Acorns Early
Grow kids’ money skills
Join Acorns Early & get $30 free allowance for your teen
Try the first month on us and unlock allowance for your teen! They'll get all the tools to live their best money life: a debit card, app and financial learning tools.
Claim $30 for your teen
Perfect for kids ages 6-18
Formerly GoHenry
Money Missions build real-world financial habits
Kids learn about saving, investing and more with videos & interactive quizzes in the Acorns Early app. Conquering a new skill means gaining points & badges, so they’ll stay motivated and feel accomplished.
Get started
Your kids learn independence, you get peace of mind
With the Acorns Early debit card and app, kids learn how to budget—and grow to understand the difference between wants and needs by spending wisely. Parents can help guide their progress with real-time updates, customizable controls and more.
One app for the whole family
Companion apps for kids, teens and parents mean there’s something for everyone. App features are tailored to your child’s age and money skills.
Tap, tap, chores
Set tasks and kids get paid when it's done. Cha-ching!
Allowance on repeat
Easily set up weekly transfers—then help your kids plan to spend it wisely, set savings goals & more.
Real-time updates
Block & unblock cards, flex parental controls, and get notified every time your kids spend money.
Set spending controls
Decide where and how much kids can spend, and use your parent app to easily add or change the settings.
Customize your card
Choose from 35+ card designs—and personalize it with your child's first name.
Built for their safety — and your confidence
Bank-level encryption
Chip and PIN-protected transactions
Acorns Early blocks unsafe spending categories
Secure PIN recovery in the app
FDIC-insured up to $250,000 through a partner bank
Zero Liability Protection by Mastercard®
Real-time spending notifications
Easily block and unblock cards
Join for free and start learning instantly
Debit card + app + Money Missions
30 days free, then plans from $5/month
Get started today
30 days free, then plans from $5/month
Add up to four child accounts for $10 per month. Cancel anytime.
Frequently asked
What is Acorns Early?
Acorns Early is the easiest way to teach kids money skills. It comes with a kids debit card & app so they can learn by doing—and Money Missions to accelerate learning. It even has features for parents, too—like an allowance manager, flexible parental controls, and so much more.
How old do you have to be to get an Acorns Early debit card?
A lot of parents wonder “What age should a kid get a debit card?” — Acorns Early takes out the guesswork. Created for young people ages 6-18, Acorns Early helps kids earn an allowance, complete chores, set savings goals, give to charity, and learn to spend responsibly.
How does Acorns Early work?
Acorns Early is a smart debit card and app that helps kids build strong money skills—and so much more! Parents set up chores and allowance right in the Acorns Early app and kids can spend the money they earn with their very own debit card. The Acorns Early app lets kids set savings goals and watch bite-sized money lessons. Plus, there are tons of safety features for parents, too.
How do you put money on an Acorns Early debit card?
It's easy to add money to your kids’ debit card! Just link your debit card to your parent account, then choose how you want to give your kids money:
-
Set up automatic allowance payments
-
Make instant one-time transfers to your kid
-
Set chores for them so they can earn a little more
How do you send money to Acorns Early?
Acorns Early is more than just an allowance management app. With Giftlinks, family & friends can send money straight to your kids’ Acorns Early debit card for birthdays & celebrations or just because. Each link is totally secure, free of charge, and gifters can add their own personal message. Kids can decide whether to spend it or save up for something special—and can write thank-you messages straight from the Acorns Early app.
How much is an Acorns Early kids debit card?
We charge one monthly subscription of just $5 per kid. For families with up to four kids, it's just $10 per month. You get access to all of the features of Acorns Early, including the kid's debit card, chore tracking, automatic allowance, parental controls, and more.
How does the app change by age?
With your help and our unique tools, your kids learn to earn, save, budget, and spend in a way that fits them. When your kid becomes a teenager, they can send and request money (with parental oversight) and have the option to direct deposit wages from a job straight into their account. Acorns Early offers special features that keep parents in control as their kids grow.
