Acorns Early
Grow kids’ money skills
Your $10 free allowance is waiting
Help your kids get hands-on with money with a smart money app and debit card that teaches them how to spend, save, earn & more.
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$10 transfer minimum. Terms apply.
Formerly GoHenry
Why parents love Acorns Early
Money Missions
Award-winning videos and quizzes teach kids and teens money skills
Flexible controls
Set one-time and weekly spending limits and choose where the card can be used
Spend visibility
Real-time notifications let you see where and how much your child has spent.
Automatic allowance
Kids and teens learn budgeting basics with a weekly payment set by parents
Incentivize chores
Kids and teens get paid when tasks are done, learning the value of money earned
Savings, stashed
Help kids build a lifelong saving habit by setting and reaching goals.
A kids' debit card built for their safety — and your confidence
Bank-level encryption
Chip and PIN-protected transactions
Acorns Early blocks unsafe spending categories
Secure PIN recovery in the app
FDIC-insured up to $250,000 through a partner bank
Zero Liability Protection by Mastercard®
Real-time spending notifications
Easily block and unblock cards
Frequently asked
What is Acorns Early?
Acorns Early is the easiest way to teach kids money skills. It comes with a kids debit card & app so they can learn by doing—and Money Missions to accelerate learning. It even has features for parents, too—like an allowance manager, flexible parental controls, and so much more.
How old do you have to be to get an Acorns Early debit card?
A lot of parents wonder “What age should a kid get a debit card?” — Acorns Early takes out the guesswork. Created for young people ages 6-18, Acorns Early helps kids earn an allowance, complete chores, set savings goals, give to charity, and learn to spend responsibly.
How does Acorns Early work?
Acorns Early is a smart debit card and app that helps kids build strong money skills—and so much more! Parents set up chores and allowance right in the Acorns Early app and kids can spend the money they earn with their very own debit card. The Acorns Early app lets kids set savings goals and watch bite-sized money lessons. Plus, there are tons of safety features for parents, too.
How do you put money on an Acorns Early debit card?
It's easy to add money to your kids’ debit card! Just link your debit card to your parent account, then choose how you want to give your kids money:
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Set up automatic allowance payments
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Make instant one-time transfers to your kid
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Set chores for them so they can earn a little more
How do you send money to Acorns Early?
Acorns Early is more than just an allowance management app. With Giftlinks, family & friends can send money straight to your kids’ Acorns Early debit card for birthdays & celebrations or just because. Each link is totally secure, free of charge, and gifters can add their own personal message. Kids can decide whether to spend it or save up for something special—and can write thank-you messages straight from the Acorns Early app.
How much is an Acorns Early kids debit card?
We charge one monthly subscription of just $5 per kid. For families with up to four kids, it's just $10 per month. You get access to all of the features of Acorns Early, including the kid's debit card, chore tracking, automatic allowance, parental controls, and more.
How does the app change by age?
With your help and our unique tools, your kids learn to earn, save, budget, and spend in a way that fits them. When your kid becomes a teenager, they can send and request money (with parental oversight) and have the option to direct deposit wages from a job straight into their account. Acorns Early offers special features that keep parents in control as their kids grow.
