute discretion. Failure to provide all required information and a signature on the documents within the stated time period may result in forfeiture of a winner’s right to claim his/her Prize, and may result in the Prize being awarded to an alternate winner, if time permits. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept the Prize, the Prize may be forfeited. If the Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver the Prize, the Prize may not be re-awarded. The winner shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. Sponsor will issue an IRS Form 1099-MISC for the winner. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. The Prize will only be awarded to a verified winner.

LIMITATION OF LIABILITY: By participating in this Sweepstakes, entrants agree that the Sweepstakes Entities and each of their respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

DISPUTES: THIS SWEEPSTAKES IS GOVERNED BY, AND WILL BE CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF MICHIGAN, AND THE FORUM AND VENUE FOR ANY DISPUTE SHALL BE IN THE OAKLAND COUNTY, MICHIGAN. IF THE CONTROVERSY OR CLAIM IS NOT OTHERWISE RESOLVED THROUGH DIRECT DISCUSSIONS OR MEDIATION, IT SHALL THEN BE RESOLVED BY FINAL AND BINDING ARBITRATION ADMINISTERED BY JAMS IN ACCORDANCE WITH ITS ARBITRATION RULES AND PROCEDURES OR SUBSEQUENT VERSIONS THEREOF (“JAMS RULES”). THE JAMS RULES FOR SELECTION OF AN ARBITRATOR SHALL BE FOLLOWED, EXCEPT THAT THE ARBITRATOR SHALL BE EXPERIENCED AND LICENSED TO PRACTICE LAW IN MICHIGAN. ALL PROCEEDINGS BROUGHT PURSUANT TO THIS PARAGRAPH WILL BE CONDUCTED IN OAKLAND COUNTY, MICHIGAN. THE REMEDY FOR ANY CLAIM SHALL BE LIMITED TO ACTUAL DAMAGES, AND IN NO EVENT SHALL ANY PARTY BE ENTITLED TO RECOVER PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED, INCLUDING ATTORNEYS’ FEES OR OTHER SUCH RELATED COSTS OF BRINGING A CLAIM, OR TO RESCIND THIS AGREEMENT OR SEEK INJUNCTIVE OR ANY OTHER EQUITABLE RELIEF. ENTRANTS AGREE THAT THE RIGHTS AND OBLIGATIONS OF ANY ENTRANT AND/OR SWEEPSTAKES ENTITIES AND/OR ANY OTHER PARTY SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION. ANY DEMAND FOR ARBITRATION MUST BE FILED WITHIN ONE (1) YEAR FROM THE END OF THE SWEEPSTAKES PERIOD, OR THE CAUSE OF ACTION SHALL BE FOREVER BARRED.

PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.

PUBLICITY RIGHTS: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use their name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.

GENERAL: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor and Administrator reserve the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that they might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the e-mail address submitted on the registration form associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational institution) that is responsible for assigning email addresses for the domain associated with the submitted email address. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.

WINNER LIST: For a winner list, interested individuals should mail a self-addressed stamped business envelope to: Winner List, - Acorns 2021 Monthly Sweepstakes (September) P.O. Box 251328, West Bloomfield, MI 48325. Winner List requests must be received no later than November 30, 2021.

Earn Bonus - $5 for your first Earn Reward

You must sign up for Acorns between 12:00am PST 07/14/2021 and 11:59pm PST 08/13/2021 (the Promotional Period) and (i) have a verified Acorns Invest account in good standing, (ii) make your first successful investment into an Acorns Invest Account by 08/14/2021, (iii) make a purchase from an Earn partner through the Earn page in the Acorns App, (iv) have your first Earn Reward pending by 08/14/2021. Bonuses will be invested within 7 business days of the Earn Reward being invested in accordance with the terms and conditions related to the relevant Earn partner. All Earn rewards must be made in accordance with the relevant Earn partner’s Terms and Conditions. Rewards from Simply Spend, the Acorns Earn Chrome extension and travel partners do not qualify for this promotion. New Acorns customers only. Limit one Bonus.

Acorns 8 Weeks of Summer Sweepstakes

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE or payment WILL NOT INCREASE AN ENTRANT’s CHANCES OF WINNING.

The Acorns 8 Weeks of Summer Sweepstakes (“Sweepstakes”) is sponsored by Acorns Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI 48033.

1. Sweepstakes Period: The Sweepstakes begins on July 9, 2021 at 12:00 AM Pacific Time (“PT”) and ends on September 2, 2021 at 11:59:59 PM PT (“Sweepstakes Period”). The Sweepstakes Period includes eight (8) entry periods as set forth in the chart below (“Entry Period”):

Entry Period	Start Date	End date	Mail-in Post Marked date	Mail-in received by Date	Approx. Random drawing date
1	7/9/21	7/15/21	7/15/21	7/22/21	8/2/21
2	7/16/21	7/22/21	7/22/21	7/29/21	8/9/21
3	7/23/21	7/29/21	7/29/21	8/5/21	8/16/21
4	7/30/21	8/5/21	8/5/21	8/12/21	8/23/21
5	7/6/21	8/12/21	8/12/21	8/19/21	8/30/21
6	8/13/21	8/19/21	8/19/21	8/26/21	9/7/21
7	8/20/21	8/26/21	8/26/21	9/2/21	9/13/21
8	8/27/21	9/2/21	9/2/21	9/9/21	9/20/21

Non-winning entries will not carry forward into subsequent Entry Periods. The Administrator’s computer is the Sweepstakes official clock.

2. Eligibility: This Sweepstakes is open only to legal residents of one of the fifty (50) United States (or the District of Columbia), and Puerto Rico, who are at least eighteen (18) years old at the time of entry. Employees of Sponsor, Administrator, and each of their respective parent companies, subsidiaries, affiliates, advertising and promotion agencies (collectively, “Sweepstakes Entities”) and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. All federal, state, and local laws apply. Void where prohibited or restricted by law.

3. HOW TO ENTER THE SWEEPSTAKES: There are two (2) ways to participate as set forth below:

Acorns Account: During the Sweepstakes Period, an eligible entrant may visit https://www.acorns.com (“Website”) or access their Acorns account via the Acorns app. Message and data rates may apply. Upon signing into your Acorns account, an eligible entrant may visit the “Earn more money” section of the app and click or tap on the merchant they would like to shop with. Then, follow the instructions on the page to earn a reward. Complete one (1) reward to receive one (1) Sweepstakes entry for each qualifying transaction. In addition, if you complete a “partner of the week” reward you will receive ten (10) entries into the Sweepstakes for each qualifying transaction. A “qualifying transaction” is defined an individual purchase at an eligible Acorns Earn merchant partner. Purchases that include multiple items from an eligible Acorns Earn merchant partner will receive one (1) Sweepstakes entry for each qualifying transaction. Sweepstakes is not valid on rewards earned through the Acorns Earn Chrome Extension, Simply Spend, or travel partners outside of Expedia.com as further explained on the Website. There is a maximum of twenty (20) entries per Entry Period through this method.
Mail-In Entry: To participate without creating an account or completing the required steps listed above, an eligible entrant may hand-write their complete name (no initials), valid e-mail address, street address (P.O. Boxes not accepted), city, state, ZIP code, telephone number, and date of birth (MM/DD/YYYY) on a 3½”x5” card (“Mail-In Entry”) and mail it with sufficient postage to: Acorns 8 Weeks of Summer Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. All Mail-In Entries must be postmarked and received by the dates listed in Section 1. Limit one (1) Mail-In Entry per person, per Entry Period, during the Sweepstakes Period. Entrant will receive twenty (20) entries per Mail-In Entry received. Mail-In Entries must be legibly hand-written. Mechanical reproductions, postage due, Mail-In Entries mailed in an envelope or sent in excess of the entry limits set forth below will not be accepted. Mail-In Entries received without a verifiable and legible return address will be deemed incomplete and not valid entries.

Entry Limit: Regardless of the method of entry, there is a limit of twenty (20) entries per person, per Entry Period, during the Sweepstakes Period. If more than the stated number of entries is received from the same person, Acorns account, telephone number and/or e-mail address the entries may, at the Sponsor’s sole discretion, be disqualified. Entrants are prohibited from using more than one (1) e-mail address, Acorns accounts, or multiple identities. If it is found or suspected that an entrant is using more than one e-mail address, Acorns account, or multiple identities to participate in the Sweepstakes, then that entrant, in Sponsor’s sole discretion, may not be eligible to win the prize.

4. RANDOM DRAWING: On or around the dates set forth in Section 1, the Administrator will randomly select one (1) potential winner from all eligible entries received each Entry Period. There will be eight (8) total potential winners. Each winner is considered a potential winner pending verification of their eligibility and compliance with these Official Rules.

5. Prizes, approximate retail value (“ARV”), and odds of winning:

Prizes (8 total, 1 per Entry Period): Each prize is $500 (“Prize”). The ARV of each Prize is $500. If you have an Acorns Invest account, Prize will be in the form of an investment in the winner’s account, which will be used by Acorns Advisors, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. A $500 investment represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. If you entered via the Mail-In method of entry, Prize will be fulfilled in the form of a check made payable in winner’s name.
Odds of Winning: The odds of winning a Prize depend on the number of eligible Sweepstakes entries received during each Entry Period.
General Conditions: In no event will more than eight (8) Prizes, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.

6. HOW TO CLAIM A PRIZE: The potential winners are subject to verification of eligibility and compliance with these Official Rules. After the random drawing, Administrator will notify the potential winners via e-mail at the e-mail address provided at the time of entry. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept the Prize, the Prize may be forfeited. If the Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver the Prize, the Prize may not be re-awarded. Each winner shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. The Prizes will only be awarded to verified winners.

Sponsor will attempt to notify each potential winner as set forth above, but Sponsor is not responsible for any undelivered e-mails, including without limitation e-mails that are not received because of a winner’s privacy or spam filter settings which may divert any Sweepstakes e-mail, including any winner notification e-mail, to a spam or junk folder. Prizes are non-transferable and no prize substitution, exchange or cash equivalent will be allowed, except by Sponsor, who reserves the right to substitute the prize of equal or greater value in case of unavailability of the prize or force majeure, at Sponsor’s sole and absolute discretion. Sweepstakes Entities shall not be held responsible for any delays in awarding a Prize for any reason.

7. Limitation of liability: By participating in this Sweepstakes, entrants agree that the Sweepstakes Entities and each of their respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

9. PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.

10. Publicity rights: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use their name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.

11. General: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor and Administrator reserve the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that they might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the e-mail address submitted on the registration form associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational institution) that is responsible for assigning email addresses for the domain associated with the submitted email address. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.

12. Winners list: For a winners list, interested individuals should mail a self-addressed stamped business envelope to: Winner List, - Acorns 8 Weeks of Summer Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. Winner List requests must be received no later than October 25, 2021.

ACORNS 2021 MONTHLY SWEEPSTAKES

(JUNE)

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE OR PAYMENT WILL NOT INCREASE AN ENTRANT’S CHANCES OF WINNING.

The Acorns 2021 Monthly Sweepstakes (June) (“Sweepstakes”) is sponsored by Acorns Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI 48033.

SWEEPSTAKES PERIOD: The Sweepstakes begins on June 1, 2021 at 9:00 AM Pacific Time (“PT”) and ends on June 30, 2021 at 11:59:59 PM PT (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes official clock.

ELIGIBILITY: This Sweepstakes is open only to legal residents of one of the fifty (50) United States (or the District of Columbia), and Puerto Rico, who are at least eighteen (18) years old at the time of entry. Employees of Sponsor, Administrator, and each of their respective parent companies, subsidiaries, affiliates, advertising and promotion agencies (collectively, “Sweepstakes Entities”) and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. All federal, state, and local laws apply. Void where prohibited or restricted by law.

HOW TO ENTER THE SWEEPSTAKES: There are two (2) ways to participate as set forth below:

Acorns Account: During the Sweepstakes Period, an eligible entrant may visit https://www.acorns.com (“Website”) or access their Acorns account via the Acorns app. Message and data rates may apply. Upon signing into your Acorns account, an eligible entrant must (i) sign up for an Acorns Early Account (if he/she has not already), (ii) turn on a recurring investment for their Acorns Early Account (if he/she hasn’t already) by 11:59:59 PM PT on June 30, 2021, and (iii) have at least one (1) recurring investment successfully invested into their Acorns Early account by 11:59:59 PM PT on July 15, 2021. If an eligible entrant has already completed required action, they will automatically receive their Sweepstakes entry. Upon the successful submission of the required information, an entrant will receive one (1) entry into the Sweepstakes.

Mail-In Entry: To participate without creating an account or completing the required steps listed above, an eligible entrant may hand-write his/her complete name (no initials), valid e-mail address, street address (P.O. Boxes not accepted), city, state, ZIP code, telephone number, and date of birth (MM/DD/YYYY) on a 3½”x5” card (“Mail-In Entry”) and mail it with sufficient postage to: 2021 Monthly Sweepstakes (June) Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. All Mail-In Entries must be postmarked no later than June 30, 2021, and received on or before July 7, 2021 in order to be eligible. Limit one (1) Mail-In Entry per person during the Sweepstakes Period.

RANDOM DRAWING: On or around August 15, 2021, the Administrator will randomly select one (1) potential winner from all eligible entries received. The winner is considered a potential winner pending verification of his/her eligibility and compliance with these Official Rules.

PRIZE, APPROXIMATE RETAIL VALUE (“ARV”), AND ODDS OF WINNING:

Prize (1): The prize is $10,000 (“Prize”). The ARV of the Prize is $10,000. If you have an Acorns Invest account, Prize will be in the form of an investment in the winner’s account, which will be used by Acorns Advisors, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. A $10,000 investment represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. If you entered via the Mail-In method of entry, Prize will be fulfilled in the form of a check made payable in winner’s name.

Odds of Winning: The odds of winning the Prize depend on the number of eligible Sweepstakes entries received during the Sweepstakes Period.

General Conditions: In no event will more than one (1) Prize, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.

HOW TO CLAIM THE PRIZE: The potential winner is subject to verification of eligibility and compliance with these Official Rules. After the random drawing, Administrator will notify the potential winner via e-mail at the e-mail address provided at the time of entry. The potential winner will be required to sign and return an Affidavit of Eligibility and Liability/Publicity Release (except where prohibited) and any other requested documents within five (5) calendar days from the date of attempted notification or the Prize may be forfeited in its entirety and awarded to an alternate winner, at the Sponsor’s sole and absolute discretion. Failure to provide all required information and a signature on the documents within the stated time period may result in forfeiture of a winner’s right to claim his/her Prize, and may result in the Prize being awarded to an alternate winner, if time permits. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept the Prize, the Prize may be forfeited. If the Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver the Prize, the Prize may not be re-awarded. The winner shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. Sponsor will issue an IRS Form 1099-MISC for the winner. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. The Prize will only be awarded to a verified winner.

LIMITATION OF LIABILITY: By participating in this Sweepstakes, entrants agree that the Sweepstakes Entities and each of their respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

By entering the Sweepstakes, each entrant agrees: (i) to be bound by these Official Rules, including entry requirements; (ii) to waive any rights to claim ambiguity with respect to these Official Rules; (iii) to waive all of his/her rights to bring any claim, action or proceeding against any of the Released Parties in connection with the Sweepstakes; and (iii) to forever and irrevocably agree to release and hold harmless each of the Released Parties from any and all claims, lawsuits, judgments, causes of action, proceedings, demands, fines, penalties, liability, costs and expenses (including, without limitation, reasonable attorneys’ fees) that may arise in connection with: (a) the Sweepstakes, including, but not limited to, any Sweepstakes-related activity or element thereof, and the entrant’s entries, participation or inability to participate in the Sweepstakes; (b) the violation of any third-party privacy, personal, publicity or proprietary rights; (c) acceptance, attendance at, receipt, travel related to, participation in, delivery of, possession, defects in, use, non-use, misuse, inability to use, loss, damage, destruction, negligence or willful misconduct in connection with the use of a prize (or any component thereof); (d) any change in the prizing (or any components thereof); (e) human error; (f) any wrongful, negligent, or unauthorized act or omission on the part of any of the Released Parties; (g) lost, late, stolen, misdirected, damaged or destroyed prizing (or any element thereof); or (h) the negligence or willful misconduct by entrant.

DISPUTES: THIS SWEEPSTAKES IS GOVERNED BY, AND WILL BE CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF MICHIGAN, AND THE FORUM AND VENUE FOR ANY DISPUTE SHALL BE IN THE OAKLAND COUNTY, MICHIGAN. IF THE CONTROVERSY OR CLAIM IS NOT OTHERWISE RESOLVED THROUGH DIRECT DISCUSSIONS OR MEDIATION, IT SHALL THEN BE RESOLVED BY FINAL AND BINDING ARBITRATION ADMINISTERED BY JAMS IN ACCORDANCE WITH ITS ARBITRATION RULES AND PROCEDURES OR SUBSEQUENT VERSIONS THEREOF (“JAMS RULES”). THE JAMS RULES FOR SELECTION OF AN ARBITRATOR SHALL BE FOLLOWED, EXCEPT THAT THE ARBITRATOR SHALL BE EXPERIENCED AND LICENSED TO PRACTICE LAW IN MICHIGAN. ALL PROCEEDINGS BROUGHT PURSUANT TO THIS PARAGRAPH WILL BE CONDUCTED IN OAKLAND COUNTY, MICHIGAN. THE REMEDY FOR ANY CLAIM SHALL BE LIMITED TO ACTUAL DAMAGES, AND IN NO EVENT SHALL ANY PARTY BE ENTITLED TO RECOVER PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED, INCLUDING ATTORNEYS’ FEES OR OTHER SUCH RELATED COSTS OF BRINGING A CLAIM, OR TO RESCIND THIS AGREEMENT OR SEEK INJUNCTIVE OR ANY OTHER EQUITABLE RELIEF. ENTRANTS AGREE THAT THE RIGHTS AND OBLIGATIONS OF ANY ENTRANT AND/OR SWEEPSTAKES ENTITIES AND/OR ANY OTHER PARTY SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION. ANY DEMAND FOR ARBITRATION MUST BE FILED WITHIN ONE (1) YEAR FROM THE END OF THE SWEEPSTAKES PERIOD, OR THE CAUSE OF ACTION SHALL BE FOREVER BARRED.

PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.

PUBLICITY RIGHTS: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use his/her name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.

GENERAL: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor and Administrator reserve the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that he/she might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the e-mail address submitted on the registration form associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational institution) that is responsible for assigning email addresses for the domain associated with the submitted email address. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.

WINNER LIST: For a winner list, interested individuals should mail a self-addressed stamped business envelope to: Winner List, - Acorns 2021 Monthly Sweepstakes (June), P.O. Box 251328, West Bloomfield, MI 48325. Winner List requests must be received no later than August 30, 2021.

OFFICIAL RULES
Guess the Change. Get the Change.
Contest

May 7, 2021

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 8:00 a.m. Pacific Time (“PT”) May 7, 2021 and ending on the earlier of (i) the first correct guess, OR, (ii) 11:59 p.m. PT May 7, 2021 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 11:59 p.m. PT on May 7, 2021 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

ACORNS 2021 MONTHLY SWEEPSTAKES

(MAY)

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE OR PAYMENT WILL NOT INCREASE AN ENTRANT’S CHANCES OF WINNING.

The Acorns 2021 Monthly Sweepstakes (May) (“Sweepstakes”) is sponsored by Acorns Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI 48033.

SWEEPSTAKES PERIOD: The Sweepstakes begins on May 1, 2021 at 9:00 AM Pacific Time (“PT”) and ends on May 31, 2021 at 11:59:59 PM PT (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes official clock.

ELIGIBILITY: This Sweepstakes is open only to legal residents of one of the fifty (50) United States (or the District of Columbia), and Puerto Rico, who are at least eighteen (18) years old at the time of entry. Employees of Sponsor, Administrator, and each of their respective parent companies, subsidiaries, affiliates, advertising and promotion agencies (collectively, “Sweepstakes Entities”) and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. All federal, state, and local laws apply. Void where prohibited or restricted by law.

HOW TO ENTER THE SWEEPSTAKES: There are two (2) ways to participate as set forth below:

Acorns Account: During the Sweepstakes Period, to receive one (1) Sweepstakes entry an eligible entrant must (1) install the Acorns Earn Chrome Extension (https://chrome.google.com/webstore/detail/acorns-earn/facncfnojagdpibmijfjdmhkklabakgd?hl=en&gl=US) on their Google Chrome browser, (2) after the install is complete, entrant will be redirected to https://www.acorns.com/chrome-extension/thank-you/ (“Website”), (3) login to the Acorns Earn Chrome Extension using their Acorns Account credentials, and (4) authorize the extension by clicking the “Okay” button. Entrants must complete these steps during the Sweepstakes Period in order to receive their entry. If an eligible entrant has already installed the Chrome Extension, they will automatically receive their Sweepstakes entry if they log into the Chrome Extension during the Sweepstakes Period.

Mail-In Entry: To participate without creating an account or completing the required steps listed above, an eligible entrant may hand-write his/her complete name (no initials), valid e-mail address, street address (P.O. Boxes not accepted), city, state, ZIP code, telephone number, and date of birth (MM/DD/YYYY) on a 3½”x5” card (“Mail-In Entry”) and mail it with sufficient postage to: Acorns 2021 Monthly Sweepstakes (May), P.O. Box 251328, West Bloomfield, MI 48325. All Mail-In Entries must be postmarked no later than June 1, 2021, and received on or before June 8, 2021 in order to be eligible. Limit one (1) Mail-In Entry per person during the Sweepstakes Period. Mail-In Entries must be legibly hand-written. Mechanical reproductions, postage- due, Mail-In Entries mailed in an envelope or sent in excess of the entry limits set forth below will not be accepted. Mail-In Entries received without a verifiable and legible return address will be deemed incomplete and not valid entries.

Entry Limit: Regardless of the method of entry, there is a limit of one (1) entry per person during the Sweepstakes Period. There is a limit of one (1) entry per person during the Sweepstakes Period. If more than one (1) entry is received from the same person, telephone number and/or e-mail address the entries may, at the Sponsor’s sole discretion, be disqualified. Entrants are prohibited from using more than one (1) e-mail address, Acorns accounts, or multiple identities. If it is found or suspected that an entrant is using more than one e-mail address, Acorns account, or multiple identities to participate in the Sweepstakes, then that entrant, in Sponsor’s sole discretion, may not be eligible to win the prize.

RANDOM DRAWING: On or around June 9, 2021, the Administrator will randomly select one (1) potential winner from all eligible entries received. The winner is considered a potential winner pending verification of his/her eligibility and compliance with these Official Rules.

PRIZE, APPROXIMATE RETAIL VALUE (“ARV”), AND ODDS OF WINNING:

Prize (1): The prize is $10,000 (“Prize”). The ARV of the Prize is $10,000. If you have an Acorns Invest account, Prize will be in the form of an investment in the winner’s account, which will be used by Acorns Advisors, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. A $10,000 investment represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. If you entered via the Mail-In method of entry, Prize will be fulfilled in the form of a check made payable in winner’s name.

Odds of Winning: The odds of winning the Prize depend on the number of eligible Sweepstakes entries received during the Sweepstakes Period.

General Conditions: In no event will more than one (1) Prize, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.

HOW TO CLAIM THE PRIZE: The potential winner is subject to verification of eligibility and compliance with these Official Rules. After the random drawing, Administrator will notify the potential winner via e-mail at the e-mail address provided at the time of entry. The potential winner will be required to sign and return an Affidavit of Eligibility and Liability/Publicity Release (except where prohibited) and any other requested documents within five (5) calendar days from the date of attempted notification or the Prize may be forfeited in its entirety and awarded to an alternate winner, at the Sponsor’s sole and absolute discretion. Failure to provide all required information and a signature on the documents within the stated time period may result in forfeiture of a winner’s right to claim his/her Prize, and may result in the Prize being awarded to an alternate winner, if time permits. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept the Prize, the Prize may be forfeited. If the Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver the Prize, the Prize may not be re-awarded. The winner shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. Sponsor will issue an IRS Form 1099-MISC for the winner. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. The Prize will only be awarded to a verified winner.

LIMITATION OF LIABILITY: By participating in this Sweepstakes, entrants agree that the Sweepstakes Entities and each of their respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

By entering the Sweepstakes, each entrant agrees: (i) to be bound by these Official Rules, including entry requirements; (ii) to waive any rights to claim ambiguity with respect to these Official Rules; (iii) to waive all of his/her rights to bring any claim, action or proceeding against any of the Released Parties in connection with the Sweepstakes; and (iii) to forever and irrevocably agree to release and hold harmless each of the Released Parties from any and all claims, lawsuits, judgments, causes of action, proceedings, demands, fines, penalties, liability, costs and expenses (including, without limitation, reasonable attorneys’ fees) that may arise in connection with: (a) the Sweepstakes, including, but not limited to, any Sweepstakes-related activity or element thereof, and the entrant’s entries, participation or inability to participate in the Sweepstakes; (b) the violation of any third-party privacy, personal, publicity or proprietary rights; (c) acceptance, attendance at, receipt, travel related to, participation in, delivery of, possession, defects in, use, non-use, misuse, inability to use, loss, damage, destruction, negligence or willful misconduct in connection with the use of a prize (or any component thereof); (d) any change in the prizing (or any components thereof); (e) human error; (f) any wrongful, negligent, or unauthorized act or omission on the part of any of the Released Parties; (g) lost, late, stolen, misdirected, damaged or destroyed prizing (or any element thereof); or (h) the negligence or willful misconduct by entrant.

DISPUTES: THIS SWEEPSTAKES IS GOVERNED BY, AND WILL BE CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF MICHIGAN, AND THE FORUM AND VENUE FOR ANY DISPUTE SHALL BE IN THE OAKLAND COUNTY, MICHIGAN. IF THE CONTROVERSY OR CLAIM IS NOT OTHERWISE RESOLVED THROUGH DIRECT DISCUSSIONS OR MEDIATION, IT SHALL THEN BE RESOLVED BY FINAL AND BINDING ARBITRATION ADMINISTERED BY JAMS IN ACCORDANCE WITH ITS ARBITRATION RULES AND PROCEDURES OR SUBSEQUENT VERSIONS THEREOF (“JAMS RULES”). THE JAMS RULES FOR SELECTION OF AN ARBITRATOR SHALL BE FOLLOWED, EXCEPT THAT THE ARBITRATOR SHALL BE EXPERIENCED AND LICENSED TO PRACTICE LAW IN MICHIGAN. ALL PROCEEDINGS BROUGHT PURSUANT TO THIS PARAGRAPH WILL BE CONDUCTED IN OAKLAND COUNTY, MICHIGAN. THE REMEDY FOR ANY CLAIM SHALL BE LIMITED TO ACTUAL DAMAGES, AND IN NO EVENT SHALL ANY PARTY BE ENTITLED TO RECOVER PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED, INCLUDING ATTORNEYS’ FEES OR OTHER SUCH RELATED COSTS OF BRINGING A CLAIM, OR TO RESCIND THIS AGREEMENT OR SEEK INJUNCTIVE OR ANY OTHER EQUITABLE RELIEF. ENTRANTS AGREE THAT THE RIGHTS AND OBLIGATIONS OF ANY ENTRANT AND/OR SWEEPSTAKES ENTITIES AND/OR ANY OTHER PARTY SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION. ANY DEMAND FOR ARBITRATION MUST BE FILED WITHIN ONE (1) YEAR FROM THE END OF THE SWEEPSTAKES PERIOD, OR THE CAUSE OF ACTION SHALL BE FOREVER BARRED.

PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.

PUBLICITY RIGHTS: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use his/her name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.

GENERAL: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor and Administrator reserve the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that he/she might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the e-mail address submitted on the registration form associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational institution) that is responsible for assigning email addresses for the domain associated with the submitted email address. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.

WINNER LIST: For a winner list, interested individuals should mail a self-addressed stamped business envelope to: Winner List, - Acorns 2021 Monthly Sweepstakes (May), P.O. Box 251328, West Bloomfield, MI 48325. Winner List requests must be received no later than July 31, 2021.

OFFICIAL RULES
Guess the Change. Get the Change.
Contest
April 9, 2021

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 12:45 p.m. Pacific Time (“PT”) April 9, 2021 and ending on the earlier of (i) the first correct guess, OR, (ii) 11:59 p.m. PT April 9, 2021 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 11:59 p.m. PT on April 9, 2021 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

WINNERS’ LIST: Potential winner will be announced in an Instagram post by Sponsor on or before April 30, 2021. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

Acorns 2021 Monthly Sweepstakes

(APRIL)

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE or payment WILL NOT INCREASE AN ENTRANT’s CHANCES OF WINNING.

The Acorns 2021 Monthly Sweepstakes (April) (“Sweepstakes”) is sponsored by Acorns Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI 48033.

1. Sweepstakes Period: The Sweepstakes begins on April 1, 2021 at 9:00 AM Pacific Time (“PT”) and ends on April 30, 2021 at 11:59:59 PM PT (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes official clock.

3. HOW TO ENTER THE SWEEPSTAKES: There are two (2) ways to participate as set forth below:

A. Acorns Account: During the Sweepstakes Period, an eligible entrant may visit https://www.acorns.com (“Website”) or access his/her Acorns account via the Acorns app. Message and data rates may apply. Upon signing into your Acorns account, an eligible entrant must; (i) sign up for an Acorns Later Account (if he/she hasn’t already), and (ii) deposit at least $5 into the Acorns Later Account (if he/she hasn’t already). Both steps (i) and (ii) must be completed before 11:59:59 PM PT on April 30, 2021 in order to receive one (1) Sweepstakes entry. If an eligible entrant has already completed both steps, he/she will automatically receive his/her Sweepstakes entry. Acorns Later Account must be open and in good standing, through May 22, 2021 to receive the prize. Any account that has a negative balance as a result of a chargeback shall be ineligible. Upon the successful submission of the required information, an entrant will receive one (1) entry into the Sweepstakes.

B. Mail-In Entry: To participate without creating an account or completing the required steps listed above, an eligible entrant may hand-write his/her complete name (no initials), valid e-mail address, street address (P.O. Boxes not accepted), city, state, ZIP code, telephone number, and date of birth (MM/DD/YYYY) on a 3½”x5” card (“Mail-In Entry”) and mail it with sufficient postage to: 2021 Monthly Sweepstakes (April) Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. All Mail-In Entries must be postmarked no later than April 30, 2021, and received on or before May 7, 2021 in order to be eligible. Limit one (1) Mail-In Entry per person during the Sweepstakes Period.

4. Random Drawing: On or around May 25, 2021, the Administrator will randomly select one (1) potential winner from all eligible entries received. The winner is considered a potential winner pending verification of his/her eligibility and compliance with these Official Rules.

5. Prize, approximate retail value (“ARV”), and odds of winning:

A. Prize (1): The prize is $10,000 (“Prize”). The ARV of the Prize is $10,000. If you have an Acorns Invest account, Prize will be in the form of an investment in the winner’s account, which will be used by Acorns Advisors, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. A $10,000 investment represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. If you entered via the Mail-In method of entry, Prize will be fulfilled in the form of a check made payable in winner’s name.

B. Odds of Winning: The odds of winning the Prize depend on the number of eligible Sweepstakes entries received during the Sweepstakes Period.

C. General Conditions: In no event will more than one (1) Prize, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.

6.HOW TO CLAIM THE PRIZE: The potential winner is subject to verification of eligibility and compliance with these Official Rules. After the random drawing, Administrator will notify the potential winner via e-mail at the e-mail address provided at the time of entry. The potential winner will be required to sign and return an Affidavit of Eligibility and Liability/Publicity Release (except where prohibited) and any other requested documents within five (5) calendar days from the date of attempted notification or the Prize may be forfeited in its entirety and awarded to an alternate winner, at the Sponsor’s sole and absolute discretion. Failure to provide all required information and a signature on the documents within the stated time period may result in forfeiture of a winner’s right to claim his/her Prize, and may result in the Prize being awarded to an alternate winner, if time permits. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept the Prize, the Prize may be forfeited. If the Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver the Prize, the Prize may not be re-awarded. The winner shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. Sponsor will issue an IRS Form 1099-MISC for the winner. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. The Prize will only be awarded to a verified winner.

7. Limitation of Liability: By participating in this Sweepstakes, entrants agree that the Sweepstakes Entities and each of their respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

By entering the Sweepstakes, each entrant agrees: (i) to be bound by these Official Rules, including entry requirements; (ii) to waive any rights to claim ambiguity with respect to these Official Rules; (iii) to waive all of his/her rights to bring any claim, action or proceeding against any of the Released Parties in connection with the Sweepstakes; and (iii) to forever and irrevocably agree to release and hold harmless each of the Released Parties from any and all claims, lawsuits, judgments, causes of action, proceedings, demands, fines, penalties, liability, costs and expenses (including, without limitation, reasonable attorneys’ fees) that may arise in connection with: (a) the Sweepstakes, including, but not limited to, any Sweepstakes-related activity or element thereof, and the entrant’s entries, participation or inability to participate in the Sweepstakes; (b) the violation of any third-party privacy, personal, publicity or proprietary rights; (c) acceptance, attendance at, receipt, travel related to, participation in, delivery of, possession, defects in, use, non-use, misuse, inability to use, loss, damage, destruction, negligence or willful misconduct in connection with the use of a prize (or any component thereof); (d) any change in the prizing (or any components thereof); (e) human error; (f) any wrongful, negligent, or unauthorized act or omission on the part of any of the Released Parties; (g) lost, late, stolen, misdirected, damaged or destroyed prizing (or any element thereof); or (h) the negligence or willful misconduct by entrant.

9. PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.

10. Publicity rights: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use his/her name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.

11. General: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor and Administrator reserve the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that he/she might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the e-mail address submitted on the registration form associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational institution) that is responsible for assigning email addresses for the domain associated with the submitted email address. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.

12. Winner list: For a winner list, interested individuals should mail a self-addressed stamped business envelope to: Winner List, - Acorns 2021 Monthly Sweepstakes (March), P.O. Box 251328, West Bloomfield, MI 48325. Winner List requests must be received no later than June 30, 2021.

Acorns 2021 Monthly Sweepstakes

(March)

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE or payment WILL NOT INCREASE AN ENTRANT’s CHANCES OF WINNING.

The Acorns 2021 Monthly Sweepstakes (March) (“Sweepstakes”) is sponsored by Acorns Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI 48033.

1. Sweepstakes Period: The Sweepstakes begins on March 1, 2021 at 9:00 AM Pacific Time (“PT”) and ends on March 31, 2021 at 11:59:59 PM PT (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes official clock.

3. HOW TO ENTER THE SWEEPSTAKES: There are two (2) ways to participate as set forth below:

Acorns Account: During the Sweepstakes Period, an eligible entrant may visit https://www.acorns.com (“Website”) or access his/her Acorns account via the Acorns app. Message and data rates may apply. Upon signing into your Acorns account, an eligible entrant must; (i) sign up for an Early Account (if he/she hasn’t already), and (ii) deposit at least $5 into the Early Account (if he/she hasn’t already). Both steps (i) and (ii) must be completed before 11:59:59 PM PT on March 31, 2021 in order to receive one (1) Sweepstakes entry. If an eligible entrant has already completed both steps, he/she will automatically receive his/her Sweepstakes entry. Acorns Early Account must be open through April 12, 2021 to receive the prize. Upon the successful submission of the required information, an entrant will receive one (1) entry into the Sweepstakes.
Mail-In Entry: To participate without creating an account or completing the required steps listed above, an eligible entrant may hand-write his/her complete name (no initials), valid e-mail address, street address (P.O. Boxes not accepted), city, state, ZIP code, telephone number, and date of birth (MM/DD/YYYY) on a 3½”x5” card (“Mail-In Entry”) and mail it with sufficient postage to: Acorns Early Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. All Mail-In Entries must be postmarked no later than March 31, 2021, and received on or before April 7, 2021 in order to be eligible. Limit one (1) Mail-In Entry per person during the Sweepstakes Period. Mail-In Entries must be legibly hand-written. Mechanical reproductions, postage-due, Mail-In Entries mailed in an envelope or sent in excess of the entry limits set forth below will not be accepted. Mail-In Entries received without a verifiable and legible return address will be deemed incomplete and not valid entries.

4. RANDOM DRAWING: On or around April 12, 2021, the Administrator will randomly select one (1) potential winner from all eligible entries received. The winner is considered a potential winner pending verification of his/her eligibility and compliance with these Official Rules.

5. PRIZE, APPROXIMATE RETAIL VALUE (“ARV”), AND ODDS OF WINNING:

Prize (1): The prize is $10,000 (“Prize”). The ARV of the Prize is $10,000. If you have an Acorns Invest account, Prize will be in the form of an investment in the winner’s account, which will be used by Acorns Advisors, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. A $10,000 investment represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. If you entered via the Mail-In method of entry, Prize will be fulfilled in the form of a check made payable in winner’s name.
Odds of Winning: The odds of winning the Prize depend on the number of eligible Sweepstakes entries received during the Sweepstakes Period.
General Conditions: In no event will more than one (1) Prize, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.

6. HOW TO CLAIM THE PRIZE: The potential winner is subject to verification of eligibility and compliance with these Official Rules. After the random drawing, Administrator will notify the potential winner via e-mail at the e-mail address provided at the time of entry. The potential winner will be required to sign and return an Affidavit of Eligibility and Liability/Publicity Release (except where prohibited) and any other requested documents within five (5) calendar days from the date of attempted notification or the Prize may be forfeited in its entirety and awarded to an alternate winner, at the Sponsor’s sole and absolute discretion. Failure to provide all required information and a signature on the documents within the stated time period may result in forfeiture of a winner’s right to claim his/her Prize, and may result in the Prize being awarded to an alternate winner, if time permits. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept the Prize, the Prize may be forfeited. If the Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver the Prize, the Prize may not be re-awarded. The winner shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. Sponsor will issue an IRS Form 1099-MISC for the winner. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. The Prize will only be awarded to a verified winner.

7. LIMITATION OF LIABILITY: By participating in this Sweepstakes, entrants agree that the Sweepstakes Entities and each of their respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

By entering the Sweepstakes, each entrant agrees: (i) to be bound by these Official Rules, including entry requirements; (ii) to waive any rights to claim ambiguity with respect to these Official Rules; (iii) to waive all of his/her rights to bring any claim, action or proceeding against any of the Released Parties in connection with the Sweepstakes; and (iii) to forever and irrevocably agree to release and hold harmless each of the Released Parties from any and all claims, lawsuits, judgments, causes of action, proceedings, demands, fines, penalties, liability, costs and expenses (including, without limitation, reasonable attorneys’ fees) that may arise in connection with: (a) the Sweepstakes, including, but not limited to, any Sweepstakes-related activity or element thereof, and the entrant’s entries, participation or inability to participate in the Sweepstakes; (b) the violation of any third-party privacy, personal, publicity or proprietary rights; (c) acceptance, attendance at, receipt, travel related to, participation in, delivery of, possession, defects in, use, non-use, misuse, inability to use, loss, damage, destruction, negligence or willful misconduct in connection with the use of a prize (or any component thereof); (d) any change in the prizing (or any components thereof); (e) human error; (f) any wrongful, negligent, or unauthorized act or omission on the part of any of the Released Parties; (g) lost, late, stolen, misdirected, damaged or destroyed prizing (or any element thereof); or (h) the negligence or willful misconduct by entrant.

9. PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.

10. PUBLICITY RIGHTS: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use his/her name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.

11. GENERAL: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor and Administrator reserve the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that he/she might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the e-mail address submitted on the registration form associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational institution) that is responsible for assigning email addresses for the domain associated with the submitted email address. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.

12. WINNER LIST: For a winner list, interested individuals should mail a self-addressed stamped business envelope to: Winner List, - Acorns 2021 Monthly Sweepstakes (March), P.O. Box 251328, West Bloomfield, MI 48325. Winner List requests must be received no later than May 31, 2021.

Young Rock Instagram Story Promotion

This promotion is offered by Acorns Advisers, LLC ("Acorns"), an SEC Registered Investment Advisor. Limited time offer. U.S. residents only. Dwayne Johnson is an investor in Acorns Grow Incorporated, an affiliate of Acorns. Sign up bonus is exclusively for new customers who have not previously opened an Investment Account. Offer must be redeemed by clicking the "Get Started" button on this page, setting up an Acorns investment account on 2/23/2021, 2/24/2021, or 2/25/2021, and making your first investment ($5 minimum). Account must stay open for one billing cycle. Bonus payment will be made on or around April 30, 2021. Account approval is contingent on verification and approval pursuant to regulatory requirements. All investments involve risk, including loss of principal. Investment advisory services provided by Acorns Advisers, LLC, SEC Registered Investment Advisor. Brokerage services provided to Acorns Advisers, LLC by Acorns Securities, LLC, member FINRA/SIPC.

Young Rock Promotion

Updated February 16, 2021

THE REWARD

If during the promotional periods starting at (i) 5:00pm PT on February 16, 2021 and ending at 11:59 PT on February 16, 2021, and (ii) 5:00pm PT on March 2, 2021 and ending at 11:59 PT on March 2, 2021 (collectively, the “Promotion Periods”), you sign up for an Acorns account, you can earn a $7 investment from Acorns in your Acorns Invest account. This reward will be paid after you meet the eligibility criteria below, on or around April 30th, and in accordance with the Acorns Referral Disclosures.

Eligibility. You must (1) sign up for an Acorns account during one of the Promotion Periods, (2) complete the setup of your Acorns Invest account with a successful initial $5 investment from a bank account funding source on or before March 31, 2021 and (3) maintain your Acorns subscription for a least one (1) billing period from the time you subscribe.

Anyone who earns a reward under this promotion will only receive such reward if (1) their Acorns subscription, including all Acorns investment accounts, is/are in good standing with Acorns at the time the eligibility criteria is met in order to receive the reward and (2) they have not closed their Acorns accounts before the reward is invested.

Additional Information

Other Information For All Promotions

Advisory services are offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Custodial and administrative services for Acorns Later IRA accounts provided by IRA Services Trust Company. Investments are not FDIC insured. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns’ fees before investing. Past performance is not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC. Copyright © 2021 Acorns and/or its affiliates.

OFFICIAL RULES
Guess the Change. Get the Change.
Contest
February 12, 2020

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 10:00 a.m. Pacific Time (“PT”) February 12, 2021 and ending on the earlier of (i) the first correct guess, OR, (ii) 11:59 p.m. PT on February 12, 2021 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 11:59 p.m. PT on February 12, 2021 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

WINNERS’ LIST: Potential winner will be announced in an Instagram post by Sponsor on or before February 28, 2021. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and the winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

ACORNS 2021 MONTHLY SWEEPSTAKES

(FEB)

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM A PRIZE. A PURCHASE or payment WILL NOT INCREASE AN ENTRANT’s CHANCES OF WINNING.

The Acorns 2021 Monthly Sweepstakes (Feb) (“Sweepstakes”) is sponsored by Acorns Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI 48033.

Sweepstakes Period: The Sweepstakes begins on February 1, 2021 at 9:00 AM Pacific Time (“PT”) and ends on February 28, 2021 at 11:59:59 PM PT (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes official clock.

Eligibility: This Sweepstakes is open only to legal residents of one of the fifty (50) United States (or the District of Columbia), and Puerto Rico, who are at least eighteen (18) years old at the time of entry. Employees of Sponsor, Administrator, and each of their respective parent companies, subsidiaries, affiliates, advertising and promotion agencies (collectively, “Sweepstakes Entities”) and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. All federal, state, and local laws apply. Void where prohibited or restricted by law.

HOW TO ENTER THE SWEEPSTAKES: There are two (2) ways to participate as set forth below:

Acorns Account: During the Sweepstakes Period, an eligible entrant may visit https://www.acorns.com (“Website”) or access their Acorns account via the Acorns app. Message and data rates may apply. Upon signing into your Acorns account, an eligible entrant must; (i) turn on at least one (1) recurring investment for their Invest account (if they haven’t already) by 11:59:59 PM PT on February 28, 2021, and (ii) have at least one (1) recurring investment successfully invested into their Invest account by 11:59:59 PM PT on March 15, 2021. If an eligible entrant has already completed required action, they will automatically receive their Sweepstakes entry. Upon the successful submission of the required information, an entrant will receive one (1) entry into the Sweepstakes.

Mail-In Entry: To participate without creating an account or completing the required steps listed above, an eligible entrant may hand-write their complete name (no initials), valid e-mail address, street address (P.O. Boxes not accepted), city, state, ZIP code, telephone number, and date of birth (MM/DD/YYYY) on a 3½”x5” card (“Mail-In Entry”) and mail it with sufficient postage to: Acorns 2021 Monthly Sweepstakes (Feb), P.O. Box 251328, West Bloomfield, MI 48325. All Mail-In Entries must be postmarked no later than March 1, 2021 and received on or before March 8, 2021 in order to be eligible. Limit one (1) Mail-In Entry per person during the Sweepstakes Period.

RANDOM DRAWING: On or around March 29, 2021, the Administrator will randomly select ten (10) potential winners from all eligible entries received. Each winner is considered a potential winner pending verification of their eligibility and compliance with these Official Rules.

Prize, approximate retail value (“ARV”), and odds of winning:

Prizes (10): Each prize is $1,000 (“Prize”). The ARV of each Prize is $1,000. If you have an Acorns Invest account, Prize will be in the form of an investment in the winner’s account, which will be used by Acorns Advisors, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. A $1,000 investment represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. If you entered via the Mail-In method of entry, Prize will be fulfilled in the form of a check made payable in winner’s name.

Total ARV of all Prizes: The total ARV of all Prizes is $10,000.

Odds of Winning: The odds of winning a Prize depend on the number of eligible Sweepstakes entries received during the Sweepstakes Period.

General Conditions: In no event will more than ten (10) Prizes, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.

HOW TO CLAIM A PRIZE: Each potential winner is subject to verification of eligibility and compliance with these Official Rules. After the random drawing, Administrator will notify the potential winners via e-mail at the e-mail address provided at the time of entry. Each potential winner will be required to sign and return an Affidavit of Eligibility and Liability/Publicity Release (except where prohibited) and any other requested documents within five (5) calendar days from the date of attempted notification or the Prize may be forfeited in its entirety and awarded to an alternate winner, at the Sponsor’s sole and absolute discretion. Failure to provide all required information and a signature on the documents within the stated time period may result in forfeiture of a winner’s right to claim their Prize, and may result in the Prize being awarded to an alternate winner, if time permits. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept a Prize, the Prize may be forfeited. If a Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver a Prize, the Prize may not be re-awarded. Each winner shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. Sponsor will issue an IRS Form 1099-MISC for each winner. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. The Prizes will only be awarded to verified winners.

Sponsor will attempt to notify the potential winner as set forth above, but Sponsor is not responsible for any undelivered e-mails, including without limitation e-mails that are not received because of a winner’s privacy or spam filter settings which may divert any Sweepstakes e-mail, including any winner notification e-mail, to a spam or junk folder. Prizes are non-transferable and no prize substitution, exchange or cash equivalent will be allowed, except by Sponsor, who reserves the right to substitute the prize of equal or greater value in case of unavailability of the prize or force majeure, at Sponsor’s sole and absolute discretion. Sweepstakes Entities shall not be held responsible for any delays in awarding a Prize for any reason.

Limitation of Liability: By participating in this Sweepstakes, entrants agree that the Sweepstakes Entities and each of their respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

DISPUTES: THIS SWEEPSTAKES IS GOVERNED BY, AND WILL BE CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF MICHIGAN, AND THE FORUM AND VENUE FOR ANY DISPUTE SHALL BE IN THE OAKLAND COUNTY, MICHIGAN. IF THE CONTROVERSY OR CLAIM IS NOT OTHERWISE RESOLVED THROUGH DIRECT DISCUSSIONS OR MEDIATION, IT SHALL THEN BE RESOLVED BY FINAL AND BINDING ARBITRATION ADMINISTERED BY JAMS IN ACCORDANCE WITH ITS ARBITRATION RULES AND PROCEDURES OR SUBSEQUENT VERSIONS THEREOF (“JAMS RULES”). THE JAMS RULES FOR SELECTION OF AN ARBITRATOR SHALL BE FOLLOWED, EXCEPT THAT THE ARBITRATOR SHALL BE EXPERIENCED AND LICENSED TO PRACTICE LAW IN MICHIGAN. ALL PROCEEDINGS BROUGHT PURSUANT TO THIS PARAGRAPH WILL BE CONDUCTED IN OAKLAND COUNTY, MICHIGAN. THE REMEDY FOR ANY CLAIM SHALL BE LIMITED TO ACTUAL DAMAGES, AND IN NO EVENT SHALL ANY PARTY BE ENTITLED TO RECOVER PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED, INCLUDING ATTORNEYS’ FEES OR OTHER SUCH RELATED COSTS OF BRINGING A CLAIM, OR TO RESCIND THIS AGREEMENT OR SEEK INJUNCTIVE OR ANY OTHER EQUITABLE RELIEF. ENTRANTS AGREE THAT THE RIGHTS AND OBLIGATIONS OF ANY ENTRANT AND/OR SWEEPSTAKES ENTITIES AND/OR ANY OTHER PARTY SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION. ANY DEMAND FOR ARBITRATION MUST BE FILED WITHIN ONE (1) YEAR FROM THE END OF THE SWEEPSTAKES PERIOD, OR THE CAUSE OF ACTION SHALL BE FOREVER BARRED.

PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.

Publicity rights: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use their name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.

General: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor and Administrator reserve the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that he/she might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the e-mail address submitted on the registration form associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational institution) that is responsible for assigning email addresses for the domain associated with the submitted email address. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.

Winner’s List: For a winner’s list, interested individuals should mail a self-addressed stamped business envelope to: Winner’s List, - Acorns 2021 Monthly Sweepstakes (Feb), P.O. Box 251328, West Bloomfield, MI 48325. Winner List requests must be received no later than April 28, 2021.

OFFICIAL RULES
PATH TO $1,000,000

See rules for Path to $1,000,000 here (https://www.acorns.com/path-to-1-million/).

OFFICIAL RULES
Guess the Change. Get the Change.
Contest
January 8, 2020

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 11:00 a.m. Pacific Time (“PT”) on January 8, 2021 and ending on the earlier of (i) the first correct guess, OR, (ii) 11:59 p.m. PT on January 8, 2021 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 11:59 p.m. PT on January 8, 2021 be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

WINNERS’ LIST: Potential winner will be announced in an Instagram post by Sponsor on or before January 31, 2021. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rule requests.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
Find the Acorns, Grow Your Oak Contest
December 21, 2020

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 1:00 p.m. Pacific Time (“PT”) on December 21, 2020 and ending on 11:59 p.m. PT on December 21, 2020 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, (1) make sure you are “following” Acorns, (2) submit your answer to the contest question in the contest post’s comments, and (3) tag a friend in same comment. All Instagram entries must be received by 11:59 p.m. PT on December 21, 2020 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

DRAWING: Potential winners will be the first ten (10) people to get the correct answer to the contest question and tag a friend in the comment containing the correct answer to the contest question answer before the end of the Entry Period, and the first friend tagged by the winner will also be a potential winner. A total of twenty (20) potential winners. Odds of winning depend on the number of eligible entries received.

WINNER NOTIFICATION: Potential winners will be notified by Instagram direct message and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within seven (7) days of date of issuance. If such documents are not returned within the specified time period, a prize or prize notification is returned as undeliverable, Sponsor is unable to contact a potential winner or a potential winner is not in compliance with these Official Rules, prize will be forfeited and, at Sponsor’s sole discretion, an alternate winner selected. It is a potential winner’s responsibility to set his/her Social Media Account as applicable, to accept contacts by Sponsor and to timely check such account for any Sponsor direct messages.

PRIZES: A $20 investment in the Acorns Invest Account of each winner, which will be used by Acorns Advisers, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. The $20 represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. Approximate Retail Value (“ARV”) $20 per prize. Prizes are in the form of an investment, and the Prizes are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winners may not substitute, assign or transfer prize or redeem prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute prize (or portion thereof) with one of comparable or greater value. Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided. All prize details are at Sponsor’s sole discretion.

WINNERS’ LIST: Potential winners will be announced in an Instagram post by Sponsor. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Find the Acorns, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

Acorns Early Sweepstakes

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE or payment WILL NOT INCREASE AN ENTRANT’s CHANCES OF WINNING.

The Acorns Early Sweepstakes (“Sweepstakes”) is sponsored by Acorns Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI 48033.

1. SWEEPSTAKES PERIOD: The Sweepstakes begins on December 9, 2020 at 9:00 AM Pacific Time (“PT”) and ends on December 16, 2020 at 11:59:59 PM PT (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes official clock.

2. ELIGIBILITY: This Sweepstakes is open only to legal residents of one of the fifty (50) United States (or the District of Columbia), and Puerto Rico, who are at least eighteen (18) years old at the time of entry. Employees of Sponsor, Administrator, and each of their respective parent companies, subsidiaries, affiliates, advertising and promotion agencies (collectively, “Sweepstakes Entities”) and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. All federal, state, and local laws apply. Void where prohibited or restricted by law.

3. HOW TO ENTER THE SWEEPSTAKES: There are two (2) ways to participate as set forth below:

Acorns Account: During the Sweepstakes Period, an eligible entrant may visit https://www.acorns.com (“Website”) or access his/her Acorns account via the Acorns app. Message and data rates may apply. Upon signing into your Acorns account, an eligible entrant must; (i) sign up for an Early Account (if he/she hasn’t already), and (ii) deposit at least $5 into the Early Account (if he/she hasn’t already). Both steps (i) and (ii) must be completed before 11:59:59 PM PT on December 16, 2020 in order to receive one (1) Sweepstakes entry. If an eligible entrant has already completed both steps, he/she will automatically receive his/her Sweepstakes entry. Upon the successful submission of the required information, an entrant will receive one (1) entry into the Sweepstakes.

Mail-In Entry: To participate without creating an account or completing the required steps listed above, an eligible entrant may hand-write his/her complete name (no initials), valid e-mail address, street address (P.O. Boxes not accepted), city, state, ZIP code, telephone number, and date of birth (MM/DD/YYYY) on a 3½”x5” card (“Mail-In Entry”) and mail it with sufficient postage to: Acorns Early Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. All Mail-In Entries must be postmarked no later than December 16, 2020, and received on or before December 28, 2020 in order to be eligible. Limit one (1) Mail-In Entry per person during the Sweepstakes Period.

Mail-In Entries must be legibly hand-written. Mechanical reproductions, postage-due, Mail-In Entries mailed in an envelope or sent in excess of the entry limits set forth below will not be accepted. Mail-In Entries received without a verifiable and legible return address will be deemed incomplete and not valid entries.

4. RANDOM DRAWING: On or around December 30, 2020, the Administrator will randomly select one (1) potential winner from all eligible entries received. The winner is considered a potential winner pending verification of his/her eligibility and compliance with these Official Rules.

5. PRIZE, APPROXIMATE RETAIL VALUE (“ARV”), AND ODDS OF WINNING:

Prize (1): The prize is $10,000 (“Prize”). The ARV of the Prize is $10,000. If you have an Acorns Invest account, Prize will be in the form of an investment in the winner’s account, which will be used by Acorns Advisors, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. A $10,000 investment represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. If you entered via the Mail-In method of entry, Prize will be fulfilled in the form of a check made payable in winner’s name.

Odds of Winning: The odds of winning the Prize depend on the number of eligible Sweepstakes entries received during the Sweepstakes Period.

General Conditions: In no event will more than one (1) Prize, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.

6. HOW TO CLAIM THE PRIZE: The potential winner is subject to verification of eligibility and compliance with these Official Rules. After the random drawing, Administrator will notify the potential winner via e-mail at the e-mail address provided at the time of entry. The potential winner will be required to sign and return an Affidavit of Eligibility and Liability/Publicity Release (except where prohibited) and any other requested documents within five (5) calendar days from the date of attempted notification or the Prize may be forfeited in its entirety and awarded to an alternate winner, at the Sponsor’s sole and absolute discretion. Failure to provide all required information and a signature on the documents within the stated time period may result in forfeiture of a winner’s right to claim his/her Prize, and may result in the Prize being awarded to an alternate winner, if time permits. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept the Prize, the Prize may be forfeited. If the Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver the Prize, the Prize may not be re-awarded. The winner shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. Sponsor will issue an IRS Form 1099-MISC for the winner. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. The Prize will only be awarded to a verified winner.

7. LIMITATION OF LIABILITY: By participating in this Sweepstakes, entrants agree that the Sweepstakes Entities and each of their respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

By entering the Sweepstakes, each entrant agrees: (i) to be bound by these Official Rules, including entry requirements; (ii) to waive any rights to claim ambiguity with respect to these Official Rules; (iii) to waive all of his/her rights to bring any claim, action or proceeding against any of the Released Parties in connection with the Sweepstakes; and (iii) to forever and irrevocably agree to release and hold harmless each of the Released Parties from any and all claims, lawsuits, judgments, causes of action, proceedings, demands, fines, penalties, liability, costs and expenses (including, without limitation, reasonable attorneys’ fees) that may arise in connection with: (a) the Sweepstakes, including, but not limited to, any Sweepstakes-related activity or element thereof, and the entrant’s entries, participation or inability to participate in the Sweepstakes; (b) the violation of any third-party privacy, personal, publicity or proprietary rights; (c) acceptance, attendance at, receipt, travel related to, participation in, delivery of, possession, defects in, use, non-use, misuse, inability to use, loss, damage, destruction, negligence or willful misconduct in connection with the use of a prize (or any component thereof); (d) any change in the prizing (or any components thereof); (e) human error; (f) any wrongful, negligent, or unauthorized act or omission on the part of any of the Released Parties; (g) lost, late, stolen, misdirected, damaged or destroyed prizing (or any element thereof); or (h) the negligence or willful misconduct by entrant.

9. PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.

10. PUBLICITY RIGHTS: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use his/her name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.

11. GENERAL: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor and Administrator reserve the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that he/she might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the e-mail address submitted on the registration form associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational institution) that is responsible for assigning email addresses for the domain associated with the submitted email address. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.

12. WINNER LIST: For a winner list, interested individuals should mail a self-addressed stamped business envelope to: Winner List, - Acorns Early Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. Winner List requests must be received no later than February 16, 2021.

OFFICIAL RULES
Guess the Change. Get the Change. Contest
December 4, 2020

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 1:00 p.m. Pacific Time (“PT”) on December 4, 2020 and ending on the earlier of (i) the first correct guess, OR, (ii) 11:59 p.m. PT on December 4, 2020 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag a friend in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 11:59 p.m. PT on December 4, 2020 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

WINNERS’ LIST: Potential winner will be announced in an Instagram post by Sponsor on or before December 30, 2020. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
Giving Tuesday Promotion
December 1, 2020

AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED TO APPLY FOR THIS PROMOTION. THE PROMOTION IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

The Reward

For essential workers only. If during the promotional period starting at 9:30am PT on December 1, 2020 and ending at 11:59 PT on December 1, 2020 (the “Promotion Period”), you complete the form and have an Acorns Account, you can earn a $10 investment from Acorns in your Acorns Invest account. This reward will be paid after you meet the eligibility criteria below and in accordance with the Acorns Referral Disclosures.

Eligibility. You must (1) Comment on our Instagram post about Giving Tuesday, (2) complete the eligibility form sent to you via Instagram direct message, (3) have an existing Acorns account or sign up for an Acorns account and (4) complete the setup of your Acorns account with a successful initial $5 investment from a bank account funding source on or before December 15, 2020.

Anyone who earns a reward under this promotion will only receive such reward if (1) their Acorns subscription, including any Acorns investment accounts, is in good standing with Acorns at the time this criteria is met in order to receive the reward and (2) they have not closed their Acorns account before the reward is invested.

Additional Information

This promotion is only available to essential workers. to This promotion is a limited time offer. Acorns Advisers, LLC reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. Bonus awards are made at the sole discretion of Acorns.

Other Information For All Promotions

Mike Tyson / Triller Promotion

Updated November 28, 2020

THE REWARD

If during the promotional period starting at 6:00pm PT on November 28, 2020 and ending at 11:59 PT on November 28, 2020 (the “Promotion Period”), you sign up for an Acorns account, ^you can earn a $10 investment from Acorns in your Acorns Invest account. This reward will be paid after you meet the eligibility criteria below and in accordance with the Acorns Referral Disclosures.

Eligibility. You must (1) sign up for an Acorns account during the Promotion Period, (2) complete the setup of your Acorns account with a successful initial $5 investment from a bank account funding source on or before December 15, 2020 and (3) maintain your Acorns subscription for a least one (1) billing period from the time you subscribe.

Additional Information

Other Information For All Promotions

Find the Acorns, Grow Your Oak Contest

Updated November 24, 2020

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 1:00 p.m. Pacific Time (“PT”) on November 24, 2020 and ending on 11:59 p.m. PT on November 24, 2020 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, (1) make sure you are “following” Acorns, (2) submit your answer to the contest question in the contest post’s comments, and (3) tag a friend in same comment. All Instagram entries must be received by 11:59 p.m. PT on November 24, 2020 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

PRIZES: A $10 investment in the Acorns Invest Account of each winner, which will be used by Acorns Advisers, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. The $10 represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. Approximate Retail Value (“ARV”) $10 per prize. Prizes are in the form of an investment, and the Prizes are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winners may not substitute, assign or transfer prize or redeem prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute prize (or portion thereof) with one of comparable or greater value. Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided. All prize details are at Sponsor’s sole discretion.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

ACORNS SMART DEPOSIT SWEEPSTAKES

Updated November 17, 2020

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE OR PAYMENT WILL NOT INCREASE AN ENTRANT’S CHANCES OF WINNING.

The Acorns Smart Deposit Sweepstakes (“Sweepstakes”) is sponsored by Acorns Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI 48033.

SWEEPSTAKES PERIOD: The Sweepstakes begins on November 18, 2020 at 9:00 AM Central Time (“CT”) and ends on January 15, 2021 at 11:59:59 PM CT (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes official clock.

ELIGIBILITY: This Sweepstakes is open only to legal residents of one of the fifty (50) United States (or the District of Columbia), and Puerto Rico, who are at least eighteen (18) years old at the time of entry. Employees of Sponsor, Administrator, and each of their respective parent companies, subsidiaries, affiliates, advertising and promotion agencies (collectively, “Sweepstakes Entities”) and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. All federal, state, and local laws apply. Void where prohibited or restricted by law.

HOW TO ENTER THE SWEEPSTAKES: There are two (2) ways to participate as set forth below:

1. Acorns Account: During the Sweepstakes Period, an eligible entrant may visit https://www.acorns.com (“Website”) or access his/her Acorns account via the Acorns app. Message and data rates may apply. Upon signing into your Acorns account, an eligible entrant must; (i) sign up for a Acorns Checking Visa Debit Card (if he/she hasn’t already), and (ii) turn on Smart Deposit (if he/she hasn’t already). Both steps (i) and (ii) must be completed before 11:59:59 PM PST on January 15, 2021 in order to receive one (1) Sweepstakes entry. If an eligible entrant has already completed both steps, he/she will automatically receive his/her Sweepstakes entry. Upon the successful submission of the required information, an entrant will receive one (1) entry into the Sweepstakes.

1. Mail-In Entry: To participate without creating an account or completing the required steps listed above, an eligible entrant may hand-write his/her complete name (no initials), valid e-mail address, street address (P.O. Boxes not accepted), city, state, ZIP code, telephone number, and date of birth (MM/DD/YYYY) on a 3½”x5” card (“Mail-In Entry”) and mail it with sufficient postage to: Acorns Smart Deposit Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. All Mail-In Entries must be postmarked no later than January 15, 2021, and received on or before January 22, 2021 in order to be eligible. Limit one (1) Mail-In Entry per person during the Sweepstakes Period.

RANDOM DRAWING: On or around January 23, 2021, the Administrator will randomly select one (1) potential winner from all eligible entries received. The winner is considered a potential winner pending verification of his/her eligibility and compliance with these Official Rules.

PRIZE, APPROXIMATE RETAIL VALUE (“ARV”), AND ODDS OF WINNING:

1. Prize (1): The prize is $5,000 (“Prize”). The ARV of the Prize is $5,000. If you have an Invest account, Prize will be deposited into winner’s account. If you entered via the Mail-In method of entry, Prize will be fulfilled in the form of a check made payable in winner’s name.

1. Odds of Winning: The odds of winning the Prize depend on the number of eligible Sweepstakes entries received during the Sweepstakes Period.

1. General Conditions: In no event will more than one (1) Prize, be awarded. If, for any reason, more prize notifications are sent (or more claims are received) than the number of prizes offered, as set forth in these Official Rules, Sponsor reserves the right to award the intended number of prizes through a random drawing from among all eligible prize claims received.

HOW TO CLAIM THE PRIZE: The potential winner is subject to verification of eligibility and compliance with these Official Rules. After the random drawing, Administrator will notify the potential winner via e-mail at the e-mail address provided at the time of entry. The potential winner will be required to sign and return an Affidavit of Eligibility and Liability/Publicity Release (except where prohibited) and any other requested documents within five (5) calendar days from the date of attempted notification or the Prize may be forfeited in its entirety and awarded to an alternate winner, at the Sponsor’s sole and absolute discretion. Failure to provide all required information and a signature on the documents within the stated time period may result in forfeiture of a winner’s right to claim his/her Prize, and may result in the Prize being awarded to an alternate winner, if time permits. If a potential winner is disqualified, found to be ineligible or not in compliance with these Official Rules, declines to accept the Prize, the Prize may be forfeited. If the Prize is forfeited, the Prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible entries, as determined by Sponsor in its sole discretion. If, after a good-faith attempt, Sponsor is unable to award or deliver the Prize, the Prize may not be re-awarded. The winner shall be solely responsible for payment of any and all applicable federal, state, and local taxes for the Prize won. Sponsor will issue an IRS Form 1099-MISC for the winner. All other costs and expenses not expressly set forth herein shall be solely each winner’s responsibility. The Prize will only be awarded to a verified winner.

LIMITATION OF LIABILITY: By participating in this Sweepstakes, entrants agree that the Sweepstakes Entities and each of their respective affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers and each their respective officers, directors, stockholders, employees, representatives, designees and agents (“Released Parties”) are not responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or undeliverable e-mail/text notifications or postal mail; (ii) any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions, service provider/network accessibility, availability or traffic congestion; (iv) any technical, mechanical, printing or typographical or other error; (v) the incorrect or inaccurate capture of registration information or the failure to capture, or loss of, any such information; (vi) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical error, theft or destruction or unauthorized access to the Sweepstakes; (vii) any injury or damage, whether personal or property, to entrants or to any person's computer related to or resulting from participating in the Sweepstakes and/or accepting a prize; and (viii) entries that are late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted, damaged, garbled or otherwise not in compliance with the Official Rules. Further, the Sweepstakes Entities are not responsible for any unanswered or undeliverable winner notifications.

By entering the Sweepstakes, each entrant agrees: (i) to be bound by these Official Rules, including entry requirements; (ii) to waive any rights to claim ambiguity with respect to these Official Rules; (iii) to waive all of his/her rights to bring any claim, action or proceeding against any of the Released Parties in connection with the Sweepstakes; and (iii) to forever and irrevocably agree to release and hold harmless each of the Released Parties from any and all claims, lawsuits, judgments, causes of action, proceedings, demands, fines, penalties, liability, costs and expenses (including, without limitation, reasonable attorneys’ fees) that may arise in connection with: (a) the Sweepstakes, including, but not limited to, any Sweepstakes-related activity or element thereof, and the entrant’s entries, participation or inability to participate in the Sweepstakes; (b) the violation of any third-party privacy, personal, publicity or proprietary rights; (c) acceptance, attendance at, receipt, travel related to, participation in, delivery of, possession, defects in, use, non-use, misuse, inability to use, loss, damage, destruction, negligence or willful misconduct in connection with the use of a prize (or any component thereof); (d) any change in the prizing (or any components thereof); (e) human error; (f) any wrongful, negligent, or unauthorized act or omission on the part of any of the Released Parties; (g) lost, late, stolen, misdirected, damaged or destroyed prizing (or any element thereof); or (h) the negligence or willful misconduct by entrant.

DISPUTES: THIS SWEEPSTAKES IS GOVERNED BY, AND WILL BE CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF MICHIGAN, AND THE FORUM AND VENUE FOR ANY DISPUTE SHALL BE IN THE OAKLAND COUNTY, MICHIGAN. IF THE CONTROVERSY OR CLAIM IS NOT OTHERWISE RESOLVED THROUGH DIRECT DISCUSSIONS OR MEDIATION, IT SHALL THEN BE RESOLVED BY FINAL AND BINDING ARBITRATION ADMINISTERED BY JAMS IN ACCORDANCE WITH ITS ARBITRATION RULES AND PROCEDURES OR SUBSEQUENT VERSIONS THEREOF (“JAMS RULES”). THE JAMS RULES FOR SELECTION OF AN ARBITRATOR SHALL BE FOLLOWED, EXCEPT THAT THE ARBITRATOR SHALL BE EXPERIENCED AND LICENSED TO PRACTICE LAW IN MICHIGAN. ALL PROCEEDINGS BROUGHT PURSUANT TO THIS PARAGRAPH WILL BE CONDUCTED IN OAKLAND COUNTY, MICHIGAN. THE REMEDY FOR ANY CLAIM SHALL BE LIMITED TO ACTUAL DAMAGES, AND IN NO EVENT SHALL ANY PARTY BE ENTITLED TO RECOVER PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED, INCLUDING ATTORNEYS’ FEES OR OTHER SUCH RELATED COSTS OF BRINGING A CLAIM, OR TO RESCIND THIS AGREEMENT OR SEEK INJUNCTIVE OR ANY OTHER EQUITABLE RELIEF. ENTRANTS AGREE THAT THE RIGHTS AND OBLIGATIONS OF ANY ENTRANT AND/OR SWEEPSTAKES ENTITIES AND/OR ANY OTHER PARTY SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION. ANY DEMAND FOR ARBITRATION MUST BE FILED WITHIN ONE (1) YEAR FROM THE END OF THE SWEEPSTAKES PERIOD, OR THE CAUSE OF ACTION SHALL BE FOREVER BARRED.

PRIVACY: Sponsor’s privacy policy is available at https://www.acorns.com/privacy/.

PUBLICITY RIGHTS: By participating in this Sweepstakes, each entrant agrees to allow the Sponsor and Sponsor’s designee the perpetual right to use his/her name, address (city and state), biographical information, likeness, picture and other information and content provided in connection with the Sweepstakes for promotion, trade, commercial, advertising and publicity purposes in all media worldwide including, but not limited to, on television and the Internet, without notice, review or approval and without additional compensation, except where prohibited by law.

GENERAL: Any attempted form of participation in this Sweepstakes other than as described herein is void. Sponsor and Administrator reserve the right to disqualify any entrant found or suspected, in their sole and absolute discretion, to be tampering with the operation of the Sweepstakes; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Sweepstakes. Any attempted form of participation in this Sweepstakes other than as in these Official Rules is void. If it is discovered that a person has registered or attempted to register more than once using phone numbers, e-mail addresses, residential addresses, multiple identities, IP addresses, use of proxy servers, or like methods, all of that person’s entries will be declared null and void and that person will not be awarded any prize that he/she might have been entitled to receive. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Sweepstakes will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. Entrants and/or potential winners may be required to provide proof of identification and eligibility as required by Sponsor or Administrator. In the event of a dispute as to the identity of a winner, the winning entry will be declared made by the authorized account holder of the e-mail address submitted on the registration form associated with such entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational institution) that is responsible for assigning email addresses for the domain associated with the submitted email address. Each entrant may be required to show proof of being an authorized account holder. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official Rules or any word, phrase, clause, sentence, or other portion thereof should be held unenforceable or invalid for any reason, then that provision or portion thereof shall be modified or deleted in such manner as to render the remaining provisions of these Official Rules valid and enforceable. The invalidity or unenforceability of any provision of these Official Rules or the prize documents will not affect the validity or enforceability of any other provision. No entrant shall have the right to modify or amend these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision and such provision shall remain in full force and effect. All entries and/or materials submitted become the property of Sponsor and will not be returned. In the event of any conflict with any Sweepstakes details contained in these Official Rules and Sweepstakes details contained in any promotional materials (including but not limited to point of sale, television and print advertising, promotional packaging and other promotional media), the details of the Sweepstakes as set forth in these Official Rules shall prevail.

WINNER LIST: For a winner list, interested individuals should mail a self-addressed stamped business envelope to: Winner List, - Acorns Smart Deposit Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. Winner List requests must be received no later than March 15, 2021.

IT BEGINS WITH SEVEN BUCKS PROMOTION

Updated August 25, 2020

The Reward

If during the promotional period starting at 7:00am PT on August 25, 2020 and ending at 11:59 PT on September 7, 2020 (the “Promotion Period”), you become an eligible Acorns Family subscriber with an Acorns Early account, you can earn a $7 investment by Dwayne Johnson and Acorns in your Acorns Invest account. To receive the $7 investment, you must signup for Acorns Family using the invitation code or referral link provided by Dwayne Johnson. This reward will be paid after you meet the eligibility criteria below and in accordance with the Acorns Referral Agreement.

Eligibility. You must (1) upgrade to, or sign up for, the Acorns Family subscription tier during the Promotion Period, (2) complete the setup of an Acorns Early account with a successful initial $5 investment from a bank account funding source during the Promotion Period and (3) maintain your Acorns Family subscription for a least one (1) billing period from the time you subscribe.

Anyone who earns a reward under this promotion will only receive such reward if (1) their Acorns subscription, including any Acorns investment accounts, are also in good standing with Acorns at the time this criteria is met in order to receive the reward and (2) they have not closed their Early account or downgraded to a tier other than Acorns Family before the reward is invested.

Additional Information

This promotion is a limited time offer. Acorns Advisers, LLC reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to new Acorns Family subscribers. Bonus awards are made at the sole discretion of Acorns. Dwayne Johnson, and/or certain entities associated with him, are investors in Acorns Grow Incorporated, an affiliate of Acorns Advisers, LLC.

Other Information For All Promotions

OFFICIAL RULES

ACORNS EARLY $10k CONTEST

Updated July 31, 2020

NO PURCHASE NECESSARY TO ENTER. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

BY ENTERING THE CONTEST, YOU AGREE TO THESE OFFICIAL RULES (the “RULES”), WHICH ARE A CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING. WITHOUT LIMITATION, THIS CONTRACT INCLUDES INDEMNITIES TO THE SPONSOR FROM YOU AND A LIMITATION OF YOUR RIGHTS AND REMEDIES.

The Acorns Early $10k Contest (the “Contest”) is a skill-based contest sponsored by Acorns Grow Incorporated (“Sponsor”), beginning at 11:59pm PT on July 31, 2020 and ending at 11:59 pm PT on August 1, 2020. Limit of one (1) Prize per household. In the event of any discrepancy or inconsistency between the terms and conditions of the Rules and disclosures or other statements contained in any Contest-related materials, including but not limited to the Entry Form, or television, print or online advertising, the terms and conditions of the Rules shall control.

ELIGIBILITY: Open only to legal residents of the fifty (50) United States and the District of Columbia who are of eligible age to participate in their jurisdiction and 18 years of age or older. Void where prohibited. Employees (and their immediate families (parent, child, spouse or sibling and their respective spouses, regardless of where they reside) and those living in their same households, whether or not related) of Sponsor, and its respective parents, affiliates, subsidiaries and advertising and promotion agencies are not eligible to enter or win. By participating, Entrants agree to be bound by these Rules and the decisions of the judges and/or Sponsor, which are binding and final on matters relating to this contest. Contest is subject to all applicable federal, state and local laws. Entrant must have Internet access in order to enter the Contest. Each Entrant must be the rightful owner (or have authorized use) of the e-mail address identified in the Entrant’s entry.

TO ENTER: Entrants may pre-enter the Contest beginning at 7:00am PT on July 26, 2020 (the period from 7am PT on July 26, 2020 through 11:59pm on August 1, 2020 is considered the “Entry Period”). FOR THE AVOIDANCE OF DOUBT, ACTIONS 1-3 BELOW MAY BE TAKEN PRIOR TO THE ENTRY PERIOD. The Contest’s Entry Period will end at 11:59 pm PT on August 1, 2020.

To be entered into the Contest you must complete all of the following actions:

Sign up for an Acorns Family subscription;
Open your first Acorns Early Account (this includes entering the Social Security Number of the beneficiary);
Make initial investment of at least $5 into your Acorns account;
Use our online contest entry form (the “Entry Form”) to tell us in 200 words or less what you hope for the child or children in your life, and why you’re investing for their future (see General Conditions, below, for how your entry may be used by Acorns); and
Maintain your Acorns Family subscription for three (3) consecutive billing periods.

Limit one (1) entry per person, per email address for the duration of the entire Contest. Subsequent entries received from any person or email address after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

WINNER SELECTION: The potential winner of the Contest will be selected by a three person committee. The committee will select what it feels is the most inspirational or hopeful message submitted through the Entry Form. Odds of winning depend on the number of eligible entries received.

WINNER NOTIFICATION: Potential winner will be notified by email and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within seven (7) days of date of receipt. If such documents are not returned within the specified time period, a prize or prize notification is returned as undeliverable, Sponsor is unable to contact a potential winner or a potential winner is not in compliance with these Rules, prize will be forfeited and, at Sponsor’s sole discretion, an alternate winner selected. Sponsor shall have no liability or responsibility to any potential winner so disqualified. It is a potential winner’s responsibility to set his/her email account, to accept contacts by Sponsor and to timely check such account for any Sponsor messages. Potential winner will forfeit Prize if they do not maintain their Acorns Family subscription for the required 3 billing periods.

PRIZES: One (1) Prize will be awarded and will consists of one (1) $10,000 investment deposited into the Acorns Invest account of the Winner, which will be used by Acorns Advisors, LLC to purchase on Winner’s behalf through Acorns Securities, LLC and any Clearing Broker exchange traded funds shares in the amounts and types that correspond to Winner’s selected Acorns Invest portfolio type. The $10,000 represents the value of the Prize at the time of its award; Sponsor is not responsible under, and makes no representations or warranties in, these Rules regarding its value once invested. Total approximate retail value (“ARV”) of Prize: $10,000. Prize is awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winner may not substitute, assign or transfer Prize or redeem Prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute Prize (or portion thereof) with one of comparable or greater value. The Winner will also have to provide a completed W-9 Form prior to receiving the Prize. Winner is responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with Prize acceptance and use not specified herein as being provided. All Prize details are at Sponsor’s sole discretion. Amounts invested may be withdrawn in accordance with the procedures governing Acorns Invest Accounts, as set forth in the Acorns Program Agreement.

The Winner, by acceptance of Prize, except where legally prohibited, grants permission for Sponsor and its designees to use his/her name, address (city and state), photograph, voice and other likeness, entry and prize information for advertising, trade and promotional purposes without further compensation, in all media (including print, film and digital media) now known or hereafter discovered, worldwide in perpetuity, without notice or review or approval. By entering the Contest, you consent to your name being placed on a public winners list and/or runners up or other recognition list, which may be posted to the Acorns’ website or other sites of social media accounts affiliated with Acorns. Further, by entering the Contest, you consent to Acorns’ use of your written statement submitted through the Entry Form, with or without attribution, for advertising, trade and promotional purposes without further compensation, in all media (including print, film and digital media) now known or hereafter discovered, worldwide in perpetuity, without notice or review or approval. In the event of a dispute regarding entries received from multiple users having the same e-mail account, the authorized subscriber of the e-mail account at the time of entry will be deemed to be the entrant and must comply with these Rules. Authorized account subscriber is the natural person who is assigned the e-mail address by the Internet Service Provider (ISP), on-line service provider, or other organization responsible for assigning e-mail addresses. CAUTION: ANY ATTEMPT TO DAMAGE THE WEBSITE OR TO UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR WILL DISQUALIFY ANY SUCH INDIVIDUAL AND RESERVES THE RIGHT TO SEEK DAMAGES (INCLUDING ATTORNEYS’ FEES) AND OTHER REMEDIES FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.

WINNERS’ LIST: Potential winner will be announced on or before August 31, 2020 by Sponsor. For a copy of these Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to “Acorns Early Contest, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Contest and winners list requests must be received within three (3) months of the end of the Contest. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
7/16/2020 TRIVIA CONTEST

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA TWITTER ONLY AND A TWITTER ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY TWITTER, INC.

ELIGIBILITY: Open only to legal residents of the fifty (50) United States and the District of Columbia who are of eligible age to participate in their jurisdiction and 18 years of age or older. Void where prohibited. Employees (and their immediate families (parent, child, spouse or sibling and their respective spouses, regardless of where they reside) and those living in their same households, whether or not related) of Acorns Grow Incorporated (“Sponsor”), and its respective parents, affiliates, subsidiaries and advertising and promotion agencies are not eligible to enter or win. By participating, entrants agree to be bound by these Official Rules and the decisions of the judges and/or Sponsor, which are binding and final on matters relating to this contest. Contest is subject to all applicable federal, state and local laws.

TO ENTER: Beginning at approximately 4:00pm Pacific Time (“PT”) on July 16, 2020 and ending at approximately 6:00pm PT on July 16, 2020 (the “Entry Period”), visit twitter.com/acorns or the Acorns Twitter page on the Twitter app, (1) make sure you are “following” Acorns, (2) submit your answer to the trivia question in the relevant trivia question’s post comments, AND (3) include the hashtag #GrowYourOak. All Twitter entries must be received by 6:00 p.m. PT on July 16, 2020 to be eligible. Limit one (1) entry per trivia question per person, per Twitter handle for the duration of the Entry Period. Multiple entries to a single trivia question received from any person or handle after the first entry received from that person or handle will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

DRAWING: Potential winners will be chosen by random drawing. Each trivia question will have one (1) potential winner chosen at random from those entrants with the correct answer in the comment before the end of the Entry Period. Odds of winning depend on the number of eligible entries received.

WINNER NOTIFICATION: Potential winners will be notified by Twitter direct message and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within seven (7) days of date of issuance. If such documents are not returned within the specified time period, a prize or prize notification is returned as undeliverable, Sponsor is unable to contact a potential winner within three (3) days, or a potential winner is not in compliance with these Official Rules, prize will be forfeited and, at Sponsor’s sole discretion, an alternate winner may or may not be selected. It is a potential winner’s responsibility to set his/her Social Media Account as applicable, to accept contacts by Sponsor and to timely check such account for any Sponsor direct messages.

PRIZES: Each winner may select either an Acorns t-shirt or a copy of Acorns’ book, Grow Your Oak. Approximate Retail Value (“ARV”) $20 per prize. Prizes are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winners may not substitute, assign or transfer prize or redeem prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute prize (or portion thereof) with one of comparable or greater value. Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided. Winner must provide Acorns with a valid mailing address for delivery of the prize. All prize details are at Sponsor’s sole discretion.

GENERAL CONDITIONS: Released Parties (as defined below) are not responsible for lost, late, incomplete, inaccurate, stolen, misdirected, undelivered, garbled, or illegible entries; or for lost, interrupted or unavailable network, server, Internet Service Provider (ISP), website, or other connections, availability or accessibility or miscommunications or failed computer, satellite, telephone or cable transmissions, lines, or technical failure or jumbled, scrambled, delayed, or misdirected transmissions or computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the contest, including, without limitation, errors or difficulties which may occur in connection with the administration of the contest, the processing of entries, the announcement of the prizes or in any contest-related materials. Released Parties are also not responsible for any incorrect or inaccurate information, whether caused by other entrants or site users, tampering, hacking, or by any equipment or programming associated with or utilized in the contest. Released Parties are not responsible for injury or damage to participants' or to any other person's computer related to or resulting from participating in this contest or downloading materials from or use of the website. Persons who tamper with or abuse any aspect of the contest or website or who are in violation of these Official Rules, as solely determined by Sponsor, will be disqualified and all associated entries will be void. Should any portion of the contest be, in Sponsor’s sole opinion, compromised by virus, worms, bugs, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion to suspend, modify or terminate the contest and, if terminated, at its discretion, select the potential winners from all eligible, non-suspect entries received prior to action taken or as otherwise deemed fair and appropriate by Sponsor. Entrants, by participating, agree that Sponsor and its respective parents, affiliates, subsidiaries and advertising and promotion agencies and all of their respective officers, directors, employees, representatives and agents (collectively, “Released Parties”) will have no liability whatsoever for, and shall be held harmless by entrants against, any liability, for any injuries, losses or damages of any kind, including death, to persons, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in this contest. Each winner, by acceptance of prize, except where legally prohibited, grants permission for Sponsor and its designees to use his/her name, address (city and state), photograph, voice and other likeness and prize information for advertising, trade and promotional purposes without further compensation, in all media (including digital media) now known or hereafter discovered, worldwide in perpetuity, without notice or review or approval. By entering the contest, you consent to your name and/or Twitter handle being placed on a public winners list and/or runners up list, which may be posted to the Acorns’ Twitter page or other sites affiliated with Acorns. In the event of a dispute regarding entries received from multiple users having the same e-mail account, or Twitter account, the authorized subscriber of the e-mail account or Twitter account at the time of entry will be deemed to be the entrant and must comply with these Official Rules. Authorized account subscriber is the natural person who is assigned the e-mail address by the Internet Service Provider (ISP), on-line service provider, or other organization responsible for assigning e-mail addresses or Twitter account. CAUTION: ANY ATTEMPT TO DAMAGE THE WEBSITE OR TO UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR WILL DISQUALIFY ANY SUCH INDIVIDUAL AND RESERVES THE RIGHT TO SEEK DAMAGES (INCLUDING ATTORNEYS’ FEES) AND OTHER REMEDIES FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.

WINNERS’ LIST: Potential winners may be announced in a Twitter post by Sponsor. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to 7/16 Trivia Contest, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617

OFFICIAL RULES
ACORNS BABIES
Promotion June 22, 2020

The Acorns Babies Waiver Promotion

Subject to these terms and conditions (the “Waiver Terms”), between June 22, 2020 and March 1, 2021 (the “Application Period”), when you meet the eligibility requirements described below, you will be eligible to qualify for a limited waiver of your Acorns Family Subscription Fee (as defined in the Acorns Program Agreement) when you open and fund an Acorns Early Account for a child verified as born in 2020 (the “Acorns Babies Waiver”).

The Acorns Babies Waiver is available only to new Acorns subscribers who subscribe to the Acorns Family Tier and is for the monthly Acorns Family Subscription Fee, subject to these Waiver Terms. You will remain responsible for any other fees that you owe under the Program Agreement that are not included in the monthly Acorns Family Subscription Fee, as applicable.

Eligibility

To be eligible for the Acorns Babies Waiver, you must (i) open your first Acorns Account on or after June 22, 2020, (ii) subscribe to the Acorns Family Tier subscription option, (iii) complete registration for at least one Acorns Early Account for a beneficiary born in 2020, and (iv) submit a birth certificate for the beneficiary born in 2020, and have such birth certificate verified by Acorns on or before March 1, 2021 (upon verification, the beneficiary will be considered a “Verified Beneficiary” for purposes of these Waiver Terms). Subject to the limitations below, the Acorns Babies Waiver will apply to your monthly Acorns Family Tier Subscription Fee until the Verified Beneficiary turns eighteen (18) years old (the “Waiver Period”). For the avoidance of doubt, Acorns Early Accounts may be opened for the benefit of a child who is not your dependent.

Limitations

This waiver is only available to new customers of Acorns who sign up for Acorns between June 22, 2020 and March 1, 2021. This waiver is not transferable after it has been claimed. The Acorns Babies Waiver may only be claimed once by each new Acorns customer. Each Verified Beneficiary may only be used by one Acorns customer to claim the Acorns Babies Waiver. The Acorns Babies Waiver will continue until the EARLIER of (i) the Early Account for the Verified Beneficiary is closed, (ii) you opt into a pricing tier other than Acorns Family, (iii) there is a $0 or negative balance in the Verified Beneficiary’s Acorns Early Account for thirty (30) days or more (iii) any of your Acorns Portfolio Accounts fall out of good standing for more than thirty (30) days, (iv) the Verified Beneficiary turns eighteen (18) years old or (v) you have reached the maximum value of the Acorns Babies Waiver of $1,080. We may, in our sole discretion, extend the Acorns Babies Waiver to a customer who otherwise should have had such waiver terminated.

We, and each of our affiliates, reserve the right to determine in our and/or its sole or joint discretion whether an account is closed and/or in good standing. An account in good standing for purposes of this Acorns Babies Waiver is an account for which all required opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If any of your Acorns Portfolio Accounts are closed or not in good standing for any reason at any time, any fee waiver you receive will be forfeited. Acorns reserves the right to revoke or deny any Acorns Babies Waiver if it has reason to believe there is fraud or other improper actions taken to claim or maintain the waiver.

The fee waiver available pursuant to this Promotion is for your monthly Acorns Family Subscription Fee, and you remain responsible for any other fees that you owe that are not included in your monthly Acorns Family Subscription Fee. A list of such ancillary fees is included in our Program Agreement. The fee waiver available pursuant to this promotion shall not apply in the event you elect to upgrade and/or downgrade your monthly Acorns Family Subscription Fee at any time during the Waiver Period. Each Acorns Portfolio account is an individual brokerage account advised by Acorns Advisers, LLC. Acorns is not responsible for any failure on your part to meet standards for qualifying for this promotion. Acorns may withhold or recover any fees waived if Acorns determines that such fee waiver was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided when opening your account or applying for the Acorns Babies Waiver, or that any terms of our Program Agreement, Terms of Use, or these Waiver Terms have been violated.

The maximum potential Subscription Fee waived through this Acorns Babies Waiver is $1,080. You are not entitled to the entire waiver value unless you meet all requirements contained in these Waiver Terms for each consecutive month from the date you are notified of your qualification for the Acorns Babies Waiver, through the month in which the Verified Beneficiary turns eighteen (18) years old.

Acorns reserves the right to reward the monthly amount of the Acorns Babies Waiver in a manner other than a removal of Subscription Fees owed, such as by investing the amount in your Acorns Invest Account. In the event Acorns determines to change the payout mechanism of the Acorns Babies Waiver, you will be notified prior to such change. Should Acorns change the name or features of the “Acorns Family Tier” your Acorns Babies Waiver will automatically transfer to the lowest priced tier that includes Acorns Early. If such pricing tier exceeds $5/month, your waiver will offset the monthly Subscription Fee of such tier by $5/month. Acorns reserves the right to amend or cancel this waiver and/or these Waiver Terms at any time. Waiver available to U.S residents only. This promotion is non-transferrable.

Other Information

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Custodial and administrative services for Acorns Later IRA accounts provided by IRA Services Trust Company. Investments are not FDIC insured. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns’ fees before investing. Past performance is not a guarantee of future results. Acorns Visa™ debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC. ACORNS, the ACORNS logo, ACORNS EARLY, and EARLY are trademarks of Acorns Grow Incorporated. Copyright © 2020 Acorns Grow Incorporated and/or its affiliates

OFFICIAL RULES
Guess the Change. Get the Change.
Contest 5/8/20

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.

TO ENTER: Beginning at 2:00 p.m. Pacific Time (“PT”) on May 8, 2020 and ending on the earlier of (i) the first correct guess, OR, (ii) 2:00 p.m. PT on May 9, 2020 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag up to five friends in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 2:00 p.m. PT on May 9, 2020 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.

DRAWING: Potential winner will be the first person to guess the correct amount of change (all U.S. currency in denominations currently issued by the U.S. Mint) in the jar pictured, or the first person to submit the closest guess if the correct amount is not guessed before the end of the Entry Period. The winner’s tagged friends will also be winners. Odds of winning depend on the number of eligible entries received.

WINNER NOTIFICATION: Potential winner will be notified by Instagram direct message and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within seven (7) days of date of issuance. If such documents are not returned within the specified time period, a prize or prize notification is returned as undeliverable, Sponsor is unable to contact a potential winner or a potential winner is not in compliance with these Official Rules, prize will be forfeited and, at Sponsor’s sole discretion, an alternate winner selected. It is a potential winner’s responsibility to set his/her Social Media Account as applicable, to accept contacts by Sponsor and to timely check such account for any Sponsor direct messages.

PRIZES: A minimum of $10 Acorns gift card (the actual amount will be the amount of Change in the Jar and revealed when the Entry Period is complete). Gift card is subject to certain terms and conditions as specified by issuer. Approximate Retail Value (“ARV”) is at least $10. Prizes are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winners may not substitute, assign or transfer prize or redeem prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute prize (or portion thereof) with one of comparable or greater value. Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided. All prize details are at Sponsor’s sole discretion.

GENERAL CONDITIONS: Released Parties (as defined below) are not responsible for lost, late, incomplete, inaccurate, stolen, misdirected, undelivered, garbled, or illegible entries; or for lost, interrupted or unavailable network, server, Internet Service Provider (ISP), website, or other connections, availability or accessibility or miscommunications or failed computer, satellite, telephone or cable transmissions, lines, or technical failure or jumbled, scrambled, delayed, or misdirected transmissions or computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the contest, including, without limitation, errors or difficulties which may occur in connection with the administration of the contest, the processing of entries, the announcement of the prizes or in any contest-related materials. Released Parties are also not responsible for any incorrect or inaccurate information, whether caused by other entrants or site users, tampering, hacking, or by any equipment or programming associated with or utilized in the contest. Released Parties are not responsible for injury or damage to participants' or to any other person's computer related to or resulting from participating in this contest or downloading materials from or use of the website. Persons who tamper with or abuse any aspect of the contest or website or who are in violation of these Official Rules, as solely determined by Sponsor, will be disqualified and all associated entries will be void. Should any portion of the contest be, in Sponsor’s sole opinion, compromised by virus, worms, bugs, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion to suspend, modify or terminate the contest and, if terminated, at its discretion, select the potential winners from all eligible, non-suspect entries received prior to action taken or as otherwise deemed fair and appropriate by Sponsor. Entrants, by participating, agree that Sponsor and its respective parents, affiliates, subsidiaries and advertising and promotion agencies and all of their respective officers, directors, employees, representatives and agents (collectively, “Released Parties”) will have no liability whatsoever for, and shall be held harmless by entrants against, any liability, for any injuries, losses or damages of any kind, including death, to persons, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in this contest. Each winner, by acceptance of prize, except where legally prohibited, grants permission for Sponsor and its designees to use his/her name, address (city and state), photograph, voice and other likeness and prize information for advertising, trade and promotional purposes without further compensation, in all media (including digital media) now known or hereafter discovered, worldwide in perpetuity, without notice or review or approval. By entering the contest, you consent to your name being placed on a public winners list and/or runners up list, which may be posted to the Acorns’ Instagram page or other sites affiliated with Acorns. In the event of a dispute regarding entries received from multiple users having the same e-mail account, or Instagram account, the authorized subscriber of the e-mail account or Instagram account at the time of entry will be deemed to be the entrant and must comply with these Official Rules. Authorized account subscriber is the natural person who is assigned the e-mail address by the Internet Service Provider (ISP), on-line service provider, or other organization responsible for assigning e-mail addresses or Instagram account. CAUTION: ANY ATTEMPT TO DAMAGE THE WEBSITE OR TO UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR WILL DISQUALIFY ANY SUCH INDIVIDUAL AND RESERVES THE RIGHT TO SEEK DAMAGES (INCLUDING ATTORNEYS’ FEES) AND OTHER REMEDIES FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.

WINNERS’ LIST: Potential winner will be announced in an Instagram post by Sponsor on or before May 31, 2020. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.

SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617